Family First Mortgage

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Family First Mortgage Family First Mortgage, NMLS 110317, is a Mortgage Banker and Mortgage Broker, serving the State of Louisiana.

Service is one of our top priorities, our goal is to always provide you with the lowest mortgage rates on the following home loans:

•FHA Mortgage Loans
•Rural Development USDA Loans
•VA Home Loans •Conventional Mortgages
•Jumbo Loans
•Primary Residence,

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What should a veteran buyer do with a house that looks fine from the curb? Look at the roof age, flashing, and gutters, ...
10/18/2026

What should a veteran buyer do with a house that looks fine from the curb? Look at the roof age, flashing, and gutters, then ask an inspector to check the attic for moisture marks. With VA financing, that extra step can flag repair items early so the purchase process is not slowed down by surprises.

Before photos are taken, do a quick room-by-room reset and remove anything that makes a space feel crowded. A buyer usin...
10/17/2026

Before photos are taken, do a quick room-by-room reset and remove anything that makes a space feel crowded. A buyer using FHA or conventional financing may be trying to picture both the home and the next step in the process, so clutter can distract from the layout and condition. Walk through the steps. https://bit.ly/44GkVz4

A veteran with a few late payments or thin credit history may still have a workable path with a VA loan. The key step is...
10/16/2026

A veteran with a few late payments or thin credit history may still have a workable path with a VA loan. The key step is to review the full file early, including recent payment history, discharge status, and any unresolved collections, so the conversation is based on the complete picture rather than one score. See how it works. https://bit.ly/4AqyvVV

One thing veterans sometimes miss: a strong home choice does not fix a weak file. If you are self-employed, have 1099s, ...
10/15/2026

One thing veterans sometimes miss: a strong home choice does not fix a weak file. If you are self-employed, have 1099s, or recently changed jobs, the lender may focus more on income stability than on the style of the property. A simple fix is to gather W-2s, 1099s, and bank statements early so the VA file moves cleanly.

What should a contractor do before applying for a mortgage? Start by checking utilization on revolving accounts, then av...
10/14/2026

What should a contractor do before applying for a mortgage? Start by checking utilization on revolving accounts, then avoid new credit applications while your paperwork is being reviewed, since a steady payment history can matter as much as income consistency for FHA, VA, or conventional loans. See how it works. https://bit.ly/4hpnaOw

If a veteran is moving with a family, the smart checklist is bigger than bedrooms. Add commute time, nearby schools, VA ...
10/13/2026

If a veteran is moving with a family, the smart checklist is bigger than bedrooms. Add commute time, nearby schools, VA appraisal timing, and whether the seller can handle any required repairs the appraiser may call out. That way the offer reflects both the home and the realities that can affect closing.

If a down-payment gift is part of the plan, the paperwork matters more than most people expect. A signed gift letter and...
10/12/2026

If a down-payment gift is part of the plan, the paperwork matters more than most people expect. A signed gift letter and proof of where the funds came from can keep underwriting from pausing the file later, especially when the money lands in the account shortly before closing.

What happens when a buyer has a stable job, student loans, and not much saved yet? In that case, a lender may compare FH...
10/11/2026

What happens when a buyer has a stable job, student loans, and not much saved yet? In that case, a lender may compare FHA with conventional options and look at the full picture, including gift funds if allowed and the documentation needed for underwriting. That conversation is more useful than trying to guess a perfect number first.

A self-employed buyer with strong bank deposits but messy bookkeeping can look riskier than they are. Lenders usually wa...
10/10/2026

A self-employed buyer with strong bank deposits but messy bookkeeping can look riskier than they are. Lenders usually want to see consistent income patterns, so gather 1099s, tax returns, and a year-to-date profit-and-loss statement before you apply. That paperwork can help explain the story behind fluctuating deposits. See how it works. https://bit.ly/4hpnaOw

One small pre-move checklist item is easy to overlook: match the filter size before closing so there is no scramble late...
10/09/2026

One small pre-move checklist item is easy to overlook: match the filter size before closing so there is no scramble later. That matters if the home uses a standard furnace setup or a less common return vent, because the wrong size can leave gaps and let debris bypass the filter instead of getting caught where it should.

Address

3909 Ambassador Caffery Pkwy Ste D
Lafayette, LA
70503

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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