Family First Mortgage

Family First Mortgage Family First Mortgage, NMLS 110317, is a Mortgage Banker and Mortgage Broker, serving the State of Louisiana.

Service is one of our top priorities, our goal is to always provide you with the lowest mortgage rates on the following home loans:

•FHA Mortgage Loans
•Rural Development USDA Loans
•VA Home Loans •Conventional Mortgages
•Jumbo Loans
•Primary Residence,

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What usually slows a sale is not one big problem, but a stack of little ones: cluttered rooms, unclear disclosures, and ...
09/02/2026

What usually slows a sale is not one big problem, but a stack of little ones: cluttered rooms, unclear disclosures, and weak first photos. If the home is occupied, try a simple rule-pack away half the visible items in each room and keep counters nearly clear so buyers can picture their own stuff there. Compare this to your situation. https://bit.ly/44GkVz4

For a veteran buying after years of renting, the biggest mistake is assuming every upfront cost belongs in the same buck...
09/01/2026

For a veteran buying after years of renting, the biggest mistake is assuming every upfront cost belongs in the same bucket. VA financing can reduce one hurdle, but you still want to ask which fees are lender-related, which are seller-paid, and what paperwork is needed before underwriting starts. That checklist matters more than guesswork.

A buyer with a steady paycheck and a recent job change can still be a strong mortgage candidate. The real question is wh...
08/31/2026

A buyer with a steady paycheck and a recent job change can still be a strong mortgage candidate. The real question is whether the income source, paperwork, and timing fit the loan program; for example, FHA can be more flexible on credit history, while conventional loans may reward stronger reserves and cleaner file documentation.

A buyer putting less money down on a conventional loan may face PMI, while a larger down payment can sometimes change ho...
08/30/2026

A buyer putting less money down on a conventional loan may face PMI, while a larger down payment can sometimes change how the file is viewed by the lender. If you are comparing options, ask for a side-by-side look at conventional, FHA, and VA so you can see how the down payment affects the full loan picture, not just the front-end payment.

A buyer with student loans and a few 1099s can get tripped up by the wrong loan fit. Start by asking which program match...
08/29/2026

A buyer with student loans and a few 1099s can get tripped up by the wrong loan fit. Start by asking which program matches the file you actually have: FHA for lower down payment flexibility, conventional if the profile is stronger, or USDA/VA when eligibility lines up. That first choice can change the rest of the process.

A common investor mistake is bringing a rehabbing property to a standard loan conversation before the scope is clear. Le...
08/28/2026

A common investor mistake is bringing a rehabbing property to a standard loan conversation before the scope is clear. Lenders usually want to see the project plan, contractor bid, and exit strategy up front, especially when the deal is meant to be sold or held after repairs. Get those documents organized before you move forward. See how it works. https://bit.ly/4huxt3Q

A clean offer is more than price. Include a strong preapproval, a realistic closing timeline, and a short list of must-h...
08/27/2026

A clean offer is more than price. Include a strong preapproval, a realistic closing timeline, and a short list of must-have terms so the seller can see you are organized and ready to move. A buyer using FHA, VA, or conventional financing can still look competitive if the paperwork is complete and the deadlines are clear.

A self-employed buyer with strong income on paper can still get tripped up by one thing: too many balances sitting close...
08/26/2026

A self-employed buyer with strong income on paper can still get tripped up by one thing: too many balances sitting close to their limits. Before applying, pull the last few statements and pay down revolving accounts first, because underwriting reads that pattern as a sign of how much room is left in the budget. See how it works. https://bit.ly/4hpnaOw

Think through a real-life windfall: a W-2 earner gets a tax refund, or a self-employed buyer has a strong quarter and wa...
08/25/2026

Think through a real-life windfall: a W-2 earner gets a tax refund, or a self-employed buyer has a strong quarter and wants to reduce the loan faster. Before paying extra, verify there is no prepayment penalty, then tell the lender in writing that the amount should go to principal. That one detail matters more than the size of the extra payment.

One common mistake is treating pre-approval like a final answer. A better step is to ask which program fits the file: FH...
08/24/2026

One common mistake is treating pre-approval like a final answer. A better step is to ask which program fits the file: FHA for a thinner credit profile, VA for eligible veterans, or conventional when the down payment and credit picture are stronger.

Address

3909 Ambassador Caffery Pkwy Ste D
Lafayette, LA
70503

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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