05/13/2026
Are mortgage rates going up or down in Louisiana right now?
This week, rates are likely ticking higher as markets digest today's April CPI inflation report, a key signal for where the Fed moves next. Here's what that means if you're a move-up buyer in Acadiana: the 30-year fixed sits around 6.49% this week, and while that's not the sub-6% window many were hoping for, it hasn't stopped buyers from acting.
East Baton Rouge and Acadiana saw over 1,060 homes sold in Q1 2026 — up 6.8% year-over-year. Move-up buyers who lock in now before further rate movement could gain serious leverage in a market that's quietly gaining momentum.
Waiting for the perfect rate often costs more than moving with the right strategy today. Let's map out your buying power before conditions shift.
Rates shown are for illustrative purposes only and are subject to change without notice. Interest rates, APRs, and loan terms may vary based on borrower qualifications, credit profile, occupancy, loan amount, and market conditions. This is not a commitment to lend. All loans are subject to underwriting approval. NMLS 2105892 | CrossCountry Mortgage | Equal Housing Lender