02/17/2022
ATTENTION Future Home Buyers!
"Buying a home is a major purchase and having bad credit is an obstacle. Your ability to obtain a mortgage is contingent on your credit score, employment, and overall financial picture, often heavily influenced by your FICO score. Your FICO score will influence your interest rate and subsequently your loan payments. However, if your credit isn’t perfect at this time, don’t let this deter your goal of buying a home. Instead, the desire to purchase a home can be a motivator to attend to your credit repair.
In a competitive Real Estate market, home sellers and REALTORS®, will be unlikely to consider your offer if it doesn’t include a pre-approval letter from your Mortgage Lender. Before you make your offer, improving your credit score can greatly affect the interest rate of your mortgage loan and ultimately the cost of your new home. We recommend embarking on a credit repair at least one year before you are ready to make an offer on a property." -Keller Williams Capital Partners
Come talk to an expert at Lifeline Credit Clinic about your route to repairing your credit and reaching that goal of buying a home.
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Lifeline Credit Clinic is a family owned and operated Credit Consulting and Repair business. We are here to help you fix your credit! Our guidance will help you move towards healthy credit that gets you to your goals! Call us today! 843.376.7353