The Loan Ref

05/24/2023

Is your client wondering if they can afford the home they want? Become their hero with ONE+ by Rocket Mortgage®. Clients only need a 1% down payment, and we'll cover the other 2%, plus their mortgage insurance is also covered!

05/05/2023

The first week of any given month tends to have the highest concentration of economic data with the power to influence the bond market, and thus interest rates. This week was no exception.

05/03/2023

Many factors can determine whether you qualify for a mortgage. Learn what factors affect your mortgage qualification and how you can improve your chances.

Many factors can determine whether you qualify for a mortgage. Learn what factors affect your mortgage qualification and how you can improve your chances. ...

03/29/2023

The real estate market is showing Resiliency!

January was a refreshingly strong month for many economic reports, but especially for metrics relating to the housing and mortgage markets.  This wasn't too hard to reconcile with December and Ja...

03/16/2023

Does Credit Suisse qualify as a "big bank" anymore?  The company could be argued to be circling the drain for many months, but nonetheless holds hundreds of billions in assets.  If it failed...

02/15/2023

A house offer letter is a crucial part of your home buying journey. Learn how to write an offer letter for a house that will stand out and get accepted here.

A house offer letter is a crucial part of your home buying journey. Learn how to write an offer letter for a house that will stand out and get accepted here....

07/28/2022

The Federal Reserve concluded one of its 8 regularly scheduled meetings in 2022 today.  As expected, they announced a rate hike of 0.75%. But if you still think that means mortgage rates moved ...