Melcher & Prescott Insurance

Melcher & Prescott Insurance We represent over 20 insurance carriers in order to deliver a wide range of choices and insurance that is right for you.

The Melcher and Prescott Insurance Agency, a locally owned, general lines independent insurance agency/broker, is comprised of three offices in Laconia and Meredith. Each office is staffed by professionally trained and licensed personnel. Our customary geographical service area incorporates Central New Hampshire, including The Lake, and Mountain Regions.

Melcher & Prescott Insurance's Labor Day Holiday Hours
09/02/2026

Melcher & Prescott Insurance's Labor Day Holiday Hours

08/12/2026

πŸ₯Š 6 WEEKS TO GO!

The countdown is officially on for the 8th Annual Rock Steady Boxing Lakes Region 5K Run & Walk!

πŸ“… Saturday, September 19
⏰ 9:00 AM
πŸ“ The Downtown Gym, 171 Fair Street, Laconia

Run it. Walk it. Bring your friends and family. Most importantly, come out and help us fight back against Parkinson’s!

Proceeds benefit our Adopt a Boxer Program, helping individuals with Parkinson’s participate in Rock Steady Boxing regardless of financial circumstances.

πŸ† Age group prizes
🎟️ Lots of raffles at the finish!

SIGN UP:
https://runsignup.com/Race/NH/Laconia/RSBLakesRegionforParkinsons5K

Want to volunteer? Email [email protected]

07/20/2026
07/17/2026

Join us THIS AFTERNOON at Hesky Park in Meredith, NH for the official 2026 Rafting for Wishes Opening Ceremony from 3:30–4:00 PM as we kick off an incredible 24 hours of community, fun, and fundraising in support of local wish kids!

Come cheer on our dedicated rafters, connect with the Make-A-Wish New Hampshire community, and help us launch the 16th Annual Rafting for Wishes in a big way. πŸ’™

πŸ“ Hesky Park, Meredith, NH
πŸ•ž Opening Ceremony: 3:30–4:00 PM TODAY

Can't make it? You can still help grant life-changing wishes by donating below.

Visit the link below to learn more and make a donation!
https://friends.nh.wish.org/campaign/2026-rafting-for-wishes/c715814

07/17/2026

Our annual Household Hazardous Waste Collection has started again. If you have old gasoline, oil based paints, toxic art supplies, roofing tar, anti-freeze and more you are trying to get rid of, now is your change. At no charge to our participating communities, you can attend anyone of these collection events and dispose of your hazardous waste for free. The program has a limit of 10 gal or 50 lbs of waste per household and is only available to residents of participating communities at no cost. A reminder that we do not accept ahead of time drop offs. For more information on what to bring, operations and participating communities, visit the link below: https://lakesrpc.nh.gov/household-hazardous-waste-program/

07/17/2026

Our 2025 wedding claim data shows that vendor failures caused 55% of wedding insurance claims – a dramatic jump from just 27% in 2024. How can you avoid vendor issues? Check reviews, seek referrals and secure insurance before placing deposits.

Deidre LeBlanc, VP, Specialty Lines, Personal Insurance, discusses how protection can help couples keep their peace of mind while wedding planning.

πŸ”— Read more about other claim causes in Hartford Business Journal: https://travl.rs/4ykEdYg.

07/16/2026

⚠️ If you're shopping for health insurance in New Hampshire, this is worth a quick read. State regulators are warning consumers to be cautious of some of the "cheaper alternative" health plans being advertised. While the low monthly cost may sound appealing, some of these plans can leave you paying far more out of pocket than you expected. Before you enroll, here are a few things to watch out for:

Cost-sharing groups sound nice in theory β€” everyone chips in to help cover each other's medical bills. But here's the catch: they're not actually required by law to pay your claim. So, if the group decides not to cover something, you don't have the same legal protections you'd have with real insurance.
Plans that ask you to become an "employee" or "partner" of some company you've never heard of, just so you can qualify for coverage β€” that's a big red flag. That kind of setup is not how legitimate insurance works.
Bare-bones plans with small payouts (like $50 for a doctor visit or $200/day if you're hospitalized) are sometimes marketed like they're a real substitute for full health insurance β€” but they're not even close. A single ER visit or hospital stay could still leave you with thousands in bills. Some of these are even being sold illegally in the state.
A few easy ways to protect yourself:
β€’ Actually read the plan details before signing up β€” know what's covered and what's not.
β€’ Legit limited-benefit plans are required to say right on the front page that they're not full health insurance. If that disclaimer's missing, be suspicious.
β€’ Feel free to ask the agent for their license number β€” a legitimate agent won't mind sharing it.
And if you ever have questions about a plan you've bought or one being pitched to you, NH's Consumer Services team is there to help: 603-271-2261 or [email protected].

Melcher & Prescott Insurance is closing early Thursday, July 2nd and is closed Friday, July 3rd for Independence Day! πŸŽ†πŸŽ‰...
07/02/2026

Melcher & Prescott Insurance is closing early Thursday, July 2nd and is closed Friday, July 3rd for Independence Day! πŸŽ†πŸŽ‰ We will re-open Monday, July 6th at our normal time, 8am. We wish our clients, friends, families, acquaintances, etc a Happy 4th of July and HAPPY 250TH BIRTHDAY, AMERICA! β€οΈπŸ€πŸ’™πŸ₯³

06/29/2026
A heartfelt thank you to our amazing customers, partners, and community for voting Melcher & Prescott Insurance AGAIN fo...
06/29/2026

A heartfelt thank you to our amazing customers, partners, and community for voting Melcher & Prescott Insurance AGAIN for Best Insurance Company of 2026! We appreciate every referral, kind word, review, and opportunity to serve you. Your trust means the world to us, and we’re grateful to be part of such a supportive community.

Address

426 Main Street
Laconia, NH
03246

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

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