Turning Renters Into Buyers

07/23/2018

05/26/2017

Home qualifies for USDA 100% financing to qualified buyers! Ask me how - [email protected] or (732)-232-2670

Virtual Tour of 412 Sycamore Dr, Lanoka Harbor NJ 08734, USA.

03/11/2016

If you are looking to rent in South Ocean County from Lacey on south - take a few minutes and speak with one of us! With this government loan you can buy a home with NO money down and have no payment for 2 months with a monthly payment lower then your rent!!!

Credit score and income on this loan are more forgiving and easier to qualify!

Contact us today! [email protected]

04/22/2015

4 bedroom 3 full baths on 1.5 Acres in North Dover Toms River... Full basement and a built-in pool!!

01/17/2015

If anyone knows someone looking!

07/25/2014

Click here to view last year's winners.

05/15/2014

HOME BUYING BASICS - What to expect

1. Obtain Mortgage Pre-Approval
Before you begin house hunting, identify the price home you can afford with the help of a reputable lender or mortgage broker.This makes you a more knowledgeable buyer and gives you a stronger bargaining position with sellers and shows that you’re a serious bidder.

2.Choose a Builder or a Real Estate Agent.
Select a reputable home builder or professional, willing to listen to your needs and with whom you feel comfortable.

3. Find the Right Home.
Determine your own needs and discuss home options with your family members who will be living in the house. Create a wish list of features you would like to have and take detailed notes as you look at homes.

4. Make an Offer.
Your real estate agent presents your offer to the seller. It is accepted, countered or rejected. When the price is settled, you and the seller sign a Purchase Agreement, defining the terms of the sale.

5. Finalize Loan Selection.
After you find a home, its time finalize your loan details, lock your interest rate. Then you’ll sign the formal mortgage application and provide additional or updated income and asset documentation.

6. Have the Home Inspected.
Hire a professional home inspector after the offer has been accepted. A good home inspection provides an in-depth look at the basic systems of the house to reveal any safety hazards and give you a chance to reconsider the deal.

7. Home Appraised By Lender.
An appraisal, usually required by your mortgage lender, is a formal, written estimate of of the home’s current market value. Typically, the appraisal costs several hundred dollars, but it could keep you from overpaying for your home.

8. Final Underwriting Approval.
All loan conditions are submitted by your loan processor, approved by the underwriter. If any clarifying information is needed, this is when your processor will ask.

9. Close on Your New Home.
Ownership of the property is transferred. A closing agent coordinates and distributes all the paperwork and funds according to the terms,agreed upon.You become the proud owner of your new home.

Contact us to get started today!

03/13/2014

Get Pre-Approved today ...100% financing available
www.NJPreapprove.com

A new study says 10 percent of all renters want to buy a home this year, but face considerable hurdles like tight credit and higher prices.

03/05/2014

Some very simple and straight forward benefits of home ownership.
[email protected]

http://realestate.msn.com/blogs/post--7-benefits-of-home-ownership-this-tax-season

From deductions to the home-sale exclusion, homeowners have several advantages when they file their taxes.

11/20/2013

• Conventional financing – Needs a minimum down payment of 5% (varies on maximum loan size in your area)

• FHA financing — Needs a minimum down payment of 3.5%

• USDA financing — Needs no down payment!!

• VA financing — Needs no down payment!!

• Home Path Financing — Needs 3% down payment!!

Need more info.... [email protected] or WWW.AnnieMacRefi.com

Mortgage Refi

11/15/2013

Did you know?
Short Sale today Buy New Home tomorrow!
Home owners that are underwater and feeling trapped have options to upgrade to larger homes or down grade to smaller ones.
Here's how: as long as your ontime on your current Mortgage you can sell your home for market value and short the mortgage payoff (short sale) as long as the lender agrees.... most people think you then have to wait years to re-buy a new home.... NOT TRUE.... you can short sale today and Buy a new home tomorrow!

have questions? Email me at any time
[email protected]
www.anniemacrefi.com

11/05/2013

Most banks now are allowing home buyers to put as little as 3% down! - Contact us today!

Low down payment loans are making a comeback and private lenders -- not FHA -- are leading the charge.