Spec Home Loans

10/25/2022

Move-in ready ✔️
Beautifully updated ✔️
Quiet community with a pool 🏊AND close to all the amenities of the APU/Citrus hub ✔️✔️✔️

Perfect for a family or roommates (did we mention the complex allows for units to be rented!?) Come see this beautiful, single story, corner unit in Azusa before it gets snapped up.

Link in bio for more info

08/12/2022

We've got your back! As your personal mortgage shopper, we research the market, keep up with trends and specialize in finding the loan that fits your needs.

08/10/2022

With fast and easy pre-approvals, you can lock in your rate while still taking time to shop through all your home options. Don't risk a rate hike — get started now.

08/10/2022

Spec Home Loans is happy to feature our Realtor Spotlight for August, Nick Manes from Keller Williams. If you're in the market for an amazing realtor look no further than The Manes Team

08/08/2022

We can help you accelerate your entire loan process from start to finish with our exceptional technology and communication. Want to close on your new home in 20 days or less? Call today.

08/03/2022

Adjustable-rate mortgages (ARMs) can be a great option for saving money on your monthly mortgage payment — especially if you plan to move or refinance in the next 5-7 years (which most people do!). Give us a ring to learn more.

07/28/2022

Saving for a down payment can seem daunting … but it doesn’t mean you can’t enjoy life — 𝘆𝗼𝘂 𝗷𝘂𝘀𝘁 𝗵𝗮𝘃𝗲 𝘁𝗼 𝗿𝗲𝗮𝗹𝗹𝘆 𝗽𝘂𝘁 𝘁𝗵𝗶𝗻𝗴𝘀 𝗶𝗻𝘁𝗼 𝗽𝗲𝗿𝘀𝗽𝗲𝗰𝘁𝗶𝘃𝗲!

Ask yourself: how much $ do I have now, how much $ do I need, how soon do I want this to happen … and are my daily actions in alignment with that timeline?

1️⃣ Create a weekly budget and only withdraw a certain amount of cash for spending — hide the cards, disable Apple Pay.
2️⃣ Make your own coffee at home instead of a daily coffee trip.
3️⃣ Dine at restaurants less or go to a BYOB — plan out your meals and evenings.
4️⃣ Open a separate savings account and create recurring automatic transfers. Pro tip: choose a high yield online savings account unrelated to any other accounts and forget it exists (paperless statements, don’t open).
5️⃣ Work a side gig such as serving, bartending, Instacart, Rover, and explore any other ways you can find extra money by doing what you love in your spare time.
6️⃣ Pay down high-interest credit cards / transfer balances.

𝗔 𝗱𝗮𝗶𝗹𝘆 𝘁𝗿𝗶𝗽 𝘁𝗼 𝗦𝘁𝗮𝗿𝗯𝘂𝗰𝗸𝘀 𝗼𝗿 𝗗𝘂𝗻𝗸𝗶𝗻 𝗗𝗼𝗻𝘂𝘁𝘀 𝗰𝗼𝘂𝗹𝗱 𝗯𝗲 𝗰𝗼𝘀𝘁𝗶𝗻𝗴 𝘆𝗼𝘂 (𝗮𝘁 𝗹𝗲𝗮𝘀𝘁) 𝗼𝘃𝗲𝗿 $𝟭,𝟱𝟬𝟬 𝗽𝗲𝗿 𝘆𝗲𝗮𝗿. 𝗘𝘃𝗲𝗿𝘆 𝗹𝗶𝘁𝘁𝗹𝗲 𝘁𝗵𝗶𝗻𝗴 𝗶𝘀 𝗽𝗮𝗿𝘁 𝗼𝗳 𝗮 𝗯𝗶𝗴𝗴𝗲𝗿 𝘁𝗵𝗶𝗻𝗴 — 𝘄𝗮𝘁𝗰𝗵𝗶𝗻𝗴 𝘁𝗵𝗲 𝗽𝗲𝗻𝗻𝗶𝗲𝘀 𝘄𝗶𝗹𝗹 𝗹𝗲𝗮𝗱 𝘆𝗼𝘂 𝘁𝗼 𝘁𝗵𝗲 𝗱𝗼𝗹𝗹𝗮𝗿𝘀.
.. do you really need those new pillows and that new blanket from HomeGoods?

07/27/2022

We can help you with a pre-approval so you can win the bid in today's competitive market. With a quick, online application process, we'll have you ready to go in no time!

05/28/2018

Today we honor and remember all those who fought for our freedom. We are so grateful for your service!

05/17/2018

Exciting news for first-time home buyers!

TOWN SQUARE | Freddie Mac announced its HomeOne mortgage, which has a minimum down-payment requirement of 3 percent.