National Insurance Agency

08/10/2026

03/17/2026

Someone reminded me lately, when I was complaining about losing my brother a few years ago and going on about how much I miss him, that you can't predict the future and you cannot know when you will lose a loved one BUT to be practical, you can plan for the future and the loss of a loved one with a Pre-Need Funeral plan and that is true. My brother had his in place and what a relief for the family.
I miss Tommy every day, but I look back and I am thankful he planned ahead.
Everyone should. We offer this service to all our clients and family.

03/02/2026

Fixed annuities
Fixed annuities aren’t as risky as variable annuities because the investment risk is with the insurance company, not you. If investment performance is more than what the company needs to pay the guarantees, the difference is added to the company’s surplus. If performance is low, the insurance company bears the loss.
Fixed annuities guarantee a minimum interest rate, generally between 1% and 3%. The company might pay a higher interest rate than the guaranteed interest rate.
The insurance company determines the interest rates, which can change monthly, quarterly, semiannually, or annually. Be sure you understand how and when the interest rate changes before you buy.

02/23/2026

When retirement is planned as a transition-not an exit-it can be one of the most fulfilling phases of life. Financial independence becomes a tool. An active Roth IRA can be one of the many ways to plan for your financial independence.