Rates and Terms determined by borrower’s credit score which is based
on the credit bureau report pulled by the credit union only.
**Loan discount is offered to qualifying members. This is a one-time, non-transferable offer. The interest rate reduction is not available for GGECU credit cards. Normal lending criteria applies to the
issuance of loans. The term of the loan is the Loan Officer’s decisi
on based upon the qualification of the Borrower, the amount financed, the age and/or condition of the collateral. Loan rates subject
to change without notice. Loan rates are based on credit score and term of loan. Interest begins to accrue on loans at origination date.
“Oldest Credit Union in Galveston County”
***Rates subject to change without notice. APY = Annual Percentage Yield. Rates are subject to change without notice. Dividends are calculated on a day-in-day-out basis. Share/Savings
and IRA account dividends are compounded every quarter and paid quarterly. Share Draft/Checking and CUMMA account dividends are compounded every month and paid monthly. You must maintain a minimum
daily balance of $250.00 in your Share/Savings account to obtain the APY. You must maintain a minimum daily balance of $2,000.00 in your CUMMA account to obtain the APY. You must maintain a minimum of
$250.00 in your Share/Checking account to obtain the APY. * Dividend Rate and APY shown for Share/Savings account is the ost recent paid (prior quarter) and may not be effective this quarter or in the future. For
current information please call GGECU at 409-908-9834. Membership based on eligibility. Fees and other conditions could reduce the earnings on the account. All rates and annual percentage yields
are determined on the above minimum deposits, dollar ranges or monthly terms and are all calculated on an average daily balance. See a credit union representative for more detailed information.
