Coastwise Capital Group

05/20/2026

Diamonds Are Forever

The great Warren Buffett has been quoted as saying his favorite holding period for stocks is forever. However, even the investor who is known as the quintessential ‘buy and hold’ shareholder is surprisingly active when it comes to his stock portfolio. Large investors like Buffett are often required to file SEC form 13F which discloses many of their recent buys and sells. Just on their latest 13F alone, Berkshire disclosed transactions in multiple stocks including GOOG, DAL, M, NYT, CVX (selling nearly 46 million shares or almost their entire position), V (total exit), MC (total exit), AMZN (total exit), UNH (total exit), DPZ (total exit), STZ (total exit), BAC, NUE, and many others. And that was just for a 90-day period!

So, if even Mr. Buy and Hold himself regularly liquidates stock, what criteria should an investor be considering when it comes to selling?

Click the link below to read the full article and for more investment (and life!) insights.

The great Warren Buffett has been quoted as saying his favorite holding period for stocks is forever. However, even the investor who is known as the quintessential ‘buy and hold’ shareholder is surprisingly active when it comes to his...

04/29/2026

This Time Is Not Different

“This time is different….” Known to many as the four most dangerous words in investing.

During the dot com bubble of the late 1990s, these words were uttered by those justifying nose-bleed valuations for companies worth billions on paper but with no revenue (not no profits, no actual sales). The thinking was, ‘eyeballs are all that matter – it’s different this time.’

Of course, it was not different that time, and eventually the companies without real revenue and profits saw their stock prices plummet, and, in many cases, the firms went belly up.

A similar situation happened during the S**C debacle of the early 2020s...

Click the link below to read the full article and for more investment (and life!) insights.

https://www.coastwisegroup.com/blog/this-time-is-not-different

03/10/2026

How To Survive A Bear Attack

I seem to write a primer on how to survive a bear market sometime each year – even though statistically speaking bear markets (defined as declines of 20%+ from peak to trough) are fairly rare, occurring on average about once every 5 years. They are not possible to predict (actually, I take that back, you can predict one every day as people often do, and you will eventually be right, but you will have likely paid a large price for being out of a market that has risen 30%, 40%, 50% or more while you were sitting on the sidelines. These people often proclaim victory that they avoided a 22% decline, but they fail to point out that they would have been much better off being invested the whole time even after factoring in the sell-off). Bear markets take on all shapes and sizes as the impetus is usually something unexpected. It is also not possible to determine when the 6% decline quickly turns into a 10% gain and never gets into correction territory (10% - 20% decline), let alone becomes a full-fledged bear market.

It is now March 2026, and investors have been waiting anxiously for the next bear market (the S&P 500 almost hit bear market territory in the Spring of 2025 but not quite), which seems to have been ‘around the corner’ for nearly 5 years (along with that nasty recession that has yet to occur while our economy, employment, etc. keeps humming along).

Click the link below to read the full article and see the tips on how to survive a bear market.

I seem to write a primer on how to survive a bear market sometime each year – even though statistically speaking bear markets (defined as declines of 20%+ from peak to trough) are fairly rare, occurring on average about once every 5...

01/27/2026

This is the time of year where people often set…and let go of….New Year’s resolutions around things like health and fitness. I decided long ago that the one of the best investments I could ever make was in my health, so I am very...

09/25/2025

Empowering the Next Generation

Take a look at the Coastwise September monthly newsletter "On the Power of Financial Literacy" for a closer look into my most important book yet, The Other Birds & Bees: Money $ecrets No One Ever Taught You, and how we can help today's young adults make smart money choices for a brighter tomorrow.

Click the link below to read the full article.

https://www.coastwisegroup.com/blog/on-the-power-of-financial-literacy

Order your copy here:

https://www.amazon.com/Other-Birds-Bees-Financial-ecrets/dp/B0FRSG7CX9/ref=tmm_pap_swatch_0?_encoding=UTF8&dib_tag=se&dib=eyJ2IjoiMSJ9.xk4RYhPZRV6ceQ3lmv78MOzHBrGxpiBY0l_Gdj6Ak1tP3Vp381AMfreS3JDAlA0wroB420b9xDIF5ing7JZjkhGy3Jx1fvewk7HBvuskXlDMIs_UCc6JkI5DbbRiHr3gk78Xd6OtHmVUO8cfH-wkfTKDqR37vPKalCjnp3bYI91gFDcu48duoT_5ZKr22-0NKWOPLUsMhChTNr_IvHwsp1IElCVZcvLsF3GFLRKjJp4.A-xkS9xvcHHEoapBK3TyMpQf74TgHqG1cI-_a_g3YJM&qid=1758553776&sr=8-1

♻️ Repost to spread the message

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09/25/2025

How Wealthy Are You Really?

Take a look at the Coastwise monthly newsletter "On the Commonalities Between Wealth and Health" for insights on the value of real wealth.

Ask Steve Jobs as he was lying in a hospital bed – or even 94-year young Warren Buffett as he tap dances to work – what the most important thing in the world to them is, and they would not cite their bank account balance but rather....

Click the link below to read the full article.

https://www.coastwisegroup.com/blog/on-the-commonalities-between-wealth-and-health

♻️ Repost to spread the message

“It is health that is real wealth and not pieces of gold or silver.” - Gandhi Ask Steve Jobs as he was lying in a hospital bed – or even 94-year young Warren Buffett as he tap dances to work – what the most important thing in the world...

07/02/2025

Are You An Original Thinker? Happy Independence Day!

Take a look at the Coastwise July monthly newsletter "Independence Day: What Makes a Great Investor" for common traits of highly successful investors and insight on the independent thought.

Let me tell you a story about an 11-year-old boy. He grew up in the Midwest where sports like ice hockey and baseball were all the rage. His town, Chicago, even had 2 baseball teams, and the famous Chicago Bears football dynasty of the...

Click the link below to read the full article.

https://www.coastwisegroup.com/blog/independence-day-what-makes-a-great-investor

♻️ Repost to spread the message

Let me tell you a story about an 11-year-old boy. He grew up in the Midwest where sports like ice hockey and baseball were all the rage. His town, Chicago, even had 2 baseball teams, and the famous Chicago Bears football dynasty of the...

06/26/2025

Don't Bury Good Stocks Too Soon

Take a look at the Coastwise June monthly newsletter "Bring Out Your Dead!" for some prime examples on how stocks finally rose after being considered 'dead money' and the importance of sticking to long terms goals.

For those of us of a ‘certain age’, the movie Monty Python and the Holy Grail was a must see (and often far more than once). One of the many classic scenes depicts a worker rolling a large barrel from house to house collecting dead people. Someone on the cart says in a meek voice, “…I’m not dead yet.”...

Click the link below to read the full article.

For those of us of a ‘certain age’, the movie Monty Python and the Holy Grail was a must see (and often far more than once). One of the many classic scenes depicts a worker rolling a large barrel from house to house collecting dead...

05/29/2025

Let Mr. Market Pay for Your Kid’s College

In honor of 529 day, here is a fun story about the best way to pay for your child’s future college expenses. Enjoy!

There’s a guy out there who wants to help you. Big time. He’s a little quirky. And at times manic. But in the end, he’s a pretty likable guy. He likes to be called “Mr. Market”, or "M” for short.

Despite all his eccentricities, M is actually a very generous guy. In fact, he said he’s willing to pay for 75% of your kids’ college education if you put up just 25%. The rest is on him. Let’s run some numbers.

Assume college 18 years hence is going to cost you (or your kid) $400K. You have a couple choices:

1) Wait until the bill is due and cough up all $400K.
2) Put $100K into a 529 plan (a college savings plan) when the kid is born. And that is it. You don’t have to do anything after that.

But what about the other $300K you ask? Who’s going to come up with that cold hard cash?

M will. That’s his gift to you.

Based on the ‘rule of 72’, money doubles about every 9 years when returns average 8% annually. Given stocks have returned more than that on average over time, 8% is a reasonable assumption.

Put $100K into a stock account on day 1, and it is worth $200K after 9 years. As your kid turns 18, that $200K has doubled, and voila, you have $400K.

$100K from you, $300K from Mr. Market.

That is why the saying, ‘it is not timing the market, but time in the market that matters’ is so true.

The same math applies to retirement or any savings goal/event in the future.

So, when you are spending money on something that you don’t really need and/or is transitory in nature, consider giving it to your crazy uncle instead (aka stock market investing), and let him pay for half or more of your future wants and needs including your child’s college expenses.

🎓Happy National 529 Day!

♻️ Repost to spread the message

Check out full article here: https://www.coastwisegroup.com/blog/you-have-a-crazy-uncle-who-wants-to-pay-for-your-kids-college-and-your-r

05/15/2025

Why Time in the Market Trumps Market Timing

Take a look at the Coastwise May monthly newsletter "Revisiting Recent Communications – Missing Days in the Market, Relativity" for insight on the importance of time in the market and perspective.

It is one thing to write about a particular concept like the potentially huge cost of missing up days in the market by trying to time it and / or selling long-term holdings based on short-term fears, but it is another entirely to...

Click the link below to read the full article.

https://www.coastwisegroup.com/blog/revisiting-recent-communications-missing-days-in-the-market-relativity

It is one thing to write about a particular concept like the potentially huge cost of missing up days in the market by trying to time it and / or selling long-term holdings based on short-term fears, but it is another entirely to...