Tina Harbaugh, Real Estate Loan Originator - NMLS #1508069

Tina Harbaugh, Real Estate Loan Originator - NMLS #1508069 Tina has developed a strong interest in helping customers achieve financial success and has a deep u

What a great family! So glad I could help them get into their first home! Kelsey Hess - Real Estate Agent with Castle Re...
08/16/2024

What a great family! So glad I could help them get into their first home! Kelsey Hess - Real Estate Agent with Castle Realty of La Crosse is also always great to work with!

✨ Friday’s are for closings and cute coffee shops. Added bonus- interest rates are dropping! Just a few of my favorite t...
08/09/2024

✨ Friday’s are for closings and cute coffee shops. Added bonus- interest rates are dropping! Just a few of my favorite things! ✨

Did you know that 84% of Americans say that homeownership is a priority? Homeownership can be a priority for many differ...
01/11/2024

Did you know that 84% of Americans say that homeownership is a priority? Homeownership can be a priority for many different reasons. Here are just a few:

• Building Equity - When you are a homeowner, you are building equity with each mortgage payment
• Stability and security - Owning a home gives you control over your living situation and can provide you with a sense of pride
• Sense of community - Being a homeowner can help you feel more connected to your community, give you the opportunities to get involved with local events, meet neighbors, and give you a sense of belonging.
•Tax benefits - owning a home can offer several tax benefits, including mortgage interest deductions and property tax deductions.

Have more questions about home ownership? Feel free to contact me today, let's chat!
https://myoc.io/TinaHarbaugh

Check out this Mortgage Fun Fact! The median down payment for first-time home buyers in the U.S. is 7% while the median ...
01/08/2024

Check out this Mortgage Fun Fact!

The median down payment for first-time home buyers in the U.S. is 7% while the median down payment for home buyers is 12%. You do not need to have a 20% down payment in order to purchase a home. Don't let this myth lean you away from purchasing your home.

Have any more questions about down payments or the mortgage process, I am happy to talk to you today!
https://myoc.io/TinaHarbaugh

Owning your home means that you will build equity with each Mortgage payment that you make. But what is equity? Equity i...
01/04/2024

Owning your home means that you will build equity with each Mortgage payment that you make. But what is equity?

Equity is the portion of the home or property that you, the homeowner owns. It is the difference between how much your home is worth and how much is left on the outstanding balance on your mortgage or loans. Equity can be increased by two separate ways: when the property value increases or when the homeowner pays down the mortgage or loan principal.

Start building your equity today with your home purchase at Altra! Contact me with any questions you have about the home buying process.
https://myoc.io/TinaHarbaugh

Are you wondering when the best time to buy a house is? While there is no one-size fits all answer, it is important to s...
01/01/2024

Are you wondering when the best time to buy a house is? While there is no one-size fits all answer, it is important to stay flexible and open to opportunities throughout the year. The best time to buy a house ultimately depends on your personal goals and circumstances. Whether you're a first-time homebuyer or looking to upgrade, the Mortgage team at Altra can help guide you through the process and find the perfect home for you. Contact me today to start your home buying journey!
https://myoc.io/TinaHarbaugh

A real estate agent will help you find your next home, complete all necessary paperwork, and provide expert guidance thr...
12/28/2023

A real estate agent will help you find your next home, complete all necessary paperwork, and provide expert guidance throughout each step of the process.
https://myoc.io/TinaHarbaugh

If you’re one of the many renters who are tired of rising rents but may be confused about what is required to buy in tod...
12/25/2023

If you’re one of the many renters who are tired of rising rents but may be confused about what is required to buy in today’s market, let’s get together to determine your path to homeownership.
https://myoc.io/TinaHarbaugh

Once you pull your credit report, you'll want to review it carefully. If you find any inaccuracies or fraudulent activit...
12/21/2023

Once you pull your credit report, you'll want to review it carefully. If you find any inaccuracies or fraudulent activity, you'll want to highlight the incorrect information and contact the credit reporting company and the company that provided the information to the credit reporting company immediately to submit a dispute.
https://myoc.io/TinaHarbaugh

Getting a better mortgage rate often means increasing your credit score. If you are looking to increase your credit scor...
12/18/2023

Getting a better mortgage rate often means increasing your credit score. If you are looking to increase your credit score to obtain a more favorable mortgage rate, here are a few tips on how to do so:

• Pay your bills on time, every time.
• Reduce your debt by chipping away at your outstanding balances/bills.
• Avoid unnecessary credit applications.
• Keep your old credit accounts open. Long term credit history means you are more reliable.
• Diversify your credit but manage them wisely.

Have more questions about how to make your credit score more attractive for a better mortgage rate? Contact me today!
https://myoc.io/TinaHarbaugh

Address

2715 Losey Boulevard S
La Crosse, WI
54601

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 6pm

Telephone

+16085198154

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