01/25/2023
If getting life insurance is one of your new year’s resolutions, congratulations on a great choice. It will not only protect your family, but it’s fairly easy to check off the to-do list!
That said, here’s what you need to know about purchasing life insurance in 2023:
💛 You will be able to purchase comprehensive life insurance exam-free at better rates than previously available. Exam-free policies aren’t for everyone, but they can be an easy way to avoid exams that bog down the application process.
💛 Buyers in 2023 may encounter life insurance rates that fluctuate based on their health and lifestyle. For example, your insurer may use data from your Apple Watch or Fitbit to offer discounts.
💛 The life insurance purchase process used to take three to six weeks – it can now be just a few business days due to “simplified underwriting,” so be ready for things to move quick.
If life insurance is in the cards for 2023, feel free to reach out! We’ll be happy to find a policy that perfectly fits your needs.
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