03/22/2026
From my personal profile:
I want to talk about something heavy today.
If Chuck Norris died, you and I will, too.
My female customers say, “When I die …”
But most men say, “If I die …”
It’s not if.
You will definitely die.
When you die, you say your life insurance at work will be enough.
Most people tell me they have $300,000 to $500,000 at work. Then they verify with HR and find out it’s much less.
But let’s go with the $500,000. You’re 50. You also have $300,000 in your 401k.
We need the $300,000 (a portion of that taxed) to pay off the home.
Your spouse and children now live on $500,000 until they’re out of college and have jobs and spouse is on Medicare and Social Security.
That’s about $20,000 a year.
Invest it? OK, but they need some of it now. And the market is volatile.
Don’t be a cheapo. $50 a month can buy a lot of protection. $100 a month even more.
With all the things Chuck Norris could do, he still died. You can do this thing. Leave your family with a viable plan.
