SmartBank Mortgage

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SmartBank Mortgage Innovative mortgage services across Tennessee, Alabama, and Florida. Member FDIC and Equal Housing Lender. NMLS # 604758

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—™๐—”๐—ค ๐Ÿก If you're buying a new home, you may hear the term "underwriting" and wonder what it means. Matt Hawkins,...
09/29/2026

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—™๐—”๐—ค ๐Ÿก

If you're buying a new home, you may hear the term "underwriting" and wonder what it means. Matt Hawkins, SmartBank Mortgage Loan Officer, shares a simple explanation:

Weโ€™re proud to recognize our mortgage production leaders for August. ๐Ÿ‘ Way to go, Amanda, Kent, and Andrea!
09/21/2026

Weโ€™re proud to recognize our mortgage production leaders for August. ๐Ÿ‘ Way to go, Amanda, Kent, and Andrea!

What's the difference between a pre-qualification and a pre-approval? A pre-qualification is an initial estimate based ...
09/01/2026

What's the difference between a pre-qualification and a pre-approval?

A pre-qualification is an initial estimate based on information you provide about your income, debts, assets, and credit profile. It can help you understand what you may be able to afford, but a pre-qualification is not an approval or a commitment to lend.

A pre-approval goes a step further. Your lender reviews documentation such as income, assets, credit history, and other qualifying information to assess your creditworthiness. If approved, you may receive a written pre-approval indicating the loan amount for which you qualify, subject to applicable conditions, and valid for a specified period.

When you're ready to make an offer on a home, a pre-approval can help demonstrate to sellers that you're a serious buyer.

Have questions about the mortgage process? Our team is here to help guide you every step of the way.

08/27/2026

๐ŸŽ‰Weโ€™re proud to share that Great Place To Workยฎ and Fortune magazine have selected SmartBank for the 2026 Fortune Best Medium Workplacesโ„ข List, where we are ranked No. 37! Being recognized among the nation's best workplaces is an honor, and we are grateful to every associate who helps make SmartBank a great place to work.๐Ÿ’™

Read more here: https://www.smartbank.com/2026/08/fortune-media-and-great-place-to-work-name-smartbank-to-2026-best-medium-workplaces-list-ranking-no-37/

Congratulations to our July Mortgage Production Leaders: Meredith Gardino, Andrea Davis, and Jonathan Smith!๐ŸŒŸ
08/17/2026

Congratulations to our July Mortgage Production Leaders: Meredith Gardino, Andrea Davis, and Jonathan Smith!๐ŸŒŸ

What a month for Dylan!๐ŸŽ‰ As our top mortgage producer in July, he also set a new SmartBank record for monthly mortgage p...
08/17/2026

What a month for Dylan!๐ŸŽ‰ As our top mortgage producer in July, he also set a new SmartBank record for monthly mortgage production. We're proud to recognize this achievement and we're thankful for the impact he continues to make for our clients and team!

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—™๐—”๐—ค ๐Ÿก Wondering if you can sit down with someone face-to-face during the mortgage process? Brigette Yeager, Reg...
08/12/2026

๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—™๐—”๐—ค ๐Ÿก

Wondering if you can sit down with someone face-to-face during the mortgage process? Brigette Yeager, Regional Mortgage Production Manager, shares SmartBank's approach:

Buying a home involves more than just the down payment. ๐Ÿก Some costs can be easy to overlook when planning your budget. ...
07/31/2026

Buying a home involves more than just the down payment. ๐Ÿก

Some costs can be easy to overlook when planning your budget. Here are five expenses worth keeping in mind:

1. Closing Costs โ€“ Often 3โ€“5% of the purchase price and may include lender fees, title fees, taxes, and other transaction-related costs.

2. Home Inspection โ€“ Typically a separate expense that provides information about the home's condition before closing.

3. Appraisal Gap โ€“ If the appraised value is lower than the purchase price, additional funds may be needed to complete the transaction.

4. Moving + Setup Costs โ€“ Moving expenses, utility deposits, new furnishings, and other setup costs can add up quickly.

5. Maintenance + Repairs โ€“ Ongoing upkeep and unexpected repairs are part of homeownership and should be considered when budgeting.

Being aware of these potential expenses can help you feel more prepared throughout the homebuying process.

Shoutout to our June Mortgage Production Leaders: Andrea Davis, Dylan Pritchett, and Jason Carter! Weโ€™re proud to recogn...
07/15/2026

Shoutout to our June Mortgage Production Leaders: Andrea Davis, Dylan Pritchett, and Jason Carter! Weโ€™re proud to recognize their hard work and dedication to serving our clients. Thank you for all you do, and congratulations on an outstanding month!๐ŸŒŸ

Huge congratulations to Matt Hawkins, our top mortgage producer in June!๐ŸŽ‰ In addition to leading the month, Matt set a n...
07/15/2026

Huge congratulations to Matt Hawkins, our top mortgage producer in June!๐ŸŽ‰ In addition to leading the month, Matt set a new SmartBank record for monthly mortgage production. Weโ€™re proud of this outstanding achievement and the impact Matt continues to make for our clients and team.

Address

5401 Kingston Pike Ste 600
Knoxville, TN
37919

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 6pm
Saturday 8:30am - 12pm

Telephone

+18662902554

Website

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