Frank Myers, NMLS 590237 - Mortgage Investors Group, Sr. Loan Officer

Frank Myers, NMLS 590237 - Mortgage Investors Group, Sr. Loan Officer MIG NMLS #34391
Equal Housing Opportunity
www.nmlsconsumeraccess.org His message to them is simple: Don't disqualify yourself before you know what's possible.

With more than 30 years of experience in mortgage lending and financial services, Frank Myers has learned one important lesson: no two borrowers are exactly alike—and not every home loan fits neatly into a box. As a Senior Loan Officer with Mortgage Investors Group, Frank believes getting a mortgage should start with a conversation, not intimidation. His approach is simple: listen first, explain the options in plain language, and help each client find the financing solution that makes the most sense for their individual situation. Frank works with first-time homebuyers, Veterans, move-up buyers, investors, self-employed borrowers and clients with more complex financial situations. In addition to Conventional, FHA, VA, USDA and Jumbo financing, he has extensive experience with creative and alternative lending solutions, including Bank Statement loans, Asset Qualifier and Asset Depletion programs, DSCR investor financing and other Non-QM options. Frank is particularly passionate about helping Veterans and active-duty service members understand and maximize their VA home loan benefits. He also enjoys working with borrowers who may have already decided they can't qualify because of credit, down payment, interest rates, self-employment or an unconventional financial picture. Throughout his career, Frank has earned recognition for both his mortgage expertise and commitment to his clients, including Platinum honors in the 2026 CommunityVotes Knoxville awards for Mortgages and Brokers and recognition among Cityview Magazine's Best of the Best mortgage professionals in 2024 and 2025. Community is also an important part of Frank's life. He is the founder and longtime leader of Positive Like Minded People – Knoxville, a free business social networking community that has grown to more than 6,000 members while supporting local businesses throughout the Knoxville area. After more than three decades in the mortgage business, Frank still believes the most important part of his job isn't simply closing loans—it's helping people feel informed, confident and cared for throughout the process. Thinking about buying, refinancing or simply wondering what's possible? Start with a conversation. And if you happen to hear a “Hootie Hoo!” along the way, you'll know you've found Frank. MIG NMLS #34391, NMLS Unique Identifier # 590237 • TN Lic. # 114431

09/09/2026

Reverse Mortgages: Should Retirees Consider One? | Let's Be Frank! www.FrankMyers.biz
Buying your first home is a major step, and preparation truly makes all the difference. Over the years, I’ve seen how starting with the classic rent-versus-buy question can help clarify your best path. If you love your current area and see yourself putting down roots, it’s smart to compare the monthly costs, long-term flexibility, and benefits of homeownership.

Your home should fit your lifestyle—think about the right size, number of bedrooms, whether you’ll need workspace at home, the maintenance you’re comfortable with, your commute, and if city, suburban, or a quieter setting feels best. Remember, a lower down payment can open doors, but it often comes with private mortgage insurance; a down payment of around 20% usually avoids that, but you’ll still want to budget for closing costs and the ongoing expenses that come with owning a home.

Getting your credit in order and gathering your tax and income records early can make the process much smoother. There are programs that allow for as little as 3% down—or even no down payment in some cases—and sometimes assistance with closing costs is available. If your dream home and your budget aren’t quite in sync, don’t be discouraged: a starter home or even a bit more time renting can set you on the path to building equity and financial readiness.

My role is to help you sort through these options and have confidence in your decisions. With my background in banking and mortgage lending, I focus on providing the clear, detailed guidance you need at every step.

09/08/2026

How do I get the lowest mortgage rate? Tips you can use.
With mortgage rates currently around 6.75%, many homebuyers are wondering how to secure the lowest possible rate. Having spent over 27 years guiding clients through the mortgage process, I know how important it is to make every decision count. There are several practical steps you can take: work on improving your credit score, lower your debt-to-income ratio, consider a larger down payment, and explore options like discount points, buydowns, adjustable rate mortgages, or shorter loan terms. Comparing lenders can also make a real difference. I believe in giving clients clear, thorough information so they can make confident, informed choices—because the right guidance can make all the difference on your path to homeownership.

09/07/2026

United States: How USDA Loans Work | Let's Be Frank! www.FrankMyers.biz
USDA loans are a unique option for homebuyers looking in eligible rural and suburban areas—they’re government-backed, often require no down payment, and offer flexible qualifying standards. Over my years guiding clients through the mortgage process, I’ve seen how these loans can open doors for buyers with stable income but limited savings. Here’s what you should know: you’ll work with a private lender who reviews your income, credit, and debts, while the government backs roughly 90% of the loan, making it possible to finance the entire purchase price of an eligible home.

There are a few options: lender-issued guaranteed loans, direct loans from the government, and even repair assistance. Eligibility is determined by location, household income, your residency status, finances, and whether you plan to live in the home. While the no-down-payment feature can mean less cash up front, remember you’ll still need to budget for closing costs, taxes, insurance, and guarantee fees. Keep in mind: USDA loans are meant for primary residences, so vacation and investment properties don’t qualify.

If you’re considering buying in a smaller community or suburb, and you’re curious whether you might be eligible, it’s smart to confirm the location, check income guidelines, and compare lenders. Having a trusted adviser by your side can make this process much less daunting and help you feel confident about your next steps.

Commercial, Multifamily Borrowing Up 16% in Q2 2026Commercial and multifamily lending is showing robust growth—up 16% ye...
09/05/2026

Commercial, Multifamily Borrowing Up 16% in Q2 2026
Commercial and multifamily lending is showing robust growth—up 16% year-over-year in Q2 2026. What’s particularly notable is the strength in office and retail loan originations, which are leading the way, while industrial lending jumped an impressive 38% from last quarter. On the other hand, health care property originations have slipped by 19%.

With over 27 years in mortgage lending and a background in banking across Florida and Tennessee, I’ve seen firsthand how shifts like these can shape opportunities for investors and borrowers. Staying informed about these trends is key to making confident, well-grounded decisions, whether you’re exploring commercial ventures or simply want to understand the broader lending landscape. My goal is always to equip clients with detailed, timely information so they can choose the right path for their needs.
https://www.housing-trends.com/agent-news/frank-myers-2130033/1923142-Commercial%2C-Multifamily-Borrowing-Up-16%25-in-Q2-2026

“Your Credit App Is NOT Your Loan Officer!”“If you're looking at a credit score on your phone and deciding you can't buy...
09/04/2026

“Your Credit App Is NOT Your Loan Officer!”

“If you're looking at a credit score on your phone and deciding you can't buy a house, STOP!”

“There's big news in the mortgage world this week.

Mortgage lending is expanding beyond relying on only the traditional FICO scoring system, with VantageScore becoming another option for loans sold to Fannie Mae and Freddie Mac.

Why does that matter?

Because different scoring models can evaluate your credit history differently.

Don't disqualify yourself because of a number on an app.

Let me look at your actual mortgage profile and tell you where you stand.

Maybe you're ready.

Maybe we need a plan.

Either way, let's find out instead of guessing.

Your credit score is a number. It isn't your whole story.

Hootie Hoo! 🐿️”

Address

1225 Weisgarber Road, Suite 260
Knoxville, TN
37909

Website

,

Alerts

Be the first to know and let us send you an email when Frank Myers, NMLS 590237 - Mortgage Investors Group, Sr. Loan Officer posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category