OnTrack Financial Group

11/07/2025

📘 New Book Release — Free eBook Download!

Retirement success isn’t about luck—it’s about readiness.

If you’re retired or getting close, OnTrack Retirement will help you spot the hidden risks that can quietly derail even a solid plan—before they cost you your savings or independence.

You’ll learn how to identify and prepare for:
✅ Market losses and economic shifts
✅ Health challenges and long-term care risks
✅ Rising taxes and poor income timing
✅ Estate and legacy gaps that cause confusion later

Author William Czerkies brings decades of real-world experience helping families stay secure, independent, and in control through every stage of retirement.

🎯 Download your free copy today and make sure your plan stays OnTrack. https://ontrackfg.com/download_free_e-book_ontrack_retirement/

Prefer a paperback copy? Get it on Amazon.
https://www.amazon.com/OnTrack-Retirement-Avoiding-Financial-Disaster/dp/B0FW5P4CJK

Know your options. Download your free e-book.

05/18/2025

Exciting news—I’ve just released two short, practical books to help people prepare for retirement and long-term care.
Each one is a quick read (about 50 pages, with most chapters just 1–2 pages) and is written in plain language—no heavy financial jargon—just real-world issues that are often overlooked or hard to talk about.

Access the free downloads at the links below:
📘 A Better Retirement: What Could Possibly Go Wrong? – covers the key gaps that can quietly derail your retirement.
https://ontrackfg.com/download-free-e-book-a-better-retirement/

📘Tax-Free Solutions for Long-Term Care – focuses on how to plan for care costs without sacrificing your savings or your family’s well-being.
https://ontrackfg.com/download-free-e-book-tax-free-solutions-for-ltc/

Both are available as:
✔️ Free PDF downloads
✔️ Kindle editions for just 99¢
✔️ Paperback for under $4 on Amazon (Free Shipping with Prime)

I’m not making any profit—I’ve priced them as low as Amazon allows because I just want the info to be helpful and accessible.
I’d love your help.

If you're willing to read the preface, intro, and first chapter of either book and fill out a short feedback survey, that would mean a lot. I'm especially hoping to hear whether it comes across as clear and easy to understand.

10/31/2024

https://youtu.be/esiNqAP5xLk

What are the odds and cost of LTC and HHC? What to do about it?Request and instantly download your free 100+ page planning book. This is a vital resource wit...

10/31/2024

https://www.youtube.com/watch?v=1yI4bW09ZPA

Options to pay for long term care or home health care post Covid.

10/07/2024

Is your family protected with the right amount and type of life insurance? Get a FREE, no-obligation life insurance review today and make sure your coverage is on track.

Schedule a Free review, because your family matters

08/07/2024

A public service announcement, as most people are unaware.

In the wake of the financial crisis of 2007-2008, the U.S. government enacted the Dodd-Frank Wall Street Reform and Consumer Protection Act in 2010. This

07/20/2024

The world is full of people who have opinions based purely on the way they think things are without having taken the time to get informed. When ignorance and arrogance are combined, it makes for some very interesting opinions.

07/19/2024

" I would rather know and do nothing than kick myself later for not knowing" Billy Czerkies 2024

03/28/2023

If you are 55+ years old, this short video explains Strategic Risk Management for retirees.

https://www.youtube.com/watch?v=hBwAeEcqxb0&feature=youtu.be

03/20/2023

https://ontrackfg.com/strategic-risk-management-for-retirees/

03/20/2023

https://ontrackfg.com/important-estate-plan-components/

This is a brief introductory video to important components in a basic estate plan. Schedule a no-cost or obligation phone call with me by clicking the orange