Guthe Insurance

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Guthe Insurance Guthe Insurance is located in the Bearden area of Knoxville, Tennessee and is independently owned and operated.

We write all types of insurance including auto, home, business, health, and life.

Construction site theft can create far more than an unexpected expense. Stolen equipment and vandalism can delay project...
10/16/2026

Construction site theft can create far more than an unexpected expense. Stolen equipment and vandalism can delay projects, disrupt crews, increase insurance costs, and affect the confidence your clients place in your business.

At Guthe Insurance, we work with contractors across Knoxville, Tennessee, to help protect the businesses they have worked hard to build. Practical site security measures, paired with the right contractor insurance coverage, can help reduce the impact when the unexpected happens.

Review your builders risk, general liability, and equipment coverage before a loss occurs. Our team is here to help you understand your options and identify coverage gaps that could affect your next project.

Have questions about protecting your jobsite? Reach out to our team—we are happy to help.

A serious accident or liability claim can exceed the limits of your auto or home insurance faster than many people expec...
10/13/2026

A serious accident or liability claim can exceed the limits of your auto or home insurance faster than many people expect.

That is where umbrella liability coverage may help. It adds an extra layer of protection above eligible underlying policies, helping protect your savings, home, and other assets when a covered claim goes beyond your existing limits.

At Guthe Insurance, our family-owned team helps Knoxville homeowners and drivers look at the bigger picture—not just the policy price. We can help you review your current coverage, understand your options, and decide whether umbrella insurance fits your needs.

Have questions about your liability protection? Reach out to our team for a straightforward coverage review.

Replacement cost value and actual cash value may sound similar, but they can affect how a covered loss is handled.For ex...
10/09/2026

Replacement cost value and actual cash value may sound similar, but they can affect how a covered loss is handled.

For example, if a five-year-old TV is damaged, replacement cost value may help pay the cost to replace it with a comparable new TV, subject to your policy’s terms. Actual cash value generally factors in depreciation, so the amount may reflect what that TV was worth at the time of the loss.

Every home insurance policy is different. Contact Guthe Insurance to review how your personal property coverage handles covered losses and make sure you understand your options.

Cyber threats can affect businesses of every size—including the small and mid-sized companies that keep Knoxville moving...
10/02/2026

Cyber threats can affect businesses of every size—including the small and mid-sized companies that keep Knoxville moving.

Simple steps like using strong passwords, enabling multi-factor authentication, training employees to spot phishing attempts, and keeping software updated can make a meaningful difference in protecting your business.

Even with careful prevention, a cyber incident can still happen. Cyber liability insurance may help your business respond to expenses such as data recovery, customer notification, and business interruption.

At Guthe Insurance, we help local businesses explore coverage options that fit their operations. If you would like to review your cyber liability coverage or discuss your business insurance needs, reach out to our team.

It’s hard to believe we’re already heading into the final stretch of the year. As everything picks up, this is a great t...
09/24/2026

It’s hard to believe we’re already heading into the final stretch of the year. As everything picks up, this is a great time to take a quick look at the life changes you’ve experienced — and whether your insurance coverage has kept up.

Our team sees it all the time: exciting milestones can quietly shift your insurance needs.

A few life events that often call for a policy check-in:

• Buying a new home or completing major renovations
• Purchasing a new vehicle
• Changes in your household or family structure
• Inheriting or buying valuables like jewelry or collectibles
• Career changes, promotions, higher income, or new business ventures

If any of these sound familiar, we’d be glad to help you review your coverage and make sure everything still fits where you are today. A quick conversation now can save a lot of headaches later.

Reach out anytime — our team at Guthe Insurance is always here to help Knoxville families stay protected.

Thinking about no-exam life insurance? It’s becoming a popular choice for people who want quick, convenient coverage wit...
09/21/2026

Thinking about no-exam life insurance? It’s becoming a popular choice for people who want quick, convenient coverage without the medical appointments.

At Guthe Insurance, our team helps you understand the details so you can decide if this type of policy fits your needs. No two situations are the same, and we’re here to make the process simple.

If you’d like help comparing policies or figuring out what works best for your family, reach out to us anytime. We’re always here to guide you through your options.

As summer settles in, now is a great time to look over a few key areas of your home and take care of small maintenance t...
09/15/2026

As summer settles in, now is a great time to look over a few key areas of your home and take care of small maintenance tasks before they turn into bigger headaches. A little attention today can save you time, stress, and costly repairs down the road.

Our team at Guthe Insurance is always here to help you protect what matters most. If you’d like recommendations for trusted local providers here in Knoxville or have questions about your home insurance coverage, just reach out. We’re always glad to point you in the right direction.

What’s on your summer home checklist this year? Share your ideas with us!

As a family-owned agency rooted in Knoxville for generations, we pause today to remember the events of September 11 and ...
09/11/2026

As a family-owned agency rooted in Knoxville for generations, we pause today to remember the events of September 11 and the strength that carried our country forward.

On Patriot Day, our team honors the lives lost and pays tribute to the first responders, service members, and everyday people who demonstrated extraordinary courage when it was needed most.

We remember their sacrifice, and we hold their legacy close.

We hope everyone enjoys a relaxing and well‑earned Labor Day weekend. Our team is grateful for the hardworking individua...
09/07/2026

We hope everyone enjoys a relaxing and well‑earned Labor Day weekend. Our team is grateful for the hardworking individuals and local businesses here in Knoxville who keep our community moving.

Please note that our office will be closed on Monday, September 7th, and we’ll reopen on Tuesday, September 8th. If you need to review your auto, home, or contractor insurance coverage before the holiday, feel free to reach out this week.

Wishing you a safe and restful day with family and friends.

Ransomware attacks keep growing more sophisticated, and businesses of every size are feeling the pressure. Our team at G...
09/02/2026

Ransomware attacks keep growing more sophisticated, and businesses of every size are feeling the pressure. Our team at Guthe Insurance sees firsthand how disruptive these attacks can be, which is why staying proactive with your cybersecurity measures matters now more than ever.

Swipe through to learn what's driving the rise in ransomware and a few practical steps your team can take today to strengthen your defenses.

Even with strong safety practices in place, no strategy can eliminate risk entirely. That’s where commercial cyber insurance can make a real difference. The right policy can help your business recover faster and with more confidence after an attack.

If you’d like to review your current coverage or explore options that better fit your needs, we’re here to help. Reach out anytime and our team will walk you through the next steps.

Address

5401 Kingston Pike, Ste 185
Knoxville, TN
37919

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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