The Mortgage Gallery

The Mortgage Gallery Top TN lending team
📍 Serving TN · NC · SC · FL · AL
🏡 NMLS #330511 | Equal Housing Lender Find your trusted local Fairway loan officer today.

Fairway Independent Mortgage Corporation is dedicated to providing simple, affordable mortgage solutions. We have over 670 branches across the country offering hometown service backed by national strength. Whether you’re buying your first home, a second home or refinancing your current mortgage, Fairway offers a wide variety of home financing options that are designed to fit your unique needs and

goals. Our loan officers are ready to guide you every step of the way, from application to closing and beyond. Speaking of closing, we have a reputation for closing on time — sometimes in as little as 10 days!

05/01/2026

“What are rates today?” honestly… not the question you think it is

The rate you see online or hear from a friend is pretty irrelevant. Especiallyyyy because you can’t even lock yourrate in until you are under contract on a house ‼️So asking what rates are today when you haven’t found a house yet is kind of like asking what your flight price is before you pick a destination or know when you’re going.

Sure, we could tell you what the average interest rate for certain loan programs are today… but by the time you’re under contract? Things have most likely changed.

Once you ARE are ready, YOUR rate depends on:
• your credit
• your down payment
• your loan type
….and more

What actually matters is:
• what your payment looks like
• what loan strategy fits your situation
• and whether it makes sense for you to buy right now

Stop chasing a number you can’t lock in and that doesn’t pertain to your situation. We don’t sell rates, we help you make a smart move when the timing is right 🫶. Did you know this about interest rates? That you can’t lock yours in until you are under contract on a house?

04/23/2026

Parents: stop renting your kid a college house👇👇

Most people are use to the idea of buying a property for your kid to live in during college.
But there’s a smarter way to structure it if you want to help your kid grow wealth through home equity!

Instead of buying it FOR them…you help them buy it WITH YOU.

• Your student is the primary resident
• You come on as a non-occupant co-signer
• Lower down payment options
• Better interest rate vs. investment property

Now they’re not just living somewhere for 4 years… they’re building credit, equity, and ownership.

Imagine what that could look like over four years in a growing market like Knoxville. 🧡🙌



When they graduate, they can:
• keep it and rent it out
• or sell and use the equity as a head start



Same 4 years. Very different outcome.

If you’ve got a kid heading to UT soon, this is worth a conversation.
Every situation is different, but this is a smart strategy more families are starting to explore.
If this interests you, I’m sure you’ve got a lot of questions so feel free to reach out! ☎️865-263-9166

04/22/2026

We drove by our billboard today and noticed a few… updates

Nothing too alarming, just some bold creative choices we don’t remember making.

Not really sure who’s behind it yet. But if you needed something from us you could’ve just said that

Rates? our billboard spot? closure?

We’re very approachable, this feels unnecessary

just checking in 👀

PLEASE GO 🌸 V O T E 🌸 at the link in our bio! Make sure to vote for space number 136 🤗 I team worked all day in the coll...
04/11/2026

PLEASE GO 🌸 V O T E 🌸 at the link in our bio! Make sure to vote for space number 136 🤗 I team worked all day in the collaborative adult category to bring this pieces to life!!!

And if we don’t win, we definitely win the “Had The Most Fun” category (made up by our amazing and supportive neighbors 😉)

04/10/2026

This is your sign to get outside tomorrow 🌿

Chalk Walk with Dogwood Arts is happening and it’s one of those events that just makes you love Knoxville a little more.

We’ll be out there with our own square, cheering everyone on and attempting to keep up with actual artists 😅

Come walk it, vote on your favorites, and say hi if you see us!!

04/07/2026

March Madness may be over, be we make trick shots every day of the year. On the court, and off the court. If you think having the lowest rate is all that matters, then you’re probably missing out on the real value a winning loan officer can bring to the table 🏆

Address

120 S Gay Street
Knoxville, TN
37902

Opening Hours

Monday 8:30am - 5:59pm
Tuesday 8:30am - 5:59pm
Wednesday 8:30am - 5:59pm
Thursday 8:30am - 5:59pm
Friday 8:30am - 5:59pm

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