Michelle Gaddis, NMLS 2307673 - Movement Mortgage, Loan Officer

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Knoxville, TN
Michelle Gaddis, NMLS 2307673 - Movement Mortgage, Loan Officer

Hello! I am your local mortgage officer in Knoxville, TN. Feel free to message me anytime with questions! :)

I love working with first time homebuyers to help you UNDERSTAND the home buying process as well as be there every step of the way.

08/05/2024

Rates are dropping! Does everyone know I'm a loan officer??!
This means if you are on the fence about whether or not you are able to qualify for a mortgage, I'm your gal! Call or message me anytime!
865-454-7723

Michelle Gaddis, NMLS 2307673 - Movement Mortgage, Loan Officer

02/17/2024

While some had expectations for mid-year rate cuts, the Fed’s stance indicates there may not be adjustments until later in the year. Get the details behind this and more in our latest market update.

https://movement.com/blog/2024/02/a-resilient-economy-rate-cut-expectations

02/14/2024

Happy Valentine’s Day!

Whether you're planning a romantic date, spending time with your loved ones or scheduling some self-care, I wanted to share a Valentine’s card with you — no shoebox required. 💌

02/12/2024

Just like you can prepare for running a marathon, you can prepare for your mortgage, too! ⁣
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If you’re thinking of buying a home soon, but aren't sure your credit score is ready, you can actually start monitoring it now. By taking the time to do some research, start saving and prioritizing paying your bills on time, you can push yourself (and your credit score) closer to homeownership! 🥳 ⁣
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Need advice on how to get yourself ready for a mortgage? Reach out to a Movement loan officer today for help! (You got this! ❤️)

02/09/2024

Trying to time the market? Recent data suggests that as rates have fallen, home prices in many markets have increased. Find out what you need to know about limited housing inventory and upcoming economic reports in this week’s Market Update.

https://movement.com/blog/2024/02/are-lower-rates-fueling-home-price-increases

02/05/2024

Want to hear a secret? 🤫⁣
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The best time to buy is when YOU are ready to buy!⁣
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There’s no special formula to figure out when the market is going to be just right, and THAT’S OK because it’s not a one-size-fits-all situation. It doesn’t matter if your neighbor, cousin or best friend is ready to become a homeowner; it matters if YOU are!
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When you’re ready to take that first step, reach out to a Movement loan officer and start your journey to homeownership! 🤩

02/02/2024

Another strong jobs report has made a March rate cut even less likely. But, if the Fed is going to cut rates this year, economists believe they have a limited window to act. Find out how a strong economy and an upcoming election are having an effect on when we may see a rate cut.

Full story: https://movement.com/blog/2024/02/strong-jobs-report-delays-rate-relief

01/29/2024

Retirement on your radar?
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You might want to consider a reverse mortgage! Reverse mortgages allow qualified borrowers to tap into their home’s equity so that they can move closer to family, downsize for less maintenance or even upsize to that dream home. 🤩 ⁣
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PLUS, with a Home Equity Conversion Mortgage (HECM) for Purchase, qualified borrowers can buy a new home and get a reverse mortgage, all in ONE transaction! 😮⁣
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If this sounds like the right plan for you, contact a Movement loan officer today!

01/26/2024

Many economists believed we would see a rate drop in March, but is a June rate cut now the most likely outcome? Dive into this week’s Market Update to see why an economic “soft landing” could keep rates higher for longer.

https://movement.com/blog/2024/01/a-healthy-economy-may-delay-rate-cuts

01/22/2024

Want to make your first payments more attainable? 😅⁣
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Movement offers 3/2/1, 2/1 and 1/0 buydown options to help lock in that lower rate for the duration of the buydown term, which can help make your payments more manageable up front! (It’s like slowly getting into the pool instead of doing a cannonball. 🌊)⁣. Then the full rate will return for the remainder of the years.

Reach out today to learn more!

01/19/2024

Is the economy as strong as recent data suggests? See the Fed’s latest statement, navigate the confusing signals and understand what's shaping interest rates in 2024 in this week’s Market Update.

📄: https://movement.com/blog/2024/01/fed-mixed-signals-rate-cute-timing

01/15/2024

This may seem like a no-brainer… 🤔
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But really, paying your bills on time can help keep your credit score in good shape. Even small missed payments can affect your score, especially with those pesky late fees. PLUS, keeping up with these payments can help let your lender know you’re responsible. 😉
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Contact a loan officer today to learn more about how to keep your credit score in solid shape!

Address

114 Lovell Road, Ste 102
Knoxville, TN
37934

Telephone

+18654547723

Website

http://www.movement.com/michelle-gaddis

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