Heather Wilson - Core Insurance Advisors

08/20/2026

08/20/2026

3 Things Medicare Beneficiaries Should Check Before AEP

📅 **Annual Enrollment Period (AEP) is October 15–December 7**, and what you have today may not be the best fit for next year.

Before AEP gets underway, here are **3 things every Medicare beneficiary should check:**

**1️⃣ Your medications 💊**
Check your current prescriptions against your plan’s 2027 formulary. Look for changes in coverage, tiers, prior authorization, quantity limits, and your estimated out-of-pocket costs.

**2️⃣ Your doctors & hospitals 🏥**
Make sure the doctors, specialists, hospitals, and other providers you regularly use will still be in-network next year if you have a Medicare Advantage plan.

**3️⃣ Your total costs—not just the premium 💰**
Don't choose a plan based solely on the monthly premium. Look at deductibles, copays, coinsurance, drug costs, maximum out-of-pocket exposure, and benefits that are important to you.

💡 **One of the biggest Medicare mistakes is assuming that because your plan worked well this year, it will automatically be the best choice next year.**

Your **Annual Notice of Change (ANOC)** will outline important changes to your plan for the upcoming year. **Your plan should send you an ANOC in September**, so take a few minutes to review it before making your decision.

If you have questions about your Medicare options for 2027, I'm happy to help you understand what has changed and what to look for.

📌 **Save this post and share it with a friend or family member who has Medicare!**

04/15/2026

With June 6th recognized as Visually Impaired People Day, now is a good time to discuss how Medicare approaches vision care.

Original Medicare (also known as Medicare Parts A and B) is designed primarily as medical insurance. That means coverage typically applies to the diagnosis and treatment of medical conditions affecting the eyes, rather than to routine vision care. However, Medicare Advantage plans usually do include coverage for routine eye exams.

Swipe for a brief overview of what Original Medicare and Medicare Advantage plans cover when it comes to vision care and eye health.

If you’d ever like to review how your current Medicare coverage addresses vision care, don’t hesitate to reach out to our team. We are always here to be a resource for you.

02/05/2026

A new plan year means that you have a new chance to take full advantage of your health plan. Avoiding common pitfalls can help you stay on top of ID cards, portals, networks, prescriptions, and more.

Swipe for more information. Have questions about your specific plan, deductible, or network? Call our office, and we’ll help you make sure you’re taking full advantage of your benefits.

10/11/2025

Medicare’s Annual Enrollment Period is right around the corner (October 15–December 7), and it’s the perfect time to make sure your coverage still fits your needs. Wondering what changes you can make or what happens if you miss the deadline?

Our team is here to help you navigate your options. Let’s review your plan together — reach out today!

09/24/2025

Reminder that Medicare’s Annual Enrollment Period lasts from October 15 through December 7. This is your yearly opportunity to review and adjust your Medicare health and prescription drug coverage for 2026.

If you’d like help exploring your options or have questions about what’s changing, our team is here to support you every step of the way — reach out today.

08/28/2025

Medicare fraud is more common than many realize, with an estimated $65 billion lost yearly. September 12, National Report Medicare Fraud Day, is the perfect time to learn how to protect yourself and your loved ones. Swipe through to learn more.

Medicare fraud is a serious issue, but knowledge is your best defense. If you have any questions about your Medicare coverage or how to stay protected, contact us today. We’re here to help.

08/19/2025

Medicare’s Annual Enrollment Period (October 15–December 7) is coming up, and it’s a great time to double-check that your coverage still fits your needs. Here are five frequently asked questions that come up this time of year:

What changes can I make during Annual Enrollment? You can switch from Original Medicare to a Medicare Advantage plan, change from one Advantage plan to another, or modify your Part D prescription coverage.
What’s the difference between Original Medicare and Medicare Advantage? Original Medicare is government-managed and typically paired with separate drug coverage and optional Medigap. Medicare Advantage plans are offered by private insurers and often bundle medical and drug benefits, with some including extras like dental or vision.
Do I need to do anything if I’m happy with my current plan? Even if you’re satisfied, it may be a good idea to review your coverage. Premiums, provider networks, and drug formularies can change each year.
When can I learn about next year’s plans? Information for next year’s plans is available beginning in October. Call 1-800-MEDICARE or visit Medicare.gov.
What if I miss the Annual Enrollment deadline? Unless you qualify for a Special Enrollment Period due to a major life event, you’ll need to wait until next year’s window to make changes.

Contact me with any questions.

11/06/2023

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