David Joyner with TowneBank Mortgage

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David Joyner with TowneBank Mortgage I am a full service Mortgage Banker (NMLS # 116874). I provide mortgage loans and construction loans for primary, second home, and investment properties.

Please contact me anytime with questions or comments.

5.0 star review received on Experience.com for David Joyner by ELIZABETH D - Thank  you  David    i  had  a  different t...
10/15/2026

5.0 star review received on Experience.com for David Joyner by ELIZABETH D - Thank you David i had a different type of loan and David navigated the process nicely from beginning to end

Click to see all 417 reviews of David Joyner, VP, Mortgage Sales Manager | NMLS # 116874

Fall is the perfect time to get ahead on home maintenance before colder temperatures arrive.🍂 From cleaning gutters and ...
10/15/2026

Fall is the perfect time to get ahead on home maintenance before colder temperatures arrive.🍂

From cleaning gutters and inspecting your roof to checking smoke detectors and servicing your HVAC system, a few simple tasks now can help keep your home running smoothly throughout the season.

Need guidance on your next homeownership step this fall? Contact me to learn more.

5.0 star review received on Experience.com for David Joyner by Alice E S - Everyone was so patient with all my questions...
10/14/2026

5.0 star review received on Experience.com for David Joyner by Alice E S - Everyone was so patient with all my questions. They were so clear in their answers, and always called me back quickly. Such a pleasure to work with!!

Click to see all 417 reviews of David Joyner, VP, Mortgage Sales Manager | NMLS # 116874

You're asking. We're answering. If you're wondering whether now is the right time to buy, consider this: Home affordabil...
10/08/2026

You're asking. We're answering. If you're wondering whether now is the right time to buy, consider this: Home affordability is about more than just interest rates.

There may be options available to help make buying a home more affordable, including:

• Down payment assistance
• Seller credits
• Lower-rate program options
• Flexible credit solutions

We're here to help you understand what's available and find an approach that fits your goals.

5.0 star review received on Experience.com for Bruce Brown by Denise A F - The application process was very easy
10/07/2026

5.0 star review received on Experience.com for Bruce Brown by Denise A F - The application process was very easy

Click to see all 41 reviews of Bruce Brown, Mortgage Loan Officer

5.0 star review received on Experience.com for David Joyner by Vern A M - Thanks,  smooth
10/06/2026

5.0 star review received on Experience.com for David Joyner by Vern A M - Thanks, smooth

Click to see all 415 reviews of David Joyner, VP, Mortgage Sales Manager | NMLS # 116874

5.0 star review received on Experience.com for Randi Eure by Tonya D F - Randi was extremely helpful and communicative d...
09/26/2026

5.0 star review received on Experience.com for Randi Eure by Tonya D F - Randi was extremely helpful and communicative during the entire loan process. She quickly answered all of our questions, explained everything, assisted with last minute updates, and was even a huge help on closing day when we had some issues with the sellers. She went above and beyond for us and we are so thankful for her. Thank you Randi!

Click to see all 275 reviews of Randi Eure, Mortgage Loan Officer | NMLS # 71974

Finding the perfect home can feel like a latte to handle, but I can help you through the process! Are you ready to fall ...
09/24/2026

Finding the perfect home can feel like a latte to handle, but I can help you through the process! Are you ready to fall in love with a new home? Contact us today!

5.0 star review received on Experience.com for Kaye Jones by Roselyn L - Kaye  was  very  helpful and  professional duri...
09/23/2026

5.0 star review received on Experience.com for Kaye Jones by Roselyn L - Kaye was very helpful and professional during the process. We felt like she was really advocating for what is best for us.

Click to see all 296 reviews of Kaye Jones, Mortgage Loan Officer | NMLS # 94785

5.0 star review received on Experience.com for Bruce Brown by Barbara L L - Bruce,  Was very personable. he was always w...
09/23/2026

5.0 star review received on Experience.com for Bruce Brown by Barbara L L - Bruce, Was very personable. he was always willing to talk to me and provide answers to my questions. I enjoyed meeting him and the way he handled my loan.

Click to see all 40 reviews of Bruce Brown, Mortgage Loan Officer

Address

4629 N Croatan Highway
Kitty Hawk, NC
27949

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