Midgett Insurance Agency

Midgett Insurance Agency We are licensed in NC and VA and offer personal & business products to fit your needs. We are dedica Midgett Insurance Agency was founded in 1973 by Elmer R.

Midgett, Jr., in downtown Manteo, NC. He created a tradition of exceptional and personalized customer service, which continues today. After graduating from James Madison University in Virginia, Paul Tine moved to the Outer Banks in 1995 and married Whitney Tine. He began working in the family business in 1998 and purchased the agency in 2005. Since that time, the agency has grown to two locations,

acquired CDA Insurance of Kill Devil Hills and has over 15 employees serving clients in the Outer Banks, Northeast NC and Virginia. We are a community-based agency and are committed to protecting the assets and livelihood of our neighbors. Our Agency knows that insurance exists for one reason only, to make things right when things go wrong. We work diligently to make sure that all of our clients are covered the way they want to be, and that we keep our promise to be On Your Side®. We offer 2 convenient locations to serve you. Kitty Hawk:
3900 N. Croatan Highway
Kitty Hawk, NC 27949
(252) 261-4684; Fax (252) 473-5947

Manteo:
503 Cypress Lane
Manteo, NC 27954
(252) 473-3930; Fax (252) 473-5947

Summer is here, and many homeowners are either adding exciting features to their backyards or getting them ready for a s...
06/22/2026

Summer is here, and many homeowners are either adding exciting features to their backyards or getting them ready for a summer full of fun.

While additions like pools, playgrounds, trampolines, and more can create memorable experiences, they can also increase your liability exposure. Swipe for a few key steps you can take to ensure you’re prepared for the liability risks associated with common backyard toys.

Summer fun doesn’t have to come with extra risk. Our team can help you review your homeowners’ liability limits, discuss additional coverage options, and make sure required safety measures are in place. Give us a call today, and we can get started.

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check ...
06/14/2026

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check to ensure your summer adventures don’t come with an expensive surprise. Swipe to see which coverages are best for some common summer rides.

Not sure you’re fully covered ahead of this summer? Call our office today. We’re here to help you enjoy a stress-free, adventure-filled summer!

As we get closer to boating season, our team has been having more conversations with clients who are either getting thei...
06/13/2026

As we get closer to boating season, our team has been having more conversations with clients who are either getting their boats back in the water or are taking a fresh look at their overall liability protection on the water.

This is a good time of year to revisit boat insurance, especially since more people are getting out and enjoying the water. Swipe for an overview of common boating accidents, liability, and how boat insurance can help.

If it’s been a while since you last reviewed your policy, or if you want to get set up with your own dedicated boat policy, we are happy to help. Feel free to reach out, and we can start the conversation.

We loved seeing our very own Lauren Ho**er, from our Manteo office, attend opening night of the Lost Colony this past we...
06/10/2026

We loved seeing our very own Lauren Ho**er, from our Manteo office, attend opening night of the Lost Colony this past weekend. It’s always special to celebrate local traditions and support the incredible arts and culture of our Outer Banks community. Thanks for representing us, Lauren!

It’s hard to believe we are already at the halfway point of the year. We hope that the first half of your year has been ...
06/09/2026

It’s hard to believe we are already at the halfway point of the year. We hope that the first half of your year has been wonderful, and that the second half is just as great.

If anything has come up for you over the past few months, or if you would simply like to check in with us, do not hesitate to reach out.

We are here to support you throughout the season. Give our team a call today, and we can find time to connect.

When a contract requires one party to add another party to their liability policy, that doesn’t mean broad protection au...
06/04/2026

When a contract requires one party to add another party to their liability policy, that doesn’t mean broad protection automatically applies. In reality, additional insured status is more specific than that, which is why it is important to understand what this endorsement is designed to do.

Swipe to learn what an additional insured endorsement is and how it generally works.

If you need help reviewing a contract requirement or understanding how additional insured status may apply under your policy, contact our office.

Check out the 2026 Disaster Preparation Guide by The Coastland Times for some great information and tips on safely navig...
06/03/2026

Check out the 2026 Disaster Preparation Guide by The Coastland Times for some great information and tips on safely navigating storm season! We are here to help if you have coverage questions or want to make sure you are protected this season.

The Disaster Preparedness Guide for 2026 from The Coastland Times.

Please join us in celebrating a major milestone for our agency —Madeleine Land’s 20-year work anniversary! Her dedicatio...
06/01/2026

Please join us in celebrating a major milestone for our agency —Madeleine Land’s 20-year work anniversary! Her dedication, kindness, and unwavering commitment to serving our clients have made a lasting impact on our agency. We’re grateful for everything she brings to our team and for the incredible support she provides day in and day out. Congratulations, Madeleine, and thank you for 20 amazing years!

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made...
05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day!

If you own a vintage, antique, or collector vehicle, then you might be wondering what sort of auto policy you’ll need to...
05/21/2026

If you own a vintage, antique, or collector vehicle, then you might be wondering what sort of auto policy you’ll need to protect your investment. A regular auto policy will not adequately protect your investment, meaning that dedicated classic car coverage is needed to protect your vehicle. Swipe for more details.

If you’re looking to purchase classic car coverage for a vehicle or if you’d like to layer on helpful extras to an existing policy, don’t hesitate to reach out. We are here to help make sure your investment is fully protected.

Address

3900 N Croatan Highway
Kitty Hawk, NC
27949

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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