Jamie Lavier with TowneBank Mortgage

Jamie Lavier with TowneBank Mortgage TowneBank Mortgage is your local lender NMLS #512138
James M LaVier NMLS # 996395

It’s the extras that make all the difference 🔨🔥 Grill stations, garages, backyard spaces made for relaxing—this is what ...
06/21/2026

It’s the extras that make all the difference 🔨🔥 Grill stations, garages, backyard spaces made for relaxing—this is what Dad-approved living looks like.

Ready to find a home that checks every box? Let’s connect.

Today we honor the end of slavery in the United States and recognize the resilience, strength, and enduring spirit of th...
06/19/2026

Today we honor the end of slavery in the United States and recognize the resilience, strength, and enduring spirit of the African American community. Let's continue to educate, advocate, and strive for equality and justice for all.

Before deciding what comes next, take a moment to ground your plan in these three essentials.1️⃣ Where do your credit sc...
06/17/2026

Before deciding what comes next, take a moment to ground your plan in these three essentials.

1️⃣ Where do your credit scores stand? Lenders will review both, and your options are often shaped by the lower score.

2️⃣ Is your income consistent? Dual income can be a strength, but stability is key.

3️⃣ What debts are currently in the picture? All monthly payments, such as car loans, student loans, and credit cards, are factored in.

Clarity in these areas creates confidence in every step ahead. No pressure—just a plan thoughtfully designed for you. 💍

Not every buyer fits into a traditional mortgage box—and that doesn’t mean homeownership is off the table. There are loa...
06/16/2026

Not every buyer fits into a traditional mortgage box—and that doesn’t mean homeownership is off the table.

There are loan options designed for self-employed buyers, entrepreneurs, and individuals who use alternative income documentation, including ITIN programs.

A strong lending partner helps match buyers with the right solution, not just the most common.

Some of your most qualified buyers may not fit traditional lending guidelines. Our ITIN Loans make it possible for eligi...
06/16/2026

Some of your most qualified buyers may not fit traditional lending guidelines. Our ITIN Loans make it possible for eligible clients to purchase a home without a Social Security Number, opening the door to more opportunities and a larger buyer pool.

Reach out today to explore how we can help more of your clients achieve homeownership.

Getting your home ready for summer doesn’t have to be overwhelming, small steps now can make a big difference all season...
06/11/2026

Getting your home ready for summer doesn’t have to be overwhelming, small steps now can make a big difference all season long.

From servicing your cooling system to refreshing indoor spaces and prepping your outdoor areas, a little maintenance now can help you stay comfortable and avoid surprises later.

Start simple, stay ahead, and enjoy everything summer at home has to offer. Need help planning your next step? Let’s talk.

Many first-time buyers assume they need a large down payment or years of savings to buy a home. The reality? There are l...
06/09/2026

Many first-time buyers assume they need a large down payment or years of savings to buy a home. The reality? There are loan programs and grant options designed specifically to help first-time buyers reduce upfront costs and get into a home sooner.

If buying feels out of reach right now, it may be worth exploring what options are available to you.

First home? That’s a big move. Luckily, we keep it simple.No gatekeeping. No guesswork. Just a clear path from “just loo...
06/06/2026

First home? That’s a big move. Luckily, we keep it simple.

No gatekeeping. No guesswork. Just a clear path from “just looking” to “just sold.” We’re here when you need us—reach out anytime.

Not every buyer fits into a traditional income box. If you're working with self-employed clients, our Bank Statement Loa...
06/03/2026

Not every buyer fits into a traditional income box. If you're working with self-employed clients, our Bank Statement Loans can help them qualify using real cash flow, not just what’s shown on tax returns.

✅ 12–24 months of deposits
✅ Flexible income calculation
✅ More approvals, fewer dead ends

I’m always available to walk through scenarios for your self-employed clients.

A lot of buyers are waiting for rates to come down but waiting can come with a cost. Home prices don’t pause, and even s...
06/03/2026

A lot of buyers are waiting for rates to come down but waiting can come with a cost. Home prices don’t pause, and even small increases can cancel out future rate savings.

The best move isn’t guessing the market. It’s understanding your options.

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Kitty Hawk, NC
27949

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