Hallman Insurance Agency

12/04/2025

Don’t forget to vote for our tree in the Freeport Tree Hop!

10/02/2025

FIRST isn’t just where we landed. It’s how we lead — by putting small businesses first.

Thanks to you, we’re ranked #1 in customer satisfaction.

See why small businesses trust Erie Insurance: https://ow.ly/H9qw50X5btC

09/12/2025

Call 724-548-5671 or 724-295-5122 for a quote today!

Cut through the confusion of buying life insurance for the very first time.

06/09/2025

Erie insurance hit by major system outage.

The company is actively working to assess and resolve the issue but has not disclosed the cause or full impact.

09/12/2024

Get off the phone, I need to use the computer!

If you know, you know.

But don’t worry, you can give us a call or reach out online to your local insurance agent to get a quote today!

Erie Family Life Insurance Company (Erie, PA). ERIE® life insurance products are not available in New York. Go to https://bit.ly/3L7Dy5w for company licensure and product details.

08/13/2024

Have your home and auto insurance gone up? Odds are good, your neighbor's have too. Why? On a percentage basis, the cost of parts, materials and labor have gone up faster than your insurance premiums. Your insurance company has paid out much more than anticipated. They're no longer self insuring (or using surplus) and now they're buying insurance on themselves (reinsurance). With claim frequency and cost soaring, the reinsurance rates have soared.

Where and when will it stop? No one knows for sure. Every carrier handles their issues differently. Some are raising minimum home deductibles to $2,500. Most have started charging for every claim. In some cases, claims include, towing, glass repair and even a phone call to the claims center.

How can you combat the high prices? The first step, is for all of us to take a little more personal responsibility. I know it is tempting to take every coverage offered by the insurance company. But, think of it this way... If you use it, you will eventually lose it. Try to think of insurance as coverage for major or big losses. Pay for your own glass repair and pay for your own towing. Using these extra coverages frequently, will cost you more in the long run. Talk to your agent. Not the company. Ask your agent what they think. Next... push those deductibles up. $2,500 should be the minimum for home owners. Perhaps $500 for auto comprehensive and $1,000 for collision. With inflation, these numbers are not as big as they were five years ago.

Change your attitude... Is it insurance or a maintenance plan?

Maintenance plans are available on appliances at Best Buy, Home Depot, Lowes, Meijer, etc. Do you buy those every time you buy a mixer or drill? Probably not.. Stop buying maintenance plans on your home. Think of it as catastrophic loss coverage. It certainly stinks having to replace windshields on your own. Maybe this will force us to drive differently …

08/01/2024

Thanks to all those that voted for us again this year!!

06/13/2024

Great read for a better understanding of why all insurers have raised rates.

A lot of factors go into what you pay. Learn more about how car insurance rates work – and your options for how to save.

02/28/2024

Call for a no obligation quote! 724-548-5671 or 724-295-5122

07/27/2023

Thank you to all who voted in the Leader Times recognizing our agency as an award winner in the community. We appreciate the support!

01/13/2023

No, the color of the car doesn't cost you more. Read on to find more Myths debunked. Safe travels!

Fact or fiction: We’re about to debunk some common car myths.

01/09/2023

Life Insurance - the peace of mind is for you but the policy is not. The policy is for your family and loved ones.

The younger you are the more favorable the rate; don't put it off any longer!

As the family breadwinner and a parent of two, she chose life insurance coverage that fit her budget — less than what experts typically recommend.