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LTK Insurance Services, LLC LTK Insurance Services provides information and advice on life, health, and accident insurance for individuals, families, and employers.

Travel agency services are also available.

Vecinos de Kissimmee, St. Cloud, Poinciana y Celebration: la inscripción abierta de Medicare es del 15 de octubre al 7 d...
10/16/2026

Vecinos de Kissimmee, St. Cloud, Poinciana y Celebration: la inscripción abierta de Medicare es del 15 de octubre al 7 de diciembre de 2026. Cualquier cambio comienza el 1 de enero de 2027.

Los planes cambian cada año y lo que se ofrece depende de su condado. Antes de decidir:

1. Lea su Aviso Anual de Cambios.
2. Haga una lista de sus medicamentos, médicos y farmacia.
3. Compare las opciones de 2027 para el condado de Osceola en el Buscador de Planes de Medicare.
4. Mire el costo total, no solo la prima mensual.

Escribí una guía paso a paso en español: https://www.ltkinsurance.com/post/inscripcion-abierta-medicare-kissimmee-2027

Ofrezco revisiones de planes sin costo, en español. Reserve en https://www.ltkinsurance.com/book o llame al (312) 973-3754.

– Ryan Goulding, agente con licencia, LTK Insurance Services



We do not offer every plan available in your area. Currently we represent 10 organizations which offer 30 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Kissimmee, St. Cloud, Poinciana and Celebration neighbors: Medicare open enrollment runs October 15 to December 7, 2026,...
10/15/2026

Kissimmee, St. Cloud, Poinciana and Celebration neighbors: Medicare open enrollment runs October 15 to December 7, 2026, and any change you make starts January 1, 2027.

Plans change every year, and what's offered depends on your county. Before you decide, take a few minutes for these steps:

1. Read your Annual Notice of Change.
2. List your medicines, doctors and pharmacy.
3. Compare 2027 options for Osceola County on Medicare Plan Finder.
4. Look at total costs, not just the monthly premium.

I wrote a step-by-step guide for our area: https://www.ltkinsurance.com/post/medicare-open-enrollment-kissimmee-2027

If you'd like a second set of eyes, I offer no-cost plan reviews. Book a time at https://www.ltkinsurance.com/book or call (312) 973-3754. Hablo español.

– Ryan Goulding, licensed agent, LTK Insurance Services

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 30 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

2 days until Medicare open enrollment! 🗓️Medicare's Annual Enrollment Period runs October 15 to December 7, 2026, and an...
10/13/2026

2 days until Medicare open enrollment! 🗓️

Medicare's Annual Enrollment Period runs October 15 to December 7, 2026, and any change you make starts January 1, 2027. Plans can change every year, so now is a good time to get ready.

Kissimmee and Osceola County neighbors: grab your Annual Notice of Change, your list of medicines and your doctors' names, and let's compare your 2027 options together.

Learn about your no-cost Medicare review: https://www.ltkinsurance.com/medicare-review
Book a time: https://www.ltkinsurance.com/book or call (312) 973-3754. Hablo español.

– Ryan Goulding, licensed agent, LTK Insurance Services

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 30 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

$90 Medicare rebates are landing✅ GETS IT: Original Medicare Part B members who pay their own premium — including with a...
10/09/2026

$90 Medicare rebates are landing

✅ GETS IT: Original Medicare Part B members who pay their own premium — including with a Medigap supplement or standalone Part D plan.

❌ DOESN'T GET IT: Medicare Advantage members, people whose Part B premium is paid by Medicaid, and IRMAA payers.

⏰ Arriving now: direct deposits started around Oct 8, paper checks later this month. No application needed — it is automatic.

⚠️ Scam alert: anyone calling to "release" your payment is a scammer. Hang up.

Questions about your 2027 Medicare options before Annual Enrollment? Send me a message.

🦷 Is your dental coverage changing in 2027?Dental benefits change every year, and in Osceola County they vary a lot from...
10/08/2026

🦷 Is your dental coverage changing in 2027?

Dental benefits change every year, and in Osceola County they vary a lot from plan to plan. Before Annual Enrollment (Oct 15 – Dec 7), pull out your 2027 Annual Notice of Change and check:
✔️ Does your plan have a yearly dental dollar maximum, and how much is it?
✔️ Are crowns, dentures or implants covered, and at what cost?
✔️ Is your dentist in network, or can you go out of network?

If you've been putting off dental work, this is the year to compare. We'll go through the 2027 dental options from the plans we represent and check your doctors and prescriptions at the same time.

📅 Book a no-cost plan review: https://www.ltkinsurance.com/book
📞 (312) 973-3754 · Hablo español

LTK Insurance Services, LLC is not connected with or endorsed by the U.S. government or the federal Medicare program.



We do not offer every plan available in your area. Currently we represent 10 organizations which offer 30 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Mito de Medicare: "Prima de $0 = costo $0." 🚫La realidad: la prima es solo una parte. Los copagos, los deducibles y el n...
10/07/2026

Mito de Medicare: "Prima de $0 = costo $0." 🚫

La realidad: la prima es solo una parte. Los copagos, los deducibles y el nivel de sus medicamentos muchas veces pesan más en lo que usted paga durante el año.

Antes de escoger su plan para 2027, revise:
✅ Los copagos de sus doctores
✅ Los deducibles
✅ Cuánto cuestan SUS medicamentos reales

En una revisión sin costo miramos el costo total, no solo la prima mensual. En persona, por video o por teléfono. Hablo español.

👉 ltkinsurance.com/medicare-review
📅 ltkinsurance.com/book

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 30 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Most people compare Medicare plans by the monthly premium, and that's where the surprises start.When we review your Medi...
10/06/2026

Most people compare Medicare plans by the monthly premium, and that's where the surprises start.

When we review your Medicare options, we check more than the premium:
• Drug coverage and tiers
• Preferred pharmacies
• Whether your doctors are in network
• Your total estimated cost for the year

Annual Enrollment runs October 15 to December 7. There's no cost for your review, and we can do it in person, by video call, or by phone.

Start here: ltkinsurance.com/medicare-review
Or pick a time: ltkinsurance.com/book

We do not offer every plan available in your area. Currently we represent 10 organizations which offer 30 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

When we review your Medicare options, we check more than the monthly premium:• Drug coverage and tiers• Preferred pharma...
10/05/2026

When we review your Medicare options, we check more than the monthly premium:
• Drug coverage and tiers
• Preferred pharmacies
• Whether your doctors are in network
• Total estimated cost

That's usually where people get surprised. I'm happy to walk through yours at no cost, in person, by video, or by phone.

Annual Enrollment runs Oct 15 to Dec 7.

No-cost Medicare review: ltkinsurance.com/medicare-review
Book a time: ltkinsurance.com/book

After we connect, I'll send you a link to add your prescriptions and dosages.

Ryan Goulding · LTK Insurance · (312) 973-3754



We do not offer every plan available in your area. Currently we represent 10 organizations which offer 30 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Not connected with or endorsed by the U.S. government or the federal Medicare program.

Your no-cost Medicare review, your way:• In person in Kissimmee & Orlando• Video call• PhoneKeep your doctors and your p...
10/03/2026

Your no-cost Medicare review, your way:
• In person in Kissimmee & Orlando
• Video call
• Phone

Keep your doctors and your pharmacy handy. After we connect, I'll send you a link to add your prescriptions and dosages, so our time together goes further.

Annual Enrollment runs Oct 15 to Dec 7.

Book a time: ltkinsurance.com/book
No-cost Medicare review: ltkinsurance.com/medicare-review

Ryan Goulding · LTK Insurance · (312) 973-3754



We do not offer every plan available in your area. Currently we represent 10 organizations which offer 30 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Not connected with or endorsed by the U.S. government or the federal Medicare program.

December gets busy. The calmest time for a Medicare review is mid-October through mid-November.Annual Enrollment runs Oc...
10/02/2026

December gets busy. The calmest time for a Medicare review is mid-October through mid-November.

Annual Enrollment runs Oct 15 to Dec 7. If you want a thoughtful look instead of a rush, book early. Reviews are no-cost, in person, by video, or by phone.

Book now: ltkinsurance.com/book
No-cost Medicare review: ltkinsurance.com/medicare-review

After we connect, I'll send you a link to add your prescriptions and dosages.

Ryan Goulding · LTK Insurance · (312) 973-3754



We do not offer every plan available in your area. Currently we represent 10 organizations which offer 30 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Not connected with or endorsed by the U.S. government or the federal Medicare program.

Address

7415 Devereaux Street
Kissimmee, FL
34747

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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