Ric Harter - Highlands Residential Mortgage-NMLS #964644

Ric Harter - Highlands Residential Mortgage-NMLS #964644 Sr. Loan Officer
Highlands Residential Mortgage, Ltd NMLS ID #134871 is an Equal Housing Lender. State Licenses: https://highlandsmortgage.com/state-licenses/

Embarking on your homebuying journey and wondering who all is involved in that process?We can walk you through all the v...
06/03/2026

Embarking on your homebuying journey and wondering who all is involved in that process?
We can walk you through all the various roles that are involved in the mortgage process so you feel more informed, and know exactly what to expect each step of the way.

Ready to get started? Give us a call. Our dedicated team is here to answer all your questions so you can make informed decisions.


http://www.TeamRicHarter.com

06/03/2026

🌎🏡 Did you know that homeownership may be possible even if you're not a U.S. citizen?

In this video, I’m breaking down our Foreign National Loan Program and how it can help eligible international buyers purchase real estate in the United States. Whether you're looking for a second home or investment property, there may be financing options available to help you achieve your goals.

If you have questions about financing as a foreign national, feel free to reach out. I'm happy to help!

Think of it this way: The inspection checks how the home is doing. The appraisal checks what the home is worth.The inspe...
06/02/2026

Think of it this way: The inspection checks how the home is doing. The appraisal checks what the home is worth.

The inspection helps protect you as the buyer.
The appraisal helps protect the lender.

Both are major parts of the homebuying process and both help catch surprises before closing day.



http://www.TeamRicHarter.com

Yep, really. Through our Community Lending Program, eligible buyers in select communities may qualify for lower rates, r...
05/30/2026

Yep, really. Through our Community Lending Program, eligible buyers in select communities may qualify for lower rates, reduced costs, and more accessible financing options. And with newly expanded eligible markets, even more buyers may be able to take advantage.

Sometimes where you buy can help how you buy and that is definitely worth knowing.



http://www.TeamRicHarter.com

House hunting is exciting, but it's easy to get distracted by the wrong things. Before you start touring homes, it help...
05/28/2026

House hunting is exciting, but it's easy to get distracted by the wrong things. Before you start touring homes, it helps to know what to look for and what to avoid.

And most importantly, getting pre-approved first makes everything easier. You'll know your budget, move faster, and avoid surprises when it's time to make an offer.



http://www.TeamRicHarter.com

05/27/2026

🏡 Think past credit challenges mean you can’t buy a home? Think again! 💙

Even after a recent bankruptcy, foreclosure, or short sale, you may still be able to qualify for a home loan sooner than you think 🙌🔑

Every situation is different, and there are loan programs designed to help buyers get back on track and back into homeownership 📈✨

Watch this reel to learn more about your options and what steps you can take today! 👀

📲 Ready to explore your possibilities? Let’s connect!

Home of the free because of the brave and they deserve more than just a thank you. This month, we're celebrating our vet...
05/26/2026

Home of the free because of the brave and they deserve more than just a thank you. This month, we're celebrating our veterans, active-duty service members, and military families. If you or someone you love has served, a VA loan could unlock big homebuying perks like $0 down, flexible guidelines, and no PMI. Because after all that serving, your mortgage should work a little harder for you.

Want to explore your VA loan options? Let's chat.



http://www.TeamRicHarter.com

It's moving season! Moving is exciting, but it can also feel stressful. Use these tips to make your move easier and less...
05/24/2026

It's moving season! Moving is exciting, but it can also feel stressful. Use these tips to make your move easier and less hectic.



http://www.TeamRicHarter.com

That old carpet is not getting better with age... and the broken fence is definitely not fixing itself.Stop procrastinat...
05/22/2026

That old carpet is not getting better with age... and the broken fence is definitely not fixing itself.

Stop procrastinating and start fresh. Spring is the perfect time to tackle the updates that can make your space feel cleaner, happier, and a whole lot more you.

And the best part? A refinance may help make those projects possible. Give me a call today and we can walk you through the refi next steps!



http://www.TeamRicHarter.com

Address

516 6th Street S, Ste 200
Kirkland, WA
98033

Telephone

+12063356133

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