Peter Ryu, Branch Manager - NMLS #113013

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Peter Ryu, Branch Manager - NMLS #113013 Area Manager at CrossCountry Mortgage Ryu spends free time with his two sons, who he also coaches in basketball.

His father instilled in him to never settle and to always give it his all, which is what Peter Ryu did after receiving his economics degree from the University of Washington and accepting a position as a full-time loan officer. “I developed a passion for helping people achieve the American Dream,” he recalls. “Now, as a mortgage banker, I love working with people and being a part of their journey.”

The branch manager and Mortgage Advisor with New American Funding, Ryu is focusing on growing their Bellevue branch. In the industry for 21 years, he credits his success to his ability to provide a perspective that will set clients up for success. “I look at the big picture and offer solutions that my competition wouldn’t even think about,” he says. Named to the President’s Club and awarded Top 1% honors by Scotsman Guide and Top Originator Magazine, Ryu is known for being attentive, ethical and compassionate toward his clients. A board member of the Asian Real Estate Association of America, Ryu recently co-chaired the organization’s second-annual golf tournament, doubling their donation from last year to Northwest Hope and Healing, a local nonprofit that provides financial assistance to female cancer patients. They enjoy playing baseball, fishing, crabbing and snowboarding together. “We have aspirations to start a band, so we just started taking guitar and drums lessons,” he adds. “Family is my No. 1 priority, and my boys are the reason I strive to be the best.”

Your car, your health, your home. The important things in life deserve protection. Your home purchase is no different. N...
10/16/2026

Your car, your health, your home. The important things in life deserve protection. Your home purchase is no different.

NAF Cash Secure, an affiliate of New American Funding, backs your approved Conventional or VA financing so that if anything unexpected comes up between approval and closing, your purchase stays on track.

Smart buyers protect their biggest investment. You've got this.

The home that seemed slightly outside your purchase price range may not be out of budget anymore. Here's why: Conforming...
10/14/2026

The home that seemed slightly outside your purchase price range may not be out of budget anymore. Here's why: Conforming loan limits are climbing.

The single-unit figure is projected to hit $845,000, a bump from the current $832,750—and NAF is already writing loans at the new number, before the Federal Housing Finance Agency (FHFA) makes it official in November.

That line is the dividing wall between Conventional and Jumbo financing. Jumbo means tighter qualifying rules, heavier documentation, and frequently a heftier down payment. Conventional means a smoother, more straightforward process.

If a deal stalled just above the old limit, let's revisit it. Message me and we'll run the numbers.

Your home equity could be a powerful financial tool. 🏡💰A cash-out refinance allows you to replace your current mortgage ...
10/12/2026

Your home equity could be a powerful financial tool. 🏡💰
A cash-out refinance allows you to replace your current mortgage with a new, larger loan and receive the difference in cash—giving you funds that may be used for things like consolidating high-interest debt, home improvements, education costs, medical expenses, or other financial goals.
Of course, it’s important to look at the full picture, including your new payment, closing costs, and how much equity you’ll have remaining.
Curious if a cash-out refinance could make sense for your goals? Let’s talk about your options.

Big Investments. Smaller Down Payments. New American Funding's 90% LTV Investment Property Loan keeps more cash liquid f...
10/09/2026

Big Investments. Smaller Down Payments. New American Funding's 90% LTV Investment Property Loan keeps more cash liquid for the next deal. Invest with less, message me to get started

What could your rent payments be building for you? 🏠 Instead of paying toward your landlord’s investment, homeownership ...
10/07/2026

What could your rent payments be building for you? 🏠 Instead of paying toward your landlord’s investment, homeownership can give you the opportunity to build your own equity over time. 🔑 NAF is here to help you understand your options and take the next step. 💬 Ready to see what buying could look like for you? Let’s talk!

With NAF Cash, you can make an all-cash offer while leveraging your VA Loan benefits to stand out in a competitive marke...
10/05/2026

With NAF Cash, you can make an all-cash offer while leveraging your VA Loan benefits to stand out in a competitive market.

The home that seemed slightly outside your purchase price range may not be out of budget anymore. Here's why: Conforming...
10/05/2026

The home that seemed slightly outside your purchase price range may not be out of budget anymore. Here's why: Conforming loan limits are climbing. The single-unit figure is projected to hit $845,000, a bump from the current $832,750—and NAF is already writing loans at the new number, before the Federal Housing Finance Agency (FHFA) makes it official in November. That line is the dividing wall between Conventional and Jumbo financing. Jumbo means tighter qualifying rules, heavier documentation, and frequently a heftier down payment. Conventional means a smoother, more straightforward process. If a deal stalled just above the old limit, let's revisit it. Message me and we'll run the numbers.

Mortgage rate buydowns can make homeownership more accessible—but they’re not one-size-fits-all. Before you jump in, the...
09/30/2026

Mortgage rate buydowns can make homeownership more accessible—but they’re not one-size-fits-all. Before you jump in, there are a few smart questions every buyer should ask:

🏡Is this a temporary or permanent mortgage rate buydown?
🏡Who’s paying for it—the builder or seller, the lender, or you?
🏡What happens when the rate resets?
🏡Are there other trade-offs (like reduced closing costs or a higher sale price)?

Interested in buydown options available to you? Call me!

Building your perfect home comes with enough moving parts. Your financing shouldn’t add to the stress. With a One-Time C...
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Building your perfect home comes with enough moving parts. Your financing shouldn’t add to the stress. With a One-Time Close loan from New American Funding, you can combine your land, home, and construction financing into a single closing for a smoother experience from start to finish. DM us for the details!

Think about how much mental energy goes into managing your finances, tracking balances, timing transfers, trying to pay ...
09/25/2026

Think about how much mental energy goes into managing your finances, tracking balances, timing transfers, trying to pay down debt while keeping enough liquid for everyday life. HELOC Sweep simplifies that. With an equity line and a designated checking account working together, your deposits may go toward reducing your balance, which means potential daily interest savings without any extra steps on your part.

Address

1
Kirkland, WA
98004

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 10am - 12pm

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