Schmidt Financial Management, Inc.

Schmidt Financial Management, Inc. Where execs and tech professionals go for financial advice

06/01/2026

Congratulations, 2026 graduates, including our very own - Dominic Hubert's daughter, from all of us at Schmidt Financial Management!

Your hard work has paid off, and we hope you take some time to reflect on your journey to this moment and celebrate your achievement.

PS Watch this space! A useful resource specifically designed for graduates and young professionals will be available to our clients soon!



Disclaimer: Schmidt Financial Management, Inc. is a Registered Investment Advisor Firm. Schmidt Financial Management, Inc. does not provide tax, accounting or legal advice. Individuals and firms may only transact business in a jurisdiction after satisfying its licensing and qualification requirements, or after being excluded or exempted. Schmidt Financial Management, Inc. does not intend to provide personalized investment advice through this site, post, or video.

“Equity compensation” is often used as a catch-all term, but the reality is far more nuanced. RSUs, stock options, ESPPs...
06/01/2026

“Equity compensation” is often used as a catch-all term, but the reality is far more nuanced. RSUs, stock options, ESPPs, and performance shares all behave differently from a tax, timing, and risk perspective. Decisions that make sense for one type of equity may be costly for another. Understanding how each award fits into your overall compensation structure is key to avoiding surprises and making informed decisions. These are the exact scenarios Schmidt helps clients model to make informed decisions based on their unique situations. Is it time to have a financial plan that's as unique as your equity compensation?

Disclaimer: Schmidt Financial Management, Inc. is a Registered Investment Advisor Firm. Schmidt Financial Management, Inc. does not provide tax, accounting or legal advice. Individuals and firms may only transact business in a jurisdiction after satisfying its licensing and qualification requirements, or after being excluded or exempted. Schmidt Financial Management, Inc. does not intend to provide personalized investment advice through this site, post, or video.

Deferred Compensation Plans (DCPs) are often offered to senior-level professionals to defer income beyond traditional 40...
05/19/2026

Deferred Compensation Plans (DCPs) are often offered to senior-level professionals to defer income beyond traditional 401(k) limits.

Used strategically, DCPs can help:

• Lower current taxable income
• Shift income into future years
• Support retirement and liquidity planning

But they also come with important trade-offs, including liquidity constraints, employer credit risk, and limited flexibility once elections are made. This is one benefit where strategy matters far more than participation alone.

Disclaimer: Schmidt Financial Management, Inc. is a Registered Investment Advisor Firm. Schmidt Financial Management, Inc. does not provide tax, accounting or legal advice. Individuals and firms may only transact business in a jurisdiction after satisfying its licensing and qualification requirements, or after being excluded or exempted. Schmidt Financial Management, Inc. does not intend to provide personalized investment advice through this site, post, or video.

Congratulations to Evan Schmidt and Dominic Hubert on being recognized among the Investment News 5-Star Financial Planne...
05/18/2026

Congratulations to Evan Schmidt and Dominic Hubert on being recognized among the Investment News 5-Star Financial Planners for 2026.

We believe this recognition reflects the care, strategy, and dedication Evan and Dominic bring to helping clients make confident financial decisions, especially when life, wealth, and equity compensation intersect.

We’re grateful to have advisors who lead with thoughtfulness, clarity, and a deep commitment to the people we serve.

Congratulations, Evan and Dominic!



*The ranking was given by a person other than a current client or investor. No direct or indirect compensation was provided or obtained in connection with obtaining or using this ranking. The ranking was generated based on data as of August 31, 2025. View the complete list of advisors here: https://bit.ly/49zCWBL

Some high earners are underinsured without realizing it. Translating insurance terms into potentially realistic sums is ...
05/04/2026

Some high earners are underinsured without realizing it. Translating insurance terms into potentially realistic sums is a helpful exercise, like these examples:

• Group life insurance = 1-2x salary
• Long Term Disability (LTD) = 50-60% income replacement

We help tech professionals assess gaps and layer in additional coverage to protect what they’ve built. We like to call this practice an exercise in proactivity rather than reactivity.

Disclaimer: Schmidt Financial Management, Inc. is a Registered Investment Advisor Firm. Schmidt Financial Management, Inc. does not provide tax, accounting or legal advice. Individuals and firms may only transact business in a jurisdiction after satisfying its licensing and qualification requirements, or after being excluded or exempted. Schmidt Financial Management, Inc. does not intend to provide personalized investment advice through this site, post, or video.

Employee Stock Purchase Plans let you buy stock at a discount, often 10-15%. But tax treatment depends on how long you h...
05/01/2026

Employee Stock Purchase Plans let you buy stock at a discount, often 10-15%. But tax treatment depends on how long you hold. We help clients design strategies to minimize tax, reduce risk, and turn ESPPs into reliable building blocks. Visit https://bit.ly/48tZxPS today to read more about Employee Benefits!

Disclaimer: Schmidt Financial Management, Inc. is a Registered Investment Advisor Firm. Schmidt Financial Management, Inc. does not provide tax, accounting or legal advice. Individuals and firms may only transact business in a jurisdiction after satisfying its licensing and qualification requirements, or after being excluded or exempted. Schmidt Financial Management, Inc. does not intend to provide personalized investment advice through this site, post, or video.

RSUs don’t work well without a strategy. We help clients model tax exposure, balance risk, and integrate equity with the...
04/15/2026

RSUs don’t work well without a strategy. We help clients model tax exposure, balance risk, and integrate equity with their broader wealth plan. Are you confident in your RSU strategy?



Disclaimer: Schmidt Financial Management, Inc. is a Registered Investment Advisor Firm. Schmidt Financial Management, Inc. does not provide tax, accounting or legal advice. Individuals and firms may only transact business in a jurisdiction after satisfying its licensing and qualification requirements, or after being excluded or exempted. Schmidt Financial Management, Inc. does not intend to provide personalized investment advice through this site, post, or video.

If SpaceX does move toward an IPO, employees may be entering an important planning window. That matters because an IPO i...
03/28/2026

If SpaceX does move toward an IPO, employees may be entering an important planning window.

That matters because an IPO is not just a company event. For employees, it can also bring questions around equity, taxes, liquidity, and concentration risk into focus all at once.

The challenge is that those decisions often feel easiest to postpone—right up until they become urgent.

We created a 2026 IPO Planning Checklist to help employees think through the bigger questions before that happens.

Visit the blog to download the checklist today:
https://na2.hubs.ly/H04yGmW0



Disclaimer: Schmidt Financial Management, Inc. is a Registered Investment Advisor Firm. Schmidt Financial Management, Inc. does not provide tax, accounting or legal advice. Individuals and firms may only transact business in a jurisdiction after satisfying its licensing and qualification requirements, or after being excluded or exempted. Schmidt Financial Management, Inc. does not intend to provide personalized investment advice through this site, post, or video.

Roth vs. Traditional isn’t a yes/no decision; it’s about timing, tax brackets, and income expectations. We help clients ...
03/25/2026

Roth vs. Traditional isn’t a yes/no decision; it’s about timing, tax brackets, and income expectations. We help clients blend both to optimize taxes across time.



Disclaimer: Schmidt Financial Management, Inc. is a Registered Investment Advisor Firm. Schmidt Financial Management, Inc. does not provide tax, accounting or legal advice. Individuals and firms may only transact business in a jurisdiction after satisfying its licensing and qualification requirements, or after being excluded or exempted. Schmidt Financial Management, Inc. does not intend to provide personalized investment advice through this site, post, or video.

Sometimes it's easy to overlook or ignore the most basic benefits. 401(k) matches are free compensation, and we help tec...
03/21/2026

Sometimes it's easy to overlook or ignore the most basic benefits. 401(k) matches are free compensation, and we help tech professionals determine:

• How much to contribute
• Whether to use Roth or Traditional
• How to align with their broader portfolio

Read more over at https://na2.hubs.ly/H04qRyq0!



Disclaimer: Schmidt Financial Management, Inc. is a Registered Investment Advisor Firm. Schmidt Financial Management, Inc. does not provide tax, accounting or legal advice. Individuals and firms may only transact business in a jurisdiction after satisfying its licensing and qualification requirements, or after being excluded or exempted. Schmidt Financial Management, Inc. does not intend to provide personalized investment advice through this site, post, or video.

Address

3435 Carillon Point
Kirkland, WA
98033

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14258939195

Website

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