Shapiro Team Home Loans NMLS# 1844143

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Kirkland, WA
Shapiro Team Home Loans NMLS# 1844143

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As a Licensed Loan Originator I negotiate the best lending terms for my clients!

11/02/2026

Licensed in Washington, Arizona, Texas, and California — so whether you're buying your first home in Texas or moving up in California, I can help.

The three questions to ask any lender before you lock:
1. What's my total monthly payment — not just principal and interest?
2. What happens if rates move before closing?
3. What will this cost me out of pocket at closing?

Want honest answers to all three for your situation? Comment READY and I'll run it for you.

Jason Shapiro | NMLS 1844143 | Home Trust Financial | Equal Housing Lender

10/30/2026

Buying in the Valley? Here's what most Arizona buyers get wrong: they shop for a house before they shop for the loan.

A pre-approval tells you your real budget, strengthens your offer, and keeps you from falling for a home that's out of reach. It costs nothing to find out where you stand.

Thinking about buying in Chandler, Phoenix, or anywhere in Arizona? Comment READY or send me a DM and I'll walk you through it.

Jason Shapiro | NMLS 1844143 | Home Trust Financial | Equal Housing Lender

10/29/2026

Myth: "You need 20% down to buy a home in Washington."

You don't. Many first-time buyers in WA buy with 3–5% down, and some programs allow even less. The real question isn't the down payment — it's what your monthly payment looks like and whether the loan fits your life.

If you're renting in the Snohomish/Seattle area and wondering what you could actually afford, comment READY and I'll run your numbers — no pressure, no obligation.

Jason Shapiro | NMLS 1844143 | Home Trust Financial | Equal Housing Lender

05/06/2026

NEW FUNDING — VA LOAN 🇺🇸

Huge congratulations to my client on securing their new 4-unit multifamily property!

This is exactly what it’s about — helping long-time clients go beyond expectations and step into real wealth-building opportunities. Leveraging a VA loan to acquire a multifamily is a power move, and I’m proud to be part of it.

At Shapiro Home Loans & Home Trust Loans, we don’t just close deals — we help build futures.

Let’s keep stacking 🏡💼

04/02/2026

How do you get low rates in this market … I’m going to show you in 3 … 2 … 1! DM me to learn more about having the seller pay YOUR buydown in todays market!

03/25/2026

Another set of keys handed off and another dream officially unlocked 🔑🏡

Huge congratulations to my amazing clients on their new home in Bellevue, WA — nothing beats this moment right here 🤝

In a market where headlines can feel overwhelming, the right strategy, guidance, and ex*****on still wins every time. That’s exactly what we did.

If you’re thinking about buying, refinancing, or just want to understand your options — I’ve got you.

Let’s make your move next.

03/19/2026

Big congratulations to my amazing clients on officially closing on their new home! 🏡🔥

This one means a little extra—because we didn’t just navigate the usual homebuying process, we pushed through one of the biggest challenges in today’s market: homeowners insurance in California.

If you’re planning to buy in California, especially in fire-prone areas, here’s the real talk 👇
Give yourself more time than you think you need to secure insurance. Carriers are tightening guidelines, pulling out of certain zones, and approvals are taking longer than ever. Right now, getting coverage can be harder than a Jolly Rancher left in the sun 🍬☀️

What that means for you:
• Start the insurance process early (like… really early)
• Be ready to explore multiple carriers and backup options
• Work with a lender (👋) who understands how to navigate these hurdles so your deal doesn’t fall apart last minute

Proud of my clients for staying patient, trusting the process, and getting it DONE. 💪

If you’re thinking about buying and want to make sure you’re set up the right way from day one, reach out—I’ll help you get ahead of the obstacles before they become problems.

RealEstateAdvice

02/24/2026

This was amazing opportunity to aid my client on the purchase of his new home for him and his wife. I was able to inform my client on so many “how to’s” he was able to buy a new home without having the stress of selling his current residence. He appreciated my insight in structuring his this loan and purchase scenario, so much so, that he chose to go with me instead of getting an extra 15 K to go with the builders lender. Mutual respect and loyalty is still very alive today within humanity and it’s amazing when you see somebody put the appreciation for knowledge and human interaction before the dollar!

07/21/2025

Equity = opportunity. Just helped a friend tap into theirs — who’s next? 📲

07/19/2025

It was an honor getting a great family info an amazing home! Welcome to the neighborhood!

Address

135 Lake Street S, Suite 230
Kirkland, WA
98033

Telephone

+12062342734

Website

http://www.hometrustloans.com/

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