RDS Insurance Marketing Solutions, LLC

RDS Insurance Marketing Solutions, LLC Consult with Reginald and Twilla Spence for your life, health, supplemental, disability, long-term c And, I'm working to change that, one client at a time!

I strongly believe 1) in the common-sense approach to talking about insurance; and 2) that education is the key to making good insurance decisions. As an experienced insurance agent, I've seen individuals who are underinsured and/or without valuable insurance coverage. And, unfortunately, I've seen far too often the devastation and havoc wrought upon families who fail to see the necessity of havi

ng this type of valuable coverage. Take time to speak with me, an experienced agent that cares about ensuring that you and your family have nothing but the very best in life, health, supplemental, long-term disability, long-term care and Medicare Supplement insurance coverage.

RDS Insurance Marketing Solutions would like to invite you to a an educational Medicare seminar where we'll discuss the ...
03/25/2026

RDS Insurance Marketing Solutions would like to invite you to a an educational Medicare seminar where we'll discuss the various facets of Medicare and how to make Medicare work for you. There are still a few slots available. The seminar is from 6:00 - 7:00 pm tomorrow evening at the Greene County Public Library.

I know that this is "last minute," but we'd love to have you if you can make it. For any additional questions, please message me.

I hope that you can make it tomorrow!

The decisions you make now can have a tremendous impact on your health, welfare, finances, and quality of life. You deserve to get the right answers to difficult and challenging enrollment questions. The government can only do so much. The big insurance companies may lead you astray. You must educat...

Attention!Many individuals are receiving Service Area Reduction (SAR) notices from Aetna and Unitedhealthcare indicating...
11/02/2025

Attention!

Many individuals are receiving Service Area Reduction (SAR) notices from Aetna and Unitedhealthcare indicating that their Medicare Advantage coverage will be ending as of the end of the year.

If you have received such a letter, please know that we can help! There are many other options out there, and there are some that will put money back into your Social Security checks, meaning that you will pay less for your Medicare Part B premiums!

To find out what's available to you, please contact us at (877) 342-9100 immediately! Remember, if you fail to select another plan by December 7, you will automatically return back to Original Medicare AND unless you enroll into a Prescription Drug Plan, or PDP, you will also be WITHOUT prescription drug coverage for which you will incur a late enrollment penalty that will stick with you for life!

If you are unsure as to whether your Medicare Advantage coverage is ending, again, please contact us immediately!

Contact us today at (252) 468-0630!

Medicare Solutions, Final Expense, Life Insurance, Individual & Group Health Insurance, Supplemental Insurance Plans, Disability Income Protection

RDS Insurance Marketing Solutions is pleased to announce that we are now authorized to write major medical plans for Blu...
10/08/2025

RDS Insurance Marketing Solutions is pleased to announce that we are now authorized to write major medical plans for Blue Cross and Blue Shield of NC!

November 1 is the "go date." We look forward to helping you and your family obtain the major medical coverage you deserve!

Are you ready? We are!RDS Insurance Marketing Solutions is now authorized to write Blue Cross and Blue Shield of NC majo...
10/08/2025

Are you ready? We are!

RDS Insurance Marketing Solutions is now authorized to write Blue Cross and Blue Shield of NC major medical plans!

November 1 is the "go date." Give us a call and let's work together to get you the health care you and your family deserve!

Ever wondered why you can't laminate your Medicare card? Check this article out . . .
10/07/2024

Ever wondered why you can't laminate your Medicare card?

Check this article out . . .

Learn how to protect your Medicare card and what to do if it's lost, stolen, or destroyed.

Medicare beneficiaries on Medicare Advantage or Part D Prescription Drug (PDP) plans . . .There's a document that should...
09/25/2024

Medicare beneficiaries on Medicare Advantage or Part D Prescription Drug (PDP) plans . . .

There's a document that should be arriving in your mailboxes this week (if it hasn't already arrived) . . .

It's called the Annual Notice of Change, or ANOC . . .

DO NOT THROW THIS DOCUMENT away . . .

You can read more about it here . . .

Major changes might be coming for Medicare beneficiaries depending on their insurance company.

Heads up . . .The Medicare Annual Enrollment Period (AEP) is less than 30 days away! Be on the lookout for a document, a...
09/16/2024

Heads up . . .

The Medicare Annual Enrollment Period (AEP) is less than 30 days away! Be on the lookout for a document, an Annual Notice of Change (ANOC), that insurance companies are required by law to send you.

This document will spell out the changes to your plan for the upcoming year as compared to your current plan.

If you are a current client, please note that CMS mandates that we can't talk to you about the changes for next year's plans until October 1.

In the meantime, if you have any other questions, don't hesitate to reach out to us on our website or via telephone.

Chat soon!

Medicare Solutions, Final Expense, Life Insurance, Individual & Group Health Insurance, Supplemental Insurance Plans, Disability Income Protection

A Medicare Cost Plan is a type of Medicare health plan available in some areas. In a Medicare Cost Plan, if you get serv...
05/24/2024

A Medicare Cost Plan is a type of Medicare health plan available in some areas. In a Medicare Cost Plan, if you get services outside of the plan's network without a referral, your Medicare-covered services will be paid for under Original Medicare (your Cost Plan pays for emergency services or urgently needed services).

An excess charge is if you have Original Medicare, and the amount a doctor or other health care provider is legally to c...
05/23/2024

An excess charge is if you have Original Medicare, and the amount a doctor or other health care provider is legally to charge is higher than the Medicare-approved amount, the difference is called the excess charge.

Turning 65 soon? Starting to feel overwhelmed by your Medicare choices? Contact us today to request a no obligation cons...
05/21/2024

Turning 65 soon? Starting to feel overwhelmed by your Medicare choices? Contact us today to request a no obligation consultation.

Medicare Supplement plans cover 10 million Medicare beneficiaries. Also referred to as Medigap plans, these policies hel...
05/20/2024

Medicare Supplement plans cover 10 million Medicare beneficiaries. Also referred to as Medigap plans, these policies help pay for your share of Medicare expenses, such as your deductibles and co-insurance.

Address

500 E Blount Street
Kinston, NC
28501

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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