MIC Insurance Services

08/26/2026

Struggling to get around your own home lately? You're not alone, and there may be more help available than you realize.

Medicare can help cover wheelchairs, power chairs, and mobility scooters when they're medically necessary for use at home. Getting there starts with a face-to-face visit with your doctor, who documents why a cane or walker isn't safe enough anymore and writes a formal order for the device.

Here's a detail worth knowing: if your supplier doesn't accept assignment, they can charge you more than the Medicare-approved amount, with no cap. That's different from how it works with doctors, and it can mean a real difference in your out-of-pocket cost.

Once you have your equipment, Medicare can also help with repairs and replacement parts down the road when they're medically necessary, so it's worth keeping your paperwork on hand.

Have you or a family member navigated this process? We'd love to hear what you learned. And if you have questions about your own coverage, reach out. We're happy to help you sort through the details.

08/26/2026

Vision Coverage Matters More Than You Think

A comprehensive eye exam can reveal early signs of serious health conditions. Learn how vision insurance helps cover exams, glasses, and contact lenses.

08/24/2026

What's one small thing you've appreciated today?

08/20/2026

What Medicare Covers (and Doesn't) When You Need a Wheelchair or Scooter

Thinking about a wheelchair or mobility scooter? Learn what Medicare covers under Part B, what your doctor must document first, and how to avoid a denied claim.

08/19/2026

📬 Keep an eye on your mailbox this September! If you have a Medicare Advantage or Part D prescription drug plan, you should be receiving your Annual Notice of Change (ANOC) letter by September 30th. This letter explains what's changing with your plan starting January 1st — things like your premium, deductible, drug coverage, which doctors or pharmacies are in network, and how benefit coverage is changing.

It's easy to set this letter aside, but taking a few minutes to read through it can save you from surprises come the new year. And if something in your ANOC catches your attention, remember that Medicare's Annual Enrollment Period runs from October 15th through December 7th, giving you time to compare plans and make a change if you need to.

If you have questions about what your ANOC means for you, we're always happy to help walk through it with us and discuss plan options starting October 1. Send us a message or give us a call!

08/17/2026

When was the last time you stopped to watch the stars?

08/14/2026

Did you know your eye doctor might spot signs of a health issue before your primary doctor does? 👁️ According to clinical guidance from the American Optometric Association, a comprehensive eye exam can help detect signs of more than 270 systemic and chronic health conditions, including diabetes and high blood pressure, sometimes before other symptoms even show up.

That's because the blood vessels and nerves in your eyes can reveal a lot about what's going on in the rest of your body. It's a great reminder that eye exams aren't just about updating your glasses prescription; they're an important part of your overall health picture. 🩺

Vision insurance can make it easier to keep up with these routine exams year after year, along with helping cover the cost of glasses or contacts.

When's the last time you had a comprehensive eye exam? If you need vision coverage to get you there, we can help.

08/12/2026

Quick question: do you know if your insurance plan includes vision coverage? 👀 Many people don't realize vision insurance is often one of the most affordable add-ons available — and it's easy to overlook when you're focused on the bigger stuff like health or life insurance.

Vision coverage typically helps with the cost of eye exams, glasses, and contacts, making it easier to keep up with routine eye care. And routine eye care matters more than most people think — regular exams aren't just about your glasses or contacts prescription. They're a simple way to stay on top of your overall eye health too.

If it's been a while since you checked whether vision insurance is part of your coverage (or if you have it at all!), now's a great time to take a look.

Do you currently have vision insurance? We're happy to help you figure out what's available to you.

08/12/2026

Your ANOC Is Coming: Don't Throw This Medicare Letter Away!

Every fall, Medicare Advantage and Part D plans mail an Annual Notice of Change. Learn what it means for your costs, coverage, and doctors next year.