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Tiffany Inches - Mortgage Advisor NMLS 1675767, 7400 Bradshaw Road, Kingsville, MD (2026)

09/25/2025

📈 After weeks of sliding, mortgage rates nudged up a bit this week… but buyers aren’t backing down!

🏡 Purchase apps are up 18%
💰 Refis are up a massive 42% compared to last year!

The market is moving — don’t sit on the sidelines. Let’s talk about how you can take advantage of today’s opportunities before the next rate move!

👉 DM me to explore your options.

09/20/2025

✨ New Homeowner Story ✨

She dreamed of owning her first home but was nervous about how much money she’d need to bring to the table. Between the down payment, closing costs, and moving expenses—it felt overwhelming.

Here’s how it came together: we were able to use our Conventional Grant product to provide funds towards her upfront costs, and her amazing agent negotiated seller help to cover additional expenses. 🏡🙌

Because of this teamwork, she was able to purchase her new home without draining her savings. Instead of worrying about every dollar, she got to focus on what really mattered—finding the perfect place to start this exciting new chapter. 💫

Helping buyers realize they can make homeownership happen is what it’s all about!

09/19/2025

💸 Rent or Buy? You’re paying either way…
🏠 Rent = Receipts 📄
🔑 Mortgage = Equity 💎

✨ The “hard” is the same. The outcome isn’t.

DM “WEALTH” to see your homeownership options!

09/18/2025

🏡✨ VA Loan Myth Busted: You Can Have More Than One!

Last week, I had the honor of helping my veteran clients with something he thought wasn’t even possible…

They already had a VA loan on their current home. Which some may think will mean that they can't get a second VA loan.

Here’s the truth: the VA loan benefit isn’t “one and done.” Veterans have something called entitlement, and depending on how much is tied up in their first property, they may still have enough left over to purchase another home using VA financing.

In this case, the client wanted to have the new house first before selling their current. Gratefully, we were able to keep that property, secure a second VA loan, and help them purchase their next home—still with all the amazing VA benefits (no down payment, competitive rates, and no PMI).

So if you’re a veteran and you’ve been told you can only use your VA benefit once… know that’s not the case. The VA loan is one of the most powerful tools available, and understanding how entitlement works can open more doors than you realize.

To all my veterans: You’ve earned this benefit. Don’t let myths stop you from using it to build wealth and secure the home you deserve.

09/17/2025

Today the Federal Reserve announced a 0.25% rate cut.

While the Fed’s benchmark rate isn’t the same as mortgage rates, and doesn’t directly control them, it often influences where mortgage rates head next. Typically after the initial cut the rates can bounce UP not down (so don't be shocked!).

As a mortgage professional, I help homebuyers, homeowners, and Realtor partners understand how changes in rates affect buying power, refinancing opportunities, and long-term planning.

Let’s connect and discuss how this Federal Funds rate cut could impact you and your mortgage.

09/17/2025

Today the Federal Reserve announced a 0.25% rate cut.

While the Fed’s benchmark rate isn’t the same as mortgage rates, and doesn’t directly control them, it often influences where mortgage rates head next. Typically after the initial cut the rates can bounce UP not down (so don't be shocked!).

As a mortgage professional, I help homebuyers, homeowners, and Realtor partners understand how changes in rates affect buying power, refinancing opportunities, and long-term planning.

Let’s connect and discuss how this Federal Funds rate cut could impact you and your mortgage.

10/30/2024

📢 Attention Real Estate Agents! 📢 TODAY AT 2PM EST!!!

Take advantage of this interactive session with James Dwiggins, CEO of NextHome! James is a third generation real estate professional and he is the co-founder of NextHome. In recent discussions James has stressed the importance of providing value and focusing on the consumer experience in light of the new buyer-broker agreement. James will dive into role-play scenarios designed to help you navigate the recent changes to the Buyer Broker Agreement (BBA) and offer advise to avoid potential lawsuits! 💼✨

🚀 Why Attend?

Gain practical strategies to further adjust to new BBA requirements.
Boost your client interactions and stand out in today's market.
Hear insights from one of real estate’s top leaders who’s shaping the future of the real estate industry!

You can register here (no obligation and don't worry - you won't be solicited. This is purely a value add I want to share with you! When you stop learning you stop growing!

https://zoom.us/webinar/register/WN_sYRbLTLdQUC8ocPJLXCqpg #/registration

10/28/2024

🏡 Exciting News! 🏡

I’m thrilled to announce that I’m now a First Home IQ Ambassador! 🎉

As a parent of two teenagers and as someone who has worked in the mortgage and financial realm for almost 20 years - there is one thing that I feel our society lacks in educating - financial literacy!

Not only am I committed to helping our youth prepare to buy their first home or get started in investment properties - but I can also help teach them about different financial milestones in their life. From their first job or first being offered a credit card. 💳 Remember how those booths on college campuses make it seem so easy?

Let's stop the cycle and empower our youth to make good financial decisions along the way. 💵

If you or someone you know may have a group of young people who would benefit from this type of education please feel free to reach out and I can set up an online or in person information session - and don't worry - I will make sure their eyes don't glaze over (I know how teenagers/young adults can be!). 😉

10/01/2024

🎉 Attention Real Estate Agent Friends! 🎉

Whether you're just starting out or you've been in the game for years, there's always more to learn in this ever-changing real estate market! 🏡✨

Join us for a FREE Virtual Event we are bringing to help YOU thrive in the new real estate world. We’ve brought together some of the best minds in the business, including special guest Robert Reffkin, CEO of Compass, to share their expert insights on how to grow your business and stay ahead of the curve.

📅 When: Wednesday, October 16th
🕒 Time: 2:00 PM - 2:45 PM EST
💻 Where: Virtual (Zoom link provided upon registration)

No pressure, no obligation, no sales pitch — just an opportunity to expand your knowledge and sharpen your skills. Even the most seasoned agents can benefit from hearing the wisdom of top industry leaders like Robert Reffkin and Tommy Choi- and hey if you are on the event and not gaining value - it's Zoom - just log off! 😉

✅ RSVP Now!
Email [email protected] for your Zoom link or DM me today!

This event is our way of giving back to the community and supporting your growth. Let's navigate the future of real estate together!

09/16/2024

🏡 Big News for Homebuyers! 🏡

The 2024 Conforming Loan Limit has increased to $802,650! 🎉

This means buyers can now borrow more at lower rates without needing a jumbo loan. If you’ve been waiting to buy your dream home or refinance, this is a HUGE opportunity!

💼 Thinking about what this means for you or your clients? Reach out and let’s chat about how this increase could help you achieve your homeownership goals.

09/10/2024

🎉 Refinance Success Story! 🎉

We just helped another homeowner save BIG! 💰

After speaking to their current mortgage servicer (a local bank) and being told a higher rate this couple was referred to me by a wonderful friend!

With their refinance, they’re now saving ~$350 a month on their mortgage payment each month, PLUS they won't have a mortgage payment for the next two months! 🙌

And that's not all... they’re also receiving over $5,000 in cash at closing to use for whatever they need. Whether it's paying off debt, making home improvements, or just saving for a rainy day! 🏡✨

Interested in learning how you can lower your monthly payment and unlock cash? Drop a message or give me a call today! 📞

09/05/2024

Congratulations to Neetu on buying her forever home! 🎉 After a few challenges with multiple offers, we made it happen with a strong, non-contingent offer—thanks to the amazing Pete Wong for his support! 🏡✨

I know the timing was stressful with the kids heading back to school, but now you can all settle in and make new memories in your beautiful new home. So happy for you and your family! 🙌

Tiffany Inches - Mortgage Advisor NMLS 1675767

09/25/2025

09/20/2025

09/19/2025

09/18/2025

09/17/2025

09/17/2025

10/30/2024

10/28/2024

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09/16/2024

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09/05/2024

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