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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Ulster Insurance Services

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United States
Kingston, NY
Ulster Insurance Services

Welcome to UlS Inc., a full-service insurance agency conveniently located at Ulster Savings Bank.

09/01/2026

Did you know 🤔 that September is Life Insurance Awareness Month?

Life Insurance Awareness Month is a perfect reminder to evaluate your financial security and ensure your loved ones are protected. Life insurance is more than just a policy; it's a promise to safeguard your family's dreams and aspirations.

Why consider life insurance?

1. Peace of Mind: Knowing your family is financially secure should the unexpected happen. Life insurance can cover expenses like outstanding loans and monthly expenses
2. Legacy Building: Leave a lasting legacy and ensure your loved ones have the resources they need for education, charitable giving and more.

This month, take a moment to explore your options and make informed decisions about your future. We're here to guide you every step of the way. Let's secure tomorrow, today!

08/26/2026

Happy National Dog Day to all dog lovers!

Today, we celebrate our furry friends who bring so much joy and companionship into our lives. As we honor our loyal companions, it's important to consider their well-being and protection.

Why Pet Insurance Matters:
Pet insurance provides peace of mind by covering unexpected veterinary expenses, ensuring your beloved pet receives the best care possible without financial stress. From routine check-ups to emergency treatments, pet insurance helps you focus on what truly matters—your pet's health and happiness.

Benefits of Pet Insurance:
1. Coverage to protect against accidents, illnesses, and more.
2. Financial Security: Manage veterinary costs with ease.
3. Peace of Mind: Ensure your pet receives timely and quality care.

Do any of our team member's dogs resemble yours? Share a picture with us in the comments! #

08/23/2026

This week we celebrate National Dog Day!
Share a picture of your furry friend in the comments and let's celebrate our loyal companions together! 🐾

08/18/2026

Understanding why auto insurance rates might change for college students is crucial for both students and their families. By staying informed, students can make strategic decisions to potentially lower their premiums, such as maintaining good grades or completing a defensive driving course.
By empowering students to manage their finances more effectively they can ensure they are adequately covered while navigating their college years.

Visit our website to learn more: https://bit.ly/UlsterInsurance

08/12/2026

When is the last time you reviewed your business insurance policy?

As the seasons change, it's the perfect time to review your business insurance policy. Whether you're gearing up for a busy season or winding down, ensuring your coverage aligns with your current needs is crucial.

1. Seasonal businesses, in particular, can experience fluctuations that impact their insurance requirements. By reviewing your policy, you can make sure you're adequately protected against potential risks and liabilities that may arise during peak times or quieter periods.

2. Update Coverage for New Assets: If you've acquired new equipment or expanded your operations, your current policy might not fully cover these additions.

3. Adjust for Business Growth: As your business grows, so do your risks. Ensure your policy reflects your current business size and scope.

4. Comply with NYS Requirements: In New York State, maintaining adequate Disability Benefits Law (DBL) and Workers' Compensation coverage is crucial. These policies protect your employees in case of non-work-related injuries or illnesses and safeguard your business against work-related injuries. Regularly reviewing your policy ensures compliance with state requirements and helps protect your workforce

Taking the time to assess your coverage helps safeguard your business, providing peace of mind and allowing you to focus on what you do best. Don't wait until it's too late—review your policy today and ensure your business is ready for whatever the season brings!

Visit our website to learn more about Business Insurance: https://www.ulstersavings.com/business/insurance/

08/07/2026

Back to school season is here! 🚌Is your policy ready for the next chapter? 🤔

As your children embark on exciting new journeys—whether heading off to college, graduating, or moving out—it's the perfect time to ensure your insurance policy is up to date! ☂️
Here’s a quick breakdown of what you might need to consider:
1. College Bound?
- Auto Insurance: If your child is taking a car to college, you may need to adjust your auto policy. Alternatively, if they're leaving the car at home, you might qualify for a discount!
- Personal Property: Dorm life means new gadgets and gear. Make sure their belongings are covered under your homeowner’s or renters insurance.
2. Graduation Day!
-Health Insurance: Although your health insurance plan may continue to cover your graduate while they are away at college, it's crucial to research the network of doctors and pharmacies available in their new location. Doing so can help prevent inconveniences in case of recurring needs, medical treatments, and other situations such as routine check-ups or prescription refills. The same consideration should be given to dental and vision plans.
- Renters Insurance: Moving into a new apartment? Protect their new space and belongings with renters' insurance.
3. Flying the Nest?
- Homeowners Insurance: If your child is moving out permanently, it might be time to update your policy to reflect the change in household size.
- Life Changes: Marriage, new jobs, or other big life events can impact insurance needs. Make sure their coverage grows with them!

Ready to learn more? Our team at Ulster Insurance Services is here to help you navigate these changes with ease. Contact us today to review and update your policy, ensuring peace of mind for you and your family.

Looking for more resources? Visit our website: https://bit.ly/UlsterInsurance

08/03/2026

Thinking about home renovations? Contact UIS first!

Planning a home renovation can be exciting, but it's important to keep your insurance in the loop. Here's why reaching out to us should be your first step:

1. Coverage Check: Ensure your current policy covers any changes or additions to your home. We can help you understand what’s included and what might need updating.

2. Protect Your Investment: Renovations can increase your home's value. Let us help you adjust your coverage to protect your new investment.

3. Safety First: We can provide tips and resources to ensure your renovation process is as safe as possible, minimizing risks and potential claims.

4. Peace of Mind: With the right coverage in place, you can focus on creating your dream space without worrying about unexpected surprises.

Reach out to us today to discuss your renovation plans and ensure your home is fully protected or visit our website to learn more: https://bit.ly/UlsterInsurance

Insurance products and services available through Ulster Insurance Services Inc., a subsidiary of Ulster Savings Bank, are NOT FDIC INSURED.

08/01/2026

Recently, Steve, Joel, and Liz from Ulster Insurance Services, along with MaryJane and Melinda from Ulster Savings Bank had the incredible opportunity to volunteer at People's Place Community Cafe serving free meals and connecting with members of our community.

People's Place is currently the largest food pantry in Ulster County and has been serving our community since 1972 with programs that promote food security, wellness, holiday comfort and most importantly dignity for everyone.
Ulster Insurance Services is proud to be part of a community that cares and makes a difference. Together, we can create a brighter future!

Thank you to all of our volunteers for showing your support in this initiative and Ulster Savings Bank for sponsoring this event!

Please visit the People's Place website to learn more about their wonderful programs: https://www.peoplesplace.org/

07/30/2026

Yesterday was a day of tremendous pride Ulster Insurance Services, especially for Kelly, Dan, and Ann.

Through hard work, dedication, and an incredible team effort, we are honored to be part of the $100 million Phase 2 project; Kingston Housing Authority’s public housing redevelopment project. The project will modernize nearly 160 apartments at Colonial Gardens and Wiltwyck, and build 80 new units of affordable senior housing on the Penn Court site. This all‑electric design includes rooftop solar and energy‑efficient planned systems. This will make these apartments more affordable by not only reducing climate-damaging emissions but also lowering utility costs.

Our team was given a gold shovel and recognized multiple times during the groundbreaking ceremony. It was an unforgettable moment that proudly reflects the commitment and perseverance of everyone involved.

Shout out to Kelly, Ann, and Dan on this project! Thank you to Kelly for her long-term, industrious work connecting us with the Kingston Housing Authority.
Thank you to Ann for her tireless dedication and work to get this project off the ground.
Lastly, thank you to Dan for the countless conversations with the insurance carrier he fielded, and the persistent effort he put into helping make this project a reality.

We were glad to join local leaders at this event, such as the Kingston Housing Authority, Governor Kathy Hochul, New York State Homes & Community Renewal, City of Kingston Mayor Steve Noble, Mountco, Gateway Hudson Valley, and Ulster County Executive, Jen Metzger.

It’s incredibly rewarding to see our all-star insurance team be part of one the largest low-income housing project in Kingston's history. This has been an amazing journey, and we look forward to seeing the positive impact this development will have on our community for generations to come!

07/29/2026

Dan, Kelly, and Ann were thrilled to be a part of this ground-breaking for affordable community housing!

Address

180 Schwenk Drive
Kingston, NY
12401

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+18453386000

Website

https://www.ulstersavings.com/personal/insurance/

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