Koltin Insurance Agency, Inc

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Koltin Insurance Agency, Inc Serving the Kingston, TN area since 2023, I can help you understand your coverage options so you can protect what matters most to you.

Whether you're looking for homeowners insurance, auto insurance, renters insurance, or another kind, I'm here to help you understand the insurance coverage you may want. Stop by in person, reach out online or call to get a free quote today.

You may think your condo association’s master policy provides all the coverage you need, but it typically focuses on the...
10/14/2026

You may think your condo association’s master policy provides all the coverage you need, but it typically focuses on the building’s exterior, structure, and shared spaces, leaving gaps that your own condo insurance can help fill.

Condo insurance can help cover:

• Interior features you’re responsible for insuring, such as flooring, cabinets, and fixtures.
• Personal belongings, such as furniture and electronics.
• Personal liability if you’re held responsible for someone’s injury or damage to their property.
• Additional living expenses if a covered loss makes your unit unlivable.

Reach out to us to review your condo insurance and discuss potential gaps in coverage.

You wouldn’t buy a $30,000 car and skip the maintenance… so why overlook the coverage protecting it?When it comes to aut...
10/12/2026

You wouldn’t buy a $30,000 car and skip the maintenance… so why overlook the coverage protecting it?

When it comes to auto insurance, the cheapest monthly payment doesn’t always mean you’re getting the protection you need.

Your deductibles, liability limits, and coverage options all matter — especially when the unexpected happens.

The goal isn’t just to save money today. It’s to make sure you’re properly protected tomorrow.

Not sure what your current policy actually covers? Send me a message! I’d be happy to review your coverage and help you explore your options.

Rachel Koltin
Koltin Insurance Agency
865.270.2232

The housing market has changed a lot over the years. For many people, buying a first home happens later in life than it ...
10/07/2026

The housing market has changed a lot over the years. For many people, buying a first home happens later in life than it did for their parents. Whether you’re renting or buying, protect the place you call home and the belongings that make it yours.

Give us a call to discuss home or renters insurance that fits your needs.

Insurance can feel like its own language — deductible, liability, comprehensive, collision, “full coverage”… but what do...
10/07/2026

Insurance can feel like its own language — deductible, liability, comprehensive, collision, “full coverage”… but what do those terms actually mean for you?

You shouldn’t have to be an insurance expert to understand what you’re paying for or what your policy actually covers.

Swipe through for a simple breakdown of some of the terms you’ll hear most often ➡️

And if you get to the end and still have questions, that’s what I’m here for. Send me a message and let’s make sure you understand your coverage — before you ever need to use it.

10/03/2026

Is your insurance renewal going up… and up… and UP?

Before you just accept the new rate, send it my way! I’d be happy to review your renewal, take a look at your current coverage, and see if there may be better options available.

Sometimes a second look can make a big difference — and it costs nothing to ask.

Send me your renewal and let’s take a look!

Rachel Koltin
Koltin Insurance Agency

When was the last time you compared your auto insurance options? Give us a call to see if switching makes sense for you.
09/30/2026

When was the last time you compared your auto insurance options? Give us a call to see if switching makes sense for you.

09/30/2026

Fall is officially here 🍂 and while you’re checking off all the things to get your home ready for cooler weather, there’s one thing that’s easy to forget: your insurance.

Clean out the gutters ✔️
Check outdoor faucets ✔️
Schedule that HVAC service ✔️
Review your homeowners coverage ✔️

Life changes, homes change, and the cost to repair or replace things changes too. A quick coverage review can help make sure your policy still fits your home and your life.

Not sure when you last looked yours over? Send me a message — I’d be happy to take a look with you.

Life insurance isn’t about expecting the worst. It’s about making sure the people you love are protected no matter what ...
09/24/2026

Life insurance isn’t about expecting the worst. It’s about making sure the people you love are protected no matter what life brings.

From replacing lost income to covering final expenses, the right coverage can help your family keep moving forward without an added financial burden.

Protect their future today, because life insurance is really for the ones who keep living.

Rachel Koltin | Koltin Insurance Agency
865.270.2232

How well do you know your car insurance? The answer is… C! Backing into a mailbox would typically fall under collision c...
09/23/2026

How well do you know your car insurance? The answer is…

C! Backing into a mailbox would typically fall under collision coverage. Comprehensive coverage generally helps cover theft and damage from events other than a collision, such as hail or falling branches. The exact coverage will depend on the policy.

Did you get it right?

Address

109 S 3rd Street
Kingston, TN
37763

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18652702232

Website

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