Dee Bardes NMLS 149465

05/22/2026

A pre-approval tells sellers exactly how much home you can afford and that you're a serious homebuyer, helping your offer stand out in the crowd. Contact me to start the pre-approval process!

05/22/2026

A down payment doesn't have to break the bank. Just 3% is enough to kickstart your homeownership journey. Contact me to explore your loan options!

05/15/2026

Tired of putting thousands a year in someone else's bank account? Take the next step to homeownership and own your future with UHM.

05/06/2026

Great news teachers are now qualified for homeownership for heroes!

11/26/2025

11/14/2025

VA loans do not require PMI or down payments and even offer better interest rates, making homeownership more affordable for veterans, active servicemembers, and their spouses. Contact me to learn more!

10/03/2025

A pre-approval will give you a clear understanding of how much home you can buy and which loans will work for your financial situation. Contact me to learn more!

10/02/2025

Did you know shifts to your overall debt can affect your Debt-to-Income ratio, which can impact your ability to get pre-approved or even finish the loan process after starting? Contact me to learn more!

10/01/2025

Don’t close older accounts! Did you know maintaining older accounts can actually help increase your credit score? Contact me to learn more!

09/29/2025

Did you know it’s important to have money saved for the down payment, but also all the other fees associated with closing? Contact me to learn more!