06/05/2026
"Captive agents are feeling it in real time: more accounts that used to fit neatly in admitted, “standard” markets now come with underwriting wrinkles—loss history, location, construction type, business operations, limits, or emerging exposures—that push carriers to restrict appetite or tighten terms. When that happens, clients don’t stop needing coverage. The business migrates." Read on about the current non-standard market at https://www.siaa.com/the-non-standard-market-is-growing-engage-or-experience-declining-sales/
Captive agents are feeling it in real time: more accounts that used to fit neatly in admitted, “standard” markets now come with underwriting wrinkles—loss history, location, construction type, business operations, limits, or emerging exposures—that push carriers to restrict appetite or tight...