Luke Hefner

03/20/2025

Tax changes you can expect in retirement.

Read more here: https://bit.ly/4ijQsfg

03/13/2025

Prior to your retirement, it is best to understand what will make a good retirement income for YOU and where that money will come from.

Read more here: https://bit.ly/4hxEddE

03/06/2025

An immediate annuity could ensure that you have a regular income in retirement and help provide additional assurance you won't outlive your retirement savings.

And compared to investments like 401(k)s or 403(b)s — or putting money into the stock market — an immediate annuity comes with more guarantees and protections.

https://bit.ly/4i6kanI

12/04/2024

Gift idea – the gift of education.

How grandparents can contribute to a 529 plan.

https://bit.ly/3Bc6449

11/27/2024

Western & Southern Life was ranked number 6 in the 2024 J.D. Power U.S. Individual Annuity Study.℠

Click the link for complete details.

https://bit.ly/3ZoRFuB

11/11/2024

As Halloween approaches, let’s talk about a financial “treat” that can help ensure your retirement isn’t a nightmare: Annuities.

Here’s how they work:

Predictable Income: An annuity guarantees you a consistent income stream, which can help you maintain your standard of living even when you’re no longer working.

Customization: Whether you’re looking for immediate or deferred income, fixed or variable payouts, there’s an annuity to fit your needs and risk tolerance.

Longevity Protection: Annuities can provide payments for as long as you live, so you can enjoy your retirement without the fear of outliving your savings.

Don’t let the fear of the unknown haunt your retirement plans. Reach out today to learn how annuities can help contribute to a financially secure and comfortable retirement!

https://bit.ly/40I426b

11/07/2024

🎃 Avoid the Scary Surprise of Retirement Shortfalls! 👻

This Halloween, don’t let financial uncertainty give you chills. Contact us to find out how annuities can help add a dash of security to your retirement plan!

https://bit.ly/3NVcEPc

11/04/2024

Raising the retirement age for younger workers looks to be part of a solution to the coming Social Security funding shortfall. That’s what one retirement planning industry member foresees. In short, “some changes that will negatively affect benefits are likely coming.”

All the more reason to consider how inclusion of an annuity may positively affect your retirement income planning.

Consider our annuity solutions:
https://bit.ly/40rOq6I

Learn more: https://bit.ly/3YAuLPd

11/01/2024

What in the world!

In a recent global study, the US retirement income system earned a C+, on par with Kazakhstan and Colombia. Scoring was based on adequacy, integrity and sustainability.

Here’s a look at the findings.
https://fxn.ws/4htk0H8

How would you grade your retirement income planning? Might an annuity help improve your strategy?

https://bit.ly/3NM239n

A new ranking of world retirement systems conducted by Mercer gave the U.S. a C+ grade, citing concerns over its efficacy and long-term sustainability.

10/28/2024

It's never too early (or too late) to start thinking about planning and saving for retirement.

There are a number of retirement strategies that could help you start to prepare for your future.

Click the link below to read more now.

https://bit.ly/3UOzBaT

09/05/2024

Retirees with assets that annuitize income spend twice as much as those with an equal amount of non-annuitized savings. That’s according to a new analysis by the Alliance for Lifetime Income’s Retirement Income Institute.

Are you ready for a “license to spend” more freely in retirement?

Consider annuity details and benefits at the links below.

https://bit.ly/4gozDPQ

Explore our annuity products here: https://bit.ly/4g6wGDr

08/29/2024

The importance of reviewing your finances regularly.

https://bit.ly/474o2B4

Regularly engaging in personal financial planning is essential for securing your financial future. Learn why it's important and how to plan your finances today.