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From Rent to Own NC This is designed to help renter become potential homeowners. It has info in regards to credit, down

Cardinal Financial Company, Limited Partnership NMLS 66247

Ben Ingle | NMLS 58197

Producing Branch Manager - Loan Originator

Equal Housing Opportunity

For licensing information, go to: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247

Cardinal Licensing: cardinalfinancial.com/nmls-licensing

09/14/2026

Is the latest real estate news making you rethink buying a home? Sluggish home sales might sound concerning, but it actually hides a great advantage for buyers.

Inventory is steadily rising, giving you more choices and far less bidding competition. Instead of rushing into a stressful offer, you finally have the room to negotiate.

The key to taking advantage of this market is getting your financing lined up early. Send me a message today to explore your options!
https://myoc.io/RmiTf



NMLS # 58197

From Dirt to Keys... with ONE Loan and ONE Closing!Building a home shouldn't mean jumping through hoops or paying closin...
09/14/2026

From Dirt to Keys... with ONE Loan and ONE Closing!

Building a home shouldn't mean jumping through hoops or paying closing costs twice.
That's why our One-Time Close Construction Loan makes the process simple from start to
finish!

· One loan from construction to permanent financing
· One closing—no need to refinance when your home is complete
· One appraisal
· One set of closing costs
· Don't own your lot yet? You could finance the land purchase, too!

Whether you're starting with a piece of land or searching for the perfect lot, our team
at On Q Home Loans is here to guide you every step of the way—from breaking ground to
getting your keys.

Ready to build your dream home? Let's make it happen!

https://myoc.io/RmiTf

NMLS # 58197

Dreaming of building your perfect home on your own land? Your future is now within reach with our One-Time Close Constru...
09/13/2026

Dreaming of building your perfect home on your own land? Your future is now within reach with our One-Time Close Construction Loans, ideal for manufactured homes.

At On Q Home Loans, we simplify the process, providing the financing you need from construction to move-in. Experience a seamless transition to turning your dream home into a reality!

Let's discuss how we can help you build the home you've always wanted. Want to know if this is the right option for you? Comment below or message me for personalized guidance every step of the way.

https://myoc.io/RmiTf

NMLS # 58197

Ready to turn that perfect plot of land into your dream home? With On Q Home Loans, whether you're just dreaming or read...
09/12/2026

Ready to turn that perfect plot of land into your dream home? With On Q Home Loans, whether you're just dreaming or ready to break ground, I've got you covered every step of the way. 🏡

Do you have questions about financing or need help getting started? Comment below or send me a message. Let's pave the way to building your dream home together!

https://myoc.io/RmiTf

NMLS # 58197

Wondering how a construction loan actually works? It's simpler than you think!One of the biggest misconceptions about bu...
09/07/2026

Wondering how a construction loan actually works? It's simpler than you think!
One of the biggest misconceptions about building a home is that you have to pay the full mortgage before the house is finished. That's not how it works!
Here's what happens:
Lot - Purchase the land
Foundation - Funds are released after inspections
Framing - Another draw is issued as work is completed
Finish - Final construction stages are funded
Keys - Your dream home is complete!
During construction, funds are released in draws as each phase is completed and inspected. That means you're only making interest-only payments during construction, not a full mortgage payment on a home that isn't finished yet.
At On Q Home Loans, we'll walk you through every step of the process so you know exactly what to expect from groundbreaking to move-in day.
Ready to build your dream home? Let's talk about your construction loan options today!


https://www.onqhomeloans.com/locations/ben-ingle/

Attention Veterans! Build the home you've always wanted, with NO down payment!Why settle for someone else's dream home w...
09/05/2026

Attention Veterans! Build the home you've always wanted, with NO down payment!
Why settle for someone else's dream home when you can build your own? With On Q Home Loans' VA Construction Loan, eligible veterans could finance up to 100% of the cost to build their new home!
· Up to 100% financing (no down payment options for qualified borrowers)
· Builder pays the interest during construction
· One-time close available
· Start with land you already own or find the perfect lot together!
You've served our country. Now let us help you build the home you've earned.
Message me today to learn how easy it is to get started!


https://www.onqhomeloans.com/locations/ben-ingle/

Build your dream home with as little as 3.5% down!Think building a new home is out of reach? Think again! With an FHA On...
09/04/2026

Build your dream home with as little as 3.5% down!
Think building a new home is out of reach? Think again! With an FHA One-Time Close Construction Loan, qualified buyers can build a brand-new home with as little as 3.5% down.
· As little as 3.5% down payment options
· 580 minimum credit score
· One loan. One closing. One simple process.
· Perfect for buyers looking for flexible credit guidelines
From purchasing the land to handing you the keys, On Q Home Loans is here to guide you every step of the way. No construction experience? No problem. We'll walk you through the entire process!
Ready to stop dreaming and start building? Let's talk about your FHA Construction Loan options today!


https://www.onqhomeloans.com/locations/ben-ingle/

Build your dream home with as little as 5% down payment options!Think construction loans are only for buyers with huge d...
09/03/2026

Build your dream home with as little as 5% down payment options!
Think construction loans are only for buyers with huge down payments? Think again! With On Q Home Loans' Conventional Construction Loan, you could build the home you've always envisioned with as little as 5% down payment options for qualified borrowers.
· Flexible credit score options
· Available for primary residences AND second homes
· One-time close means less hassle and a smoother building process
Whether you're dreaming of a lake house, mountain retreat, or your forever home, we are here to guide you from blueprint to move-in day.
Ready to break ground? Let's talk about your construction loan options today!


https://www.onqhomeloans.com/locations/ben-ingle/

Address

Kings Mountain, NC
28086

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17048130839

Website

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