Overacre Insurance Agency

Overacre Insurance Agency We are an Idaho family owned and operated Independent Insurance Agency. Located in Kimberly Idaho and servi

Spring cleaning is not just for closets and garages. It is also the perfect time to pause and review your life insurance...
04/20/2026

Spring cleaning is not just for closets and garages. It is also the perfect time to pause and review your life insurance beneficiary designations.

Swipe through to see three of the most common beneficiary mistakes and how we can help you clean them up this season.

If you would like help reviewing your life insurance beneficiaries or have questions about your policy, give our office a call. We're here to make sure your coverage aligns with your intentions.

Considering life insurance for your child or grandchild? While it might not be the first thing that comes to mind when p...
03/18/2026

Considering life insurance for your child or grandchild? While it might not be the first thing that comes to mind when planning for their future, this option can offer long-term financial security and peace of mind. Swipe through for what to consider before you invest.

If you’re weighing the pros and cons of life insurance for your child or grandchild, we’re here to help guide you through the options. Contact us today.

Bring a little flavor to your table this St. Patrick’s Day! 🍀Our team agrees: These Corned Beef and Cabbage Sliders from...
03/16/2026

Bring a little flavor to your table this St. Patrick’s Day! 🍀Our team agrees: These Corned Beef and Cabbage Sliders from Delish are easy, cheesy, and perfect for parties or cozy nights in.

Let us know in the comments if you try this dish! We would love to hear your thoughts.

When your pet is suddenly sick or injured, it can be incredibly stressful and overwhelming. In those moments, the last t...
03/11/2026

When your pet is suddenly sick or injured, it can be incredibly stressful and overwhelming. In those moments, the last thing you should be worried about is how to afford their care.

Pet insurance helps ease the financial burden by reimbursing 70%–90% of covered veterinary care costs. There are a variety of pet insurance plans that can meet you and your pet’s individual needs, ranging from accident-only coverage to comprehensive coverage for accidents, injuries, and more.

Since vet costs have risen by nearly 60% over the last decade, more pet owners are turning to insurance for both protection and comfort. If you’re wondering what kind of plan is right for your pet, give us a call. We’re here to walk you through it.

Every March 8th, the world comes together to celebrate the remarkable women who have shaped our world, honor the progres...
03/08/2026

Every March 8th, the world comes together to celebrate the remarkable women who have shaped our world, honor the progress made toward gender equality, and recognize the work that still lies ahead.

While this is a global holiday, there are so many influential women to celebrate at the community level. That is why, in recognition of this day, we encourage you to shout out a female leader or mentor in the comments.

Today, we are sharing a timely reminder: Daylight Saving Time begins this Sunday, March 8. While automatic clocks should...
03/07/2026

Today, we are sharing a timely reminder: Daylight Saving Time begins this Sunday, March 8. While automatic clocks should adjust on their own, you will need to update any manual clocks or timers in your home.

If the shift has you thinking about upcoming needs, we're always here to assist in areas within our expertise. Give us a call anytime.

If you own a vintage, antique, or collector vehicle, then you might be wondering what sort of auto policy you’ll need to...
03/04/2026

If you own a vintage, antique, or collector vehicle, then you might be wondering what sort of auto policy you’ll need to protect your investment. A regular auto policy will not adequately protect your investment, meaning that dedicated classic car coverage is needed to protect your vehicle. Swipe for more details.

If you’re looking to purchase classic car coverage for a vehicle or if you’d like to layer on helpful extras to an existing policy, don’t hesitate to reach out. We are here to help make sure your investment is fully protected.

If your business works with contractors, vendors, or third-party service providers, understanding certificates of insura...
03/02/2026

If your business works with contractors, vendors, or third-party service providers, understanding certificates of insurance (COIs) and endorsements is crucial for protecting your company. Swipe through for the key differences.

Not sure if your business has the right protection in place? Our team can help you navigate coverage options to keep your company safeguarded — contact us today.

Worried about the cost of commercial insurance? You’re not alone. However, there are ways to keep premiums in check. We ...
02/26/2026

Worried about the cost of commercial insurance? You’re not alone. However, there are ways to keep premiums in check.

We can help you:

✅ Perform an annual risk assessment to reduce potential claims.
✅ Review your deductibles and coverage with your agent.
✅ Combine policies to take advantage of multi-policy discounts.

Your insurance plan should evolve as your business grows and so should your savings opportunities.

If you're exploring options or wondering if your coverage still fits your needs, we're just a call away.

If you're running a business from home or have no employees, you might be wondering if you need to get small business co...
02/24/2026

If you're running a business from home or have no employees, you might be wondering if you need to get small business coverage. Here’s what you should know:

✅Most homeowner’s policies don’t fully cover business-related equipment or liability.
✅ A general liability policy is often a smart (and affordable) place to start for small business owners running their business out of their home.
✅ If you use a personal vehicle for deliveries, client meetings, or equipment transport, you may need commercial auto coverage, too.

Have questions about your current coverage or want help closing gaps? Just give us a call. We’re happy to help.

Address

119 Center Street E
Kimberly, ID
83341

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 12pm

Telephone

+12084235588

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