Overacre Insurance Agency

Overacre Insurance Agency We are an Idaho family owned and operated Independent Insurance Agency. Located in Kimberly Idaho and servi

Whether your student is just starting college or already well into their academic career, insurance is an area worth rev...
08/31/2026

Whether your student is just starting college or already well into their academic career, insurance is an area worth revisiting periodically to ensure they have the right coverage in place.

With the start of the school year approaching, we wanted to take a moment to share a few key coverages to review before students head back to school. Swipe for more information.

Taking time to review these key coverages ahead of back-to-school can help give you and your student peace of mind. Our team is here to help review your current coverage and talk through additional policies and riders where it makes sense. Give us a call today, and we can get started.

If you have ever wondered what would actually happen to your payout after a covered loss, the answer often comes down to...
08/24/2026

If you have ever wondered what would actually happen to your payout after a covered loss, the answer often comes down to one question: Does your policy use replacement cost value or actual cash value?

These two coverage types work very differently, and understanding them can save you from a costly surprise when you file a claim. Swipe through for a clear breakdown of each.

Have questions about your current coverage or which option is right for you? Give us a call today.

The kids are heading back to school, the summer months are coming to an end, and routines are kicking back in. This tran...
08/19/2026

The kids are heading back to school, the summer months are coming to an end, and routines are kicking back in. This transition makes it a natural time to ensure your commercial coverage keeps pace with where your business is right now.

If it has been a while since your last coverage review or if your insurance needs are shifting, we are here to help. Give us a call today and let us take a look together.

August has that funny way of keeping us guessing. One day, it can feel like peak summer, and you’re reaching for your go...
08/12/2026

August has that funny way of keeping us guessing. One day, it can feel like peak summer, and you’re reaching for your go-to iced drink. Next, a chill in the air makes you believe fall might be right around the corner, making a warm drink sound pretty perfect.

So we want to know, where do you stand as we head into the final stretch of summer?

🧊 Vote iced drink
☕ Vote warm drink

Drop your pick in the comments. We are curious to see which side takes the win this month!

Spring cleaning is not just for closets and garages. It is also the perfect time to pause and review your life insurance...
04/20/2026

Spring cleaning is not just for closets and garages. It is also the perfect time to pause and review your life insurance beneficiary designations.

Swipe through to see three of the most common beneficiary mistakes and how we can help you clean them up this season.

If you would like help reviewing your life insurance beneficiaries or have questions about your policy, give our office a call. We're here to make sure your coverage aligns with your intentions.

Considering life insurance for your child or grandchild? While it might not be the first thing that comes to mind when p...
03/18/2026

Considering life insurance for your child or grandchild? While it might not be the first thing that comes to mind when planning for their future, this option can offer long-term financial security and peace of mind. Swipe through for what to consider before you invest.

If you’re weighing the pros and cons of life insurance for your child or grandchild, we’re here to help guide you through the options. Contact us today.

Bring a little flavor to your table this St. Patrick’s Day! 🍀Our team agrees: These Corned Beef and Cabbage Sliders from...
03/16/2026

Bring a little flavor to your table this St. Patrick’s Day! 🍀Our team agrees: These Corned Beef and Cabbage Sliders from Delish are easy, cheesy, and perfect for parties or cozy nights in.

Let us know in the comments if you try this dish! We would love to hear your thoughts.

When your pet is suddenly sick or injured, it can be incredibly stressful and overwhelming. In those moments, the last t...
03/11/2026

When your pet is suddenly sick or injured, it can be incredibly stressful and overwhelming. In those moments, the last thing you should be worried about is how to afford their care.

Pet insurance helps ease the financial burden by reimbursing 70%–90% of covered veterinary care costs. There are a variety of pet insurance plans that can meet you and your pet’s individual needs, ranging from accident-only coverage to comprehensive coverage for accidents, injuries, and more.

Since vet costs have risen by nearly 60% over the last decade, more pet owners are turning to insurance for both protection and comfort. If you’re wondering what kind of plan is right for your pet, give us a call. We’re here to walk you through it.

Every March 8th, the world comes together to celebrate the remarkable women who have shaped our world, honor the progres...
03/08/2026

Every March 8th, the world comes together to celebrate the remarkable women who have shaped our world, honor the progress made toward gender equality, and recognize the work that still lies ahead.

While this is a global holiday, there are so many influential women to celebrate at the community level. That is why, in recognition of this day, we encourage you to shout out a female leader or mentor in the comments.

Today, we are sharing a timely reminder: Daylight Saving Time begins this Sunday, March 8. While automatic clocks should...
03/07/2026

Today, we are sharing a timely reminder: Daylight Saving Time begins this Sunday, March 8. While automatic clocks should adjust on their own, you will need to update any manual clocks or timers in your home.

If the shift has you thinking about upcoming needs, we're always here to assist in areas within our expertise. Give us a call anytime.

Address

119 Center Street E
Kimberly, ID
83341

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 12pm

Telephone

+12084235588

Website

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