Az Credit Repair Expert / Credit Counseling

06/17/2016

Happy Father's Day Special!!
Get him the credit line that he deserves!!
Call today and enroll! For more info can 254 245 3311

06/07/2016

*****DONT FALL INTO THE MONEY TRAP*****

Improving Your Credit.
Pay your credit card bills before the statement ending date. Most people think the key to building a good credit score is to get a credit card, use it during the month, then pay it off when the bill comes in. They did a good job of brain-washing us on this. Unfortunately, you are falling right into their trap if you do this. By the time you get the bill, the credit card company has already reported it to the credit bureaus. They report each month the balances of your accounts as of the statement ending dates. So, if you pay the account off each month, your credit score will never know it because the credit card company is reporting the balance to the credit bureaus right before you pay it off each month! All you have to do is pay the balance prior to that statement ending date and you will get the credit you deserve.

06/07/2016

Don't let credit be an issue! Better opportunities start with better credit!! Call me 254 245 3311

05/18/2016

A couple of points on the interest rate can save you loads of cash!!!

A couple of points on the interest rate can save you loads of cash

05/18/2016

DON'T MISS OUT ON CREDIT SCORE POINTS! JUST BY USING THIS SERVICE TO REPORT YOUR RENT PAYMENT TO THE CREDIT BUREAUS, YOUR CREDIT SCORE CAN GO UP ON AVERAGE 80 POINTS!!!!

04/27/2016

How Long Do Negative Items Stay On a Credit Report?
Negative credit accounts, or trade lines, can remain on your credit report for up to 7 years, and bankruptcies and other public records for up to 10 years. Inquiries on your credit report may remain for 2 years. These are the maximum times that are permitted by federal law for reporting agencies to show negative items; however, these times are not mandatory. At any time, a creditor or credit bureau may remove a derogatory remark from your credit report if the consumer requests an investigation into remarks that they feel are incorrect.
Call 254 245 3311 and we will dispute and insist that the bureaus verify every negative item on all your 3 credit reports.

04/20/2016

How much money does your credit score cost you??? How about even the difference between a 620 score and 740 (120 pts), here's an example: If you had a $200K house, $20K car, and $10K in credit card and personal debt the 620 score would cost you OVER $50,000 during the life of those loans! That's over $10,000 through the next 5 years and over $2,000 each year!!!
Quit wasting time but most importantly quit wasting money, let us help!
#2542453311

04/20/2016

I read a post yesterday about credit restoration being a scam. The person who made the post said... "why would you pay somebody to fix something you can fix yourself" & this is very true!!!

Same way you can defend yourself in the court of law (with no degree as a lawyer or even paralegal lol). Why not pay a professional to do it and save you some time & frustration! CALL ME 2542453311

04/20/2016

04/20/2016

Common causes for Credit Report Errors

Identity Theft – for the past several years, this has been one of the fastest growing crimes in America. Someone gets a hold of your personal information and opens credit accounts in your name.

Mixed/Mismerged data – Two different people with the same name might have data mixed up between their accounts

Timely payments reported as late – Some creditors have collection departments that report payments several day and sometimes weeks after receiving a payment from you.

Derogatory information that remains on a credit report for longer than seven (7) years.

Bankruptcy information that remains on a credit report for longer that ten (10) years.

Home mortgage loans being reported as foreclosures when in fact, no foreclosure had ever been initiated by the lender.

Start today for $87 to repair credit! Results in 30-60-90 days!! #2542453311

04/19/2016

DID YOU KNOW???

Just because you payoff a debt does not mean it comes off your credit report! If it has a negative mark...it still haunting you by hurting your credit score!

Credit Repair is what we do!! STOP paying for bad credit credit! CALL ME for more info 2542453311!