Capitol Insurance Agency of Central Texas/Progressive Agent

11/27/2025

Happy Thanksgiving to all and many blessings from the Capitol Insurance Agency family.

11/07/2025

Capitol Insurance Agency of Central Texas

Address: 202 W. Central Texas Expressway, Ste. 102 Killeen TX 76541
Office Phone #: (254)634-7441
Fax Phone #: (254)245-8608
Email: [email protected]
Se Habla Español

BUNDLE & SAVE
Call us for a FREE quote Today!
Home, Auto, Motorcycle, Boat, RV,
Life, Commercial, Title Bonds & more.

11/06/2025

Let's Protect your Auto and Home with a Bundle. Call me today for a FREE quote.
(Hablamos Español) Progressive

11/06/2025

Call us Today....

11/04/2025

Everything that you LoVe, needs "PROTECTION" let me help you with the Protection you deserve. Call me TODAY.... Progressive

10/31/2025

On behalf of Capitol Insurance Agency, we wish you a Happy Halloween 👻🎃👻🎃 Don't forget always check your kid candies carefully and be very careful out there tonight. Happy Trick or Treat...

10/30/2025

Let me give you the PROTECTION you need. Come to our office or call us for a FREE quote and get Protection for all your valuables like: Home, Auto, Motorcycle, Boat, RV, Commercial, Life & much more. Even for your Pets 🐕 don't let them unprotected. Let me help you and Call Me Today.
Progressive

10/27/2025

Remove Snow From 3 Areas to Avoid Flooding

Snowmelt means one thing – lots of water! Depending on density, 1 inch of snow across a single acre of land can yield anywhere from 1,300 to 5,400 gallons of water when melted, according to the U.S. Geological Survey (USGS). Without proper residential snow removal, rapid snowmelt in spring may cause flooding that could damage your home or property. A report on spring flooding from Ready.gov (PDF) found the average flood claim between 2006 and 2010 was approximately $34,000 in damages – more than many can afford to pay out of pocket. For this reason, flood insurance is highly recommended for anyone living in areas that experience rapid snowmelt in the spring. Selecting a low yearly rate before it warms up outside could save you thousands in the event of a flooding disaster this spring. Remember that many flood insurance policies take up to 30 days to take effect.

Minimize Your Risk by Removing Snow

Flood insurance can help protect you in the event of a flooding disaster, but removing snow before it melts actually minimizes your risk of costly damages and repairs. Focus your residential snow removal on the three crucial areas of your home outlined below, and enjoy the warm weather without worrying as much about flooding.

1. Remove Snow from Roof

2. Clear Around Your Home

3. Monitor and Maintain Your Yard

Even if you take every precaution, snowmelt flooding can be unpredictable, and water damage should be dealt with immediately to prevent dangerous damages or costly repairs down the line. Call your insurance company to file a claim as soon as you notice any damage. Then, call the professionals at ServiceMaster Restore. Our experienced teams will customize a water remediation plan to get your home and life back to normal as soon as possible after a flood.

10/24/2025

Tu negocio es lo mas importante que tienes, es por lo que mas has luchado y es el futuro para ti y tu familia. Vamos a protejerlo para que dure todos esos años que faltan por venir. Dame una llamada para darte una cotizacion gratis hoy.

10/23/2025

Preventing water damage to your home

Water damage – whether caused by leaks or condensation - can do more than cause unsightly stains in your home. It can cause permanent structural damage to the home and erode its strength.

Start with the roof

Your roof is “out of sight and out of mind” – so it's easy to forget – until you have unsightly water damage from a leak. Defend your home by stopping that leak before it starts. Corrosion or deterioration of your roof, wind or hail damage or improper installation of vents, flues, chimneys, air conditioners, evaporative coolers or condensers can all result in roof leaks.

Regular inspections and maintenance can prevent problems before they begin. Inspect your roof for punctures, cracks or breaks. Clean any you find and apply a compatible patching compound or sealant. Each year, clean and inspect rain gutters, downspouts and extensions for leaks or holes. All types of manufactured home roofs should be checked once a year – whether shingled, metal, vinyl or fiberglass.

To avoid damage to the seals and seams of your roof, keep your weight directly on the rafters. If you have a bowstring or low-pitch rafter, place a plywood sheet across the rafter so you can distribute your weight evenly. While on the roof remove dirt, leaves, branches and any other debris on your roof or gutter – especially any item that may cause a roof puncture.

Seal metal roofs with a good commercial manufactured home roof coating at least every other year – more often in some climates. Apply roof coating around all vents and seams and use coating along the drip edge of the roof. Make sure to cover all exposed screw heads, fasteners and other areas susceptible to leaking. Don't forget to inspect and seal the roof around vents and chimneys. Look for and repair loose, damaged or missing shingles, missing or damaged vent caps, raised nail heads and anything else that's in disrepair or could cause damage.

Outside walls, doors and windows

Inspect outside walls, doors and windows each spring and fall for unusual wear or tear. Water and moisture can pe*****te these common areas if they're not maintained regularly. Repair or replace caulk, weather stripping, glazing, window seals, door seals or any other exterior area damaged by use, abuse or normal weathering. Examine your exterior siding and replace any missing or damaged fasteners or screws. Repair or replace punctured siding.

Remember to look under your home for sagging, torn or water-spotted bottom barrier. This can indicate poor or damaged insulation, which may cause water lines to freeze and break. These symptoms also can indicate an existing leak.

Check your home's pneumatic storm door closer and safety chain. If these are loose or not working properly the storm door may blow open. That lets water in and can cause additional damage. Inspect exterior doors, especially wooden ones, for wear and tear and cracking.

Also check weather stripping and seals as well as the sill and the threshold for signs of leaking or other damage. Inspect the putty or caulking around metal windows. Clean and remove cracked or dried-out material and replace it with an upgraded sealant or caulk.

10/22/2025

Call us for a FEEE quote today.... Se Habla Español

10/20/2025