Stephen McNally

Stephen McNally First Community Mortgage NMLS #1024434

08/20/2026

What happens if you co-signed for someone’s debt and want to buy a home? Depending on the financing, you must show at least a 12-month history of someone else paying the debt on time. Otherwise, the lender will count it as your debt. If you would like the “What to Consider Before Co-Signing a Loan” tip sheet, comment below, and I’ll send it to you. If you already co-signed for another person’s loan, let’s talk about your situation and structure a plan.
https://myoc.io/StephenMcNally



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

08/19/2026

Buying a home is a big step—and one that can shape your life for years to come! Whether you're planning to stay 5, 10, or 15+ years, choosing the right mortgage is key to making your investment work for you. 💰 Let’s chat about your long-term goals and find the loan that fits your vision. Ready to get started? Send me a message today!



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

Buying your dream home is exciting—but getting the best possible price can make an even bigger impact on your long-term ...
08/19/2026

Buying your dream home is exciting—but getting the best possible price can make an even bigger impact on your long-term finances. 🏡 The right offer strategy, paired with smart financing, can help you maximize your buying power and keep your monthly payment in line with your goals. Knowing when opportunities exist in the market is key to making a confident move. If you’re ready to buy and want guidance on both price and financing, send me a message and let’s connect!



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

The key to a smooth homebuying experience? Working with the right people—and I’ve got connections you can count on! 🔑 I’...
08/18/2026

The key to a smooth homebuying experience? Working with the right people—and I’ve got connections you can count on! 🔑 I’ll help you build the perfect team. Together, we’ll make your path to homeownership a whole lot easier (and less stressful). Ready to get started? Let’s chat!



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

Knowing what needs to get done before a closing can be a lot and you will probably have a lot of questions, but ya know ...
08/18/2026

Knowing what needs to get done before a closing can be a lot and you will probably have a lot of questions, but ya know what? I have a lot of answers and I'm here to help.



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

A good cup of coffee and a solid plan can make just about anything feel possible. ☕🏡 If buying a home is on your mind, g...
08/17/2026

A good cup of coffee and a solid plan can make just about anything feel possible. ☕🏡 If buying a home is on your mind, getting preapproved is a great way to start the day with confidence and clarity about your budget. I'll help you understand your options, answer your questions, and guide you through the financing process from start to finish. Reach out today, and let's get brewing on your homeownership goals!



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

Ready to buy a home, but not sure how to get started? I can help with preapproval and finding the best loan option for y...
08/17/2026

Ready to buy a home, but not sure how to get started? I can help with preapproval and finding the best loan option for you - send me a message today!



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

08/16/2026

🏡 Dreaming of a white picket fence, a yard to water, and a place to truly call home? Your dream may be closer than you think! With down payment assistance and a variety of loan options available, you could be one step away from homeownership.

📞 Call today for a Mortgage Checkup and let's see what you qualify for!



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

08/15/2026

Your dog called and wants cooler weather and a bigger backyard up north. Good news... I do loans in all 50 states! Whether you're moving across town or across the country, I can help. Call me today!



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

Open houses are exciting, but they’re also your chance to gather important information. The more you understand about a ...
08/14/2026

Open houses are exciting, but they’re also your chance to gather important information. The more you understand about a property’s history and current condition, the more confident you’ll feel about your next steps. Going in prepared helps you look beyond the staging and focus on the bigger financial picture.

🏡✨ If you’re planning to start touring homes soon, let’s make sure your financing is ready too — send me a message and we’ll put a plan in place.



All loans and collateral subject to approval | First National Bank Texas NMLS # 402924 | Member FDIC | Equal Housing Lender

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3106 South W. S. Young Drive BLDG STE 402
Killeen, TX
76542

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