09/25/2026
🚨FRAUD IS EVERYWHERE RIGHT NOW — PLEASE READ AND SHARE 🚨
If someone calls you claiming to be your bank, credit union, or credit card company and asks for your full account number, entire card number, PIN, password, or security code, stop. Do not provide it.
Scammers can spoof local phone numbers so the call appears to be coming from your financial institution.
Hang up and call the institution yourself using the phone number on the back of your card, your official statement, or the institution’s official website. Don’t use a number the caller gives you.
If your institution is closed, check your official online banking or mobile app. Many financial institutions allow you to temporarily lock or freeze a card while you verify what’s happening.
And remember: A legitimate institution will not ask you to move your money to a “safe” account because of suspected fraud. That is a major scam warning sign.
My Top 10 Things to Remember
1. Never give your full account number to an unexpected caller.
Your financial institution already has your account information. If you’re unsure, hang up and call them directly.
2. Put a password or additional security protection on your account.
Use multi-factor authentication whenever it is available.
3. Never give your online banking username or password to someone who contacts you unexpectedly.
4. When something sounds suspicious, hang up.
You don’t have to stay on the phone and convince the caller you’re not interested.
5. Be aware that AI can imitate voices.
A scammer can potentially sound like your grandchild, friend, or other family member. If someone calls asking for money or sensitive information, verify their identity by contacting them through a number or method you already know.
6. Never send money to someone you met online simply because they ask you to.
Especially if you’ve never met them in person or they suddenly have an emergency.
7. Pressure and threats are huge red flags.
If someone says you must act immediately, threatens you with law enforcement, the FBI, arrest, investigation, or jail unless you send money or provide information, stop and independently verify the claim.
8. You didn’t win a lottery you never entered.
Don’t send money to pay supposed taxes, fees, or processing costs to collect a prize you didn’t win.
9. Be extremely careful with unexpected checks.
A scammer may send you a check and ask you to deposit it and send some of the money somewhere else. The check can initially appear to clear and later be returned, leaving you responsible for the money.
10. Don’t click unexpected links in texts or emails.
If you receive a message saying there’s a problem with your bank account, package, payment, or account, go directly to the company’s official website or app instead of clicking the link.
One more important rule:
If someone tells you “Don’t tell your bank,” “Don’t tell your family,” or “Don’t tell anyone,” that’s a massive red flag.
Scammers often try to isolate you so nobody has a chance to tell you what’s really happening.
Slow down. Hang up. Verify independently.
Talk to your friends, parents, grandparents, children, and anyone else who might be targeted.
A few minutes of verification can save you thousands of dollars—and a whole lot of stress.
Please share this. Someone you know may need to see it.
