First State Bank

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First State Bank First State Bank has served Florida since 1955, growing with our communities while staying local and customer‑focused. Member FDIC/Equal Housing Lender

With offices from Key West to Ft Lauderdale, plus online and mobile banking, our people set us apart. Convenient Keyswide Locations
Online 24/7 @ KeysBank.com
•1201 Simonton St - Key West
Mon-Fri 8a-6p Sat 9a-1p
• 3406 N Roosevelt Blvd - Key West
Mon-Fri 8a-6p Sat 9a-1p
• 2778 N Roosevelt Blvd - Key West (Winn-Dixie)
*ATM Only
• 444 Whitehead St - Key West
*ATM Only
• 5450 Mac Donald Ave - Stock Island
Mon-Thur 8a-5p Fri 8a-6p
• 24794 Overseas Hwy - Summerland
*ATM & Night Drop Only
• 30515 Overseas Hwy - Big Pine Key
Mon-Thur 8a-5p Fri 8a-6p Sat 9a-1p
• 6900 Overseas Hwy - Marathon
Mon-Thur 8a-5p Fri 8a-6p
• 81621 Old Hwy - Islamorada
Mon-Thur 8a-5p Fri 8a-6p
• 97670 Overseas Hwy - Key Largo
Mon-Thur 8a-5p Fri 8a-6p Sat 9a-12p
• 101433 Overseas Hwy - Key Largo Tradewinds
Mon-Thur 9a-5p Fri 9a-6p

Supporting those who serve our community. ⭐Representing First State Bank at the Star-Spangled Soirée were Melinda Rice, ...
10/17/2026

Supporting those who serve our community. ⭐

Representing First State Bank at the Star-Spangled Soirée were Melinda Rice, VP / Premier Relationship Manager, Jennifer Waddell, EVP / Chief Banking Officer, Jacqueline Luhta, SVP / Strategy & Community Engagement, and Sheri Brown, Premier Banking Officer.

Held at Opal Key Resort & Marina, the event benefited the Key West Police Department Love Fund, which assists members of the Key West Police Department and their families when support is needed most. ❤️ It was a wonderful evening celebrating the people who do so much for Key West.



Fraud Friday! 🚨Ready to invest? Don’t let a scammer cash in. 🚩Investment scams can look surprisingly real, from fake fin...
10/16/2026

Fraud Friday! 🚨

Ready to invest? Don’t let a scammer cash in. 🚩

Investment scams can look surprisingly real, from fake financial firms and websites to AI-generated videos. One of the biggest red flags? Promises of high returns with little or no risk. Before investing, verify who you’re dealing with, research the opportunity, and never send money or personal information based on an unsolicited offer. 💰

Remember… if it sounds too good to be true, it probably is!

What a showcase! 🎉
10/16/2026

What a showcase! 🎉

Some familiar FSB faces were proud to attend Cheryl's Blue Angels Luncheon at the Key West Yacht Club! ✈️⚓️Representing ...
10/15/2026

Some familiar FSB faces were proud to attend Cheryl's Blue Angels Luncheon at the Key West Yacht Club! ✈️⚓️

Representing the Bank, SVP / Strategy & Community Engagement Jacqueline Luhta, VP / Premier Relationship Manager Melinda Rice, Premier Banking Officer Sheri Brown, SVP / Market Lending Leader Ani Madruga, and AVP / Assistant Commercial Credit Manager Jana Beeman joined community members in support of the Cheryl Cates Memorial Foundation, which helps local families and children throughout Monroe County. The luncheon was a wonderful opportunity to connect with friends, support a meaningful cause, and celebrate all that makes Key West special. 🌴

Our offices are closed today, Monday, October 12, in observance of Columbus Day. We’ll reopen tomorrow, Tuesday, October...
10/12/2026

Our offices are closed today, Monday, October 12, in observance of Columbus Day. We’ll reopen tomorrow, Tuesday, October 13, ready to assist you with a smile. 🙂

In the meantime, you can bank anytime at KeysBank.com or on the KeysBank mobile app.

We are proud to support the Key West Police Love Fund and its upcoming Star-Spangled Soirée! ❤️🤍💙Representing FSB, SVP /...
10/10/2026

We are proud to support the Key West Police Love Fund and its upcoming Star-Spangled Soirée! ❤️🤍💙

Representing FSB, SVP / Strategy & Community Engagement Jacqueline Luhta presented our famous big check to Jenny Young, School Resource Officer at Gerald Adams Elementary School, in support of this special event. We wish everyone a wonderful time tonight and look forward to the positive impact it will make for a great cause. ✨

We are proud to support the newest class of Leadership Monroe County including our very own VP / Premier Relationship Ma...
10/08/2026

We are proud to support the newest class of Leadership Monroe County including our very own VP / Premier Relationship Manager Melinda Rice! 🌟

Representing FSB at the kickoff were SVP / Marketing Manager Angie Walterson, VP / Residential Lending Chris Rivette, SVP / Market Lending Leader Ani Madruga, AVP / Risk Manager and Physical Security Officer Julie Schilling, and Executive Assistant Amy Pierce.

We look forward to following this year's class on their leadership journey!

Congratulations to Accountant I Lizbeth Perez on celebrating five years with First State Bank! 🎉 Thank you, Lizbeth, for...
10/08/2026

Congratulations to Accountant I Lizbeth Perez on celebrating five years with First State Bank! 🎉 Thank you, Lizbeth, for your hard work and the support you provide to our team each day.

We appreciate all you do and wish you continued success in the years ahead! 🥳

10/08/2026

☀️ Business Before Hours! ☀️

What a great way to start the morning! The Key West business community came together today for Business Before Hours, sponsored by First State Bank of the Florida Keys.

Thank you to First State Bank for supporting the Key West Chamber of Commerce and helping to bring local businesses and community leaders together for a morning of networking, conversation and connection. 🤝

We appreciate everyone who joined us and helped make this morning such a great start to the day!

Address

1201 Simonton Street (Main Office + 7 More Locations)
Key West, FL
33040

Telephone

+13052968535

Website

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