Florida Keys Mortgage

10/17/2026

Home sales may be slower than last year. But that doesn't mean buyers have disappeared.

At the current pace, almost 4 million homes are expected to sell this year. That's about 11,000 each day, 450 an hour, and nearly 8 every minute.

Why? Because even in this market, there are still buyers out there who have a reason to move.

People get new jobs, families grow, people retire, downsize, and move closer to the people they love. And those changes create buyers and sellers in every kind of market.

In fact, the latest report from NAR shows sales actually ticked up slightly in September, even though they're still below last year's pace.

So, don't let a headline convince you no one is buying. You don't need every buyer. You just need the right one – and a strategy that helps your house get their attention.

If you're thinking about selling, let's talk about how to make yours one of the homes that sells.

10/17/2026

Fidelity Home Group | The Best New Listings in 4 Years: Fidelity Home Group | The Best New Listings in 4 Years
Feel like you’ve seen everything on the market, but nothing’s quite right? Remember, fresh options are popping up every day. In February, 362k more homes hit the market. And one of those could be exactly what you’re looking for. NMLS ID 1834853

http://dlvr.it/TVyCBT

10/17/2026

Most borrowers judge a lender by the rate. What they remember afterward is whether they always knew where their loan stood. At Fidelity Home Group, one small tool answers that: automated milestone tracking. Here is how it works. You apply through our online application portal. From there, automated milestone tracking lets you follow each step of your purchase loan or refinance without having to call and ask. A status tracker sounds like a minor feature. It settles the question borrowers ask most while a loan is in progress: where is my file right now? Clients notice. A buyer who financed a home with us in Naples said our communication was excellent and that we kept them updated on their loan: Most borrowers judge a lender by the rate. What they remember afterward is whether they always knew where their loan stood. At Fidelity Home Group, one small tool answers that: automated milestone tracking. Here is how it works. You apply through our online application portal. From there, automated milestone tracking lets you follow each step of your purchase loan or refinance without having to call and ask. A status tracker sounds like a minor feature. It settles the question borrowers ask most while a loan is in progress: where is my file right now? Clients notice. A buyer who financed a home with us in Naples said our communication was excellent and that we kept them updated on their loan progress. They plan to use our service again. The tracker works alongside people. You also have direct access to a dedicated mortgage expert seven days a week. The update tells you which step you are on. Your expert explains what that step means for you. We call it our Tech + Touch approach. One thing you can use with any lender: before you apply for a purchase loan or a refinance, ask exactly how you will know where your loan stands at each step. How would you want to be kept updated during your loan? 🏡 If you are buying or refinancing in Florida, start an application with us and see the milestone tracking for yourself. ♬ original sound - Fidelity Home Group® - undefined

http://dlvr.it/TVy60r

10/17/2026

Investment property hotspots may present DSCR opportunity: The number of investment units purchased grew for the first time in four quarters, but market share was the smallest since early 2025, BatchData reported.

http://dlvr.it/TVxtY8

10/16/2026

Same time of year. 2 very different stories. And mortgage rates are a big reason why.

Last fall, mortgage rates came down and the number of homes for sale barely budged. This fall, rates have climbed above 7%. Some buyers have pulled back, homes are taking longer to sell, and instead of coming off the market, more listings are sticking around.

Since August, the number of homes for sale has grown by about 25,000. So, what does that mean for you?

Buying? You’ve got more homes to choose from and potentially more room to negotiate on price, repairs, or closing costs.
Selling? Buyers have more options, so you’ve got to give them a reason to choose your house. That means getting the price right from day one and making sure your house stands out from the competition.

Want to know what this shift looks like where you live? Drop a comment or send me a DM, and let’s look at the local numbers together.

10/16/2026

Home equity deal shows VantageScore viable for RMBS ratings: A fintech's transaction is the first to go through S&P Global's preliminary rating process with VantageScore 4.0 used to underwrite for 100% of the loans.

http://dlvr.it/TVxc4y

10/16/2026

The Biggest Credit Hurdle for Renters Who Want To Buy: What's the biggest payment you make every month? If you’re a renter, it's probably your rent.

http://dlvr.it/TVxPPN

10/16/2026

With rates sky-high, mortgages drag down banks' earnings: High mortgage rates aren't just a problem for homebuyers. As the loans grew more expensive, many banks reported that mortgages were a drag on their third-quarter financial performance.

http://dlvr.it/TVx83r

10/15/2026

Homes Are Still Selling – Even in a Slower Market

Don't let a headline about slowing home sales convince you no one is buying. Homes are still selling every minute of every day.

If you need or want to move, let's talk about what it'll take to make sure yours is one of them.

If you’ve seen headlines saying home sales are slowing down, you may be wondering: is this really a good time to sell?

10/15/2026

Fintech Homa adds mortgage lending as AI competition heats up: The company, which completed full artificial intelligence closings earlier this year, claims to return up to 2% of the purchase price to some buyers.

http://dlvr.it/TVwr62