Florida Keys Mortgage

09/02/2026

You probably think as a general rule of thumb, brand new homes costs more than existing homes. But right now, that's backwards. This shows just how much.

A newly built home costs about $40k less than an existing one right now. That's because builders are cutting prices and piling on incentives to keep their inventory moving.

And that opens up a window for you to get brand new everything for less than you may expect.

DM me if you want a list of nearby new home communities offering deals like this right now to see if a new build may be in your budget after all.

09/02/2026

Think New Homes Cost More? Not Right Now.: Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards.

http://dlvr.it/TVHYx2

09/02/2026

Rising bond yields drive lenders to adjust priorities: With the 10-year Treasury yield hitting a 19-month high, mortgage industry executives are bracing for a tougher-than-usual end of year.

http://dlvr.it/TVHQGF

09/01/2026

House Republicans debut CFPB reform package: The Republican proposal would bring the CFPB under congressional appropriations and curb several of its regulatory powers.

http://dlvr.it/TVH3xR

09/01/2026

Sellers Outnumber Buyers Right Now

Buying soon? You’ve got more pull than you might expect. Right now, there are more sellers than buyers on the market. And that means sellers know they’ll have to give a little to get their house sold. Exactly how much negotiating power you have depends on where you’re looking. So, let’s chat about how much power you have here, then turn it into a set of keys. 

08/31/2026

Rocket names Redfin CEO, Veterans United adds to c-suite: Also, South River Mortgage appointed Tyler Plack as its next CEO, while First American Home Warranty welcomed Jason Gritters as its chief revenue officer.

http://dlvr.it/TVG63Q

08/31/2026

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to buy.

If you're considering using your 401(k) savings for a down payment, weigh all your options and talk with a trusted financial advisor before you make any decisions. They’ll help you make a plan to fit your goals and your budget.

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

08/31/2026

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.: Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

http://dlvr.it/TVFlR0

08/30/2026

A lot of people are hoping for the same thing. Lower mortgage rates. Lower home prices.

The problem? Forecasts show that’s probably not what’s in the cards. At least, not right now.

Mortgage rates aren’t expected to fall dramatically. And at the same time, home prices should keep rising at about the same pace they have been.

Now, that’s not what you wanted to hear, but it doesn’t mean you’re out of options.

Sometimes the best move isn't waiting for the market to change. It's exploring what's still possible right now.

Other people are still making it happen even with rates and prices where they are. Maybe you can too.

Let's talk if you want help thinking it over.

08/30/2026

See today's mortgage rates in the Florida Keys and compare current mortgage rates from Fidelity Home Group serving the Florida Keys.

https://goo.gl/maps/1CdV65dYPqvUxQgZ8
https://www.thefloridakeysmortgage.com/
https://www.thefloridakeysmortgage.com/florida-keys-mortgage-rates/