Southernmost Insurance Agency, Inc.

Southernmost Insurance Agency, Inc. Insuring the Keys since 1951. Servicing from Key West to the Middle Keys

Established in 1951, we have provided personal and commercial insurance to the citizens of the Lower Keys for over sixty years. Locally owned and operated as an independent insurance agency, we are committed to partnering with the people of this community. Whether you are protecting your Personal Property or Business, our experienced staff will help you with all your insurance needs!

🏠🎨 YOUR PASSION IS A BUSINESS — LET’S PROTECT IT!Running a business from home? Selling your creations at one of our loca...
08/26/2026

🏠🎨 YOUR PASSION IS A BUSINESS — LET’S PROTECT IT!

Running a business from home? Selling your creations at one of our local Artisan or Farmers Markets? Your homeowners policy may not provide the business coverage you need.

Whether you’re an artist, maker, crafter, jewelry designer, candle maker, boutique vendor, home décor creator, or other small business owner, Southernmost Insurance Agency has access to a competitive carrier specifically for Home-Based Businesses and Market Vendors!

Coverage options may include:
✔️ General Liability
✔️ Business Personal Property — inventory, tools, equipment & supplies
✔️ Commercial Umbrella
✔️ Coverage for participating in Artisan Markets, Farmers Markets, festivals & other events

You’ve worked hard to build your business. Let us help you protect it. 💪🏼

🌴 Locals Serving Locals — The Key West Way for Over 75 Years

Heather L. Keller | Agent: Specializing in Commercial Insurance
📞 (305) 296-5052 x112
📧 [email protected]

Southernmost Insurance Agency
Protect Your Passion. Protect Your Business.

06/20/2026
06/18/2026

Hurricane Season 2026 is underway — are you prepared?

Don’t wait until a hurricane is on the radar. Our Hurricane Preparation Guide has everything you need to help safeguard your home or business before, during, and after a storm.

Wright Flood offers both federal and private flood insurance options to protect what matters most from the peril of flood. Call 1-866-373-5663 to speak with an agent, then download your free prep guide: https://bit.ly/4ucWALl.

🏝️ Florida Keys Business Owners:When was the last time you reviewed your business insurance coverage?As your business gr...
06/18/2026

🏝️ Florida Keys Business Owners:

When was the last time you reviewed your business insurance coverage?

As your business grows and changes, your insurance needs often change too. Many business owners are surprised to learn they may have coverage gaps, outdated limits, or missed opportunities to improve their protection.

At Southernmost Insurance Agency, we've been helping protect local businesses since 1951. Whether you own a restaurant, bar, hotel, motel, B&B, condo association, property management company, contracting business, or retail store, we're here to help.

✔ Complimentary Commercial Insurance Review
✔ Local Expertise
✔ Personalized Service
✔ Coverage Solutions Tailored to Your Business

Let us help ensure your business, livelihood, and legacy are properly protected.

📞 (305) 296-5052 x112
📧 [email protected]

Southernmost Insurance Agency
Locals Serving Locals for Over 75 Years.

06/02/2026

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⛈️ Hurricane Season 2026 officially starts June 1st.Now is the time to review your insurance coverage before a storm is ...
06/01/2026

⛈️ Hurricane Season 2026 officially starts June 1st.

Now is the time to review your insurance coverage before a storm is on the radar. Whether it’s your home, condo, business, or watercraft — making sure you’re properly protected today can make all the difference tomorrow.

At Southernmost Insurance, our local team is here to help you review your policies, answer questions, and prepare for the season ahead. 🌴

📞 (305) 296-5052
🌐 southernmostinsurance.com

Be prepared. Be protected.
Locals serving locals — the Key West way for over 75 years.

06/01/2026
The first step of preparing for hurricanes is to know your risk ✔Find out today what types of water and wind hazards cou...
05/07/2026

The first step of preparing for hurricanes is to know your risk ✔

Find out today what types of water and wind hazards could happen where you live. Hurricanes are not just a coastal problem.

Impacts from wind and water can be felt hundreds of miles inland, and significant impacts can occur regardless of the storm’s strength. Know if you live in an area prone to flooding, if you live in an evacuation zone, and identify any structural weaknesses in your home.

AND We’re BACK!!! 🙌🚗⚡Our carrier has officially re-opened their **standalone LSV (Street Legal Golf Cart) program** and ...
04/01/2026

AND We’re BACK!!! 🙌🚗⚡

Our carrier has officially re-opened their **standalone LSV (Street Legal Golf Cart) program** and we’re ready to get you covered!

If you’ve been waiting… now’s the time 👀

Shoot us an email 📩 or give us a call 🤳
[email protected]
305-296-5052

Locals Serving Locals — the Key West way for the last 75 years 🌴

Address

1010 Kennedy Drive , Ste 401
Key West, FL
33040

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+13052965052

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