The Medicare Connection - Marcia Bechtel

01/26/2026

❄️🥶

Due to the winter storm, the Medicare Connection office is closed today. Please stay safe, avoid unnecessary travel, and take care during the storm.

Thank you for your understanding. Stay warm! 💙

01/16/2026

We can help !

Confused about Medicare? We’ve got your back.

At The Medicare Connection, we help you find the right coverage to protect what matters most. As an independent agency, we work with top carriers to match you with a plan that fits your unique needs.

Whether you're turning 65 or planning retirement, our senior healthcare brokers are here to guide you every step of the way. Let's simplify Medicare—together.

Your coverage. Your peace of mind.

12/25/2025

🎄😍

12/16/2025

https://www.webmd.com/healthy-aging/ss/slideshow-what-to-expect-in-your-70s?utm_medium=paid&utm_source=fb&utm_id=120232263739150156&utm_content=120232263741280156&utm_term=120232263739480156&utm_campaign=120232263739150156

Want to live your best life as you age? Here’s what you need to know about your 70s.

12/12/2025

Wishing everyone a very happy holiday season.🎄🎶⛪️🥳

After a very busy Medicare Annual Enrolment Period it’s time to relax and celebrate with great coworkers and friends

10/11/2025

Is your Medicare Advantage plan taking your monitoring system away in 2026? Have a family member living alone? Click, Learn, buy?

Welcome to Nomo Smart Care, where we offer innovative technology to help caregivers support their loved ones. Buy our Elderly monitoring system, with fall detection & medical alerts, today!

10/02/2025

09/29/2025

Morel disruption for 2026!
We at The Medicare Connection serve the Miami Valley and surrounding areas. No cost obligation for us to find a plan that will work for you. We’ll meet you face to face !call to schedule 937-765-4290 or click here :

https://calendly.com/marciaknowsmedicare/kettering-office-consultation

Kettering Health announced today that its contract with private Medicare Advantage insurers Humana, Inc. and Devoted Health, Inc. will not be renewed

09/29/2025

Have a cup of coffee!

09/22/2025

Watch for Your Medicare Annual Notice of Change and contact me if you have any question or need guidance. 937-765-4290 or schedule your appointment at: marciaknowsmedicare.com

If you have a Medicare Advantage (MA) and/or you purchase your own Medicare Part D prescription drug plan, you should receive an Annual Notices of Change (ANOC) letter or email. DO NOT IGNORE IT. The ANOC provides a detailed summary of all of the changes to your MA plan or Part D plan in 2026.

If you have not already received your ANOC you should receive it by September 30. If you do not receive it by that date, contact your MA insurance company and/or your Part D plan provider.

The primary purpose of the ANOC is to provide you with a comparison between your current plan's benefits and those for next year. Information in your ANCO may cause you to change your MA healthcare insurance plan and/or Part D coverage during the Medicare Annual Enrollment Period scheduled for October 15 - December 7.

If you ignore your ANOC, you may have more expense and undesirable changes in your healthcare and/or prescription drug coverage in 2026. You might learn that your MA plan is being dropped or your preferred doctors or healthcare facilities are no longer part of your plan's network. You may discover that your medications are no longer covered or moved to a more expensive tier.

If the ANCO you receive states that your current MA plan will not be available next year, it should inform you that you have a Guaranteed Issue Right and you are entitled to a Special Enrollment Period. It is a federal law that you are entitled to a GIR and SEP.

A GIR prohibits insurance companies from denying coverage or overcharging an applicant for a MA plan or a traditional Medicare supplement (Medigap) policy regardless of pre-existing health conditions. A SEP allows one to shop for the best deal possible for a Medigap or MA plan.

You should guard against your MA plan provider telling you that your MA plan will cease on 12/31/25 but it can enroll you in a different plan it provides. This is known as "cross walking" and often the recommended plan is more expensive and provides fewer benefits.

Bill Kadereit, President
National Retiree Legislative Network\

Contact me at The Medicare Connection. 937-765-4290

09/07/2025

Whether you have grandchildren or granddogs💖 It’s@ a beautiful day !

09/07/2025

Whether you have grandchildren or grand dogs—- It’s a beautiful thing