The Robinson Group - WSNC

11/02/2017

BLUE CROSS BLUE SHIELD NC - The Robinson Group is now representing BCBSNC as one of it's primary healthcare providers both on and off of the ACA marketplace. If you have an ACA policy through the exchange we can help renew our make policy changes more expediently during this open enrollment period from now through Dec 15, 2017. Let us help you.

10/23/2017

CHOOSE OR IT WILL BE CHOSEN FOR YOU

Those who have taken advantage of the ACA / Obamacare health plans are aware that if you DO NOT choose a new plan for the coming year your provider will enroll you in a plan that is the same, or as close as possible, to the plan that you currently have. This can work FOR or AGAINST you financially. With constant legislative changes regarding these plans, you COULD end up paying considerably more than what you are paying currently.

So, TAKE THE TIME to at lease UPDATE your information and take a look at the plans that are being offered for 2018. You may be in a position take advantage of opportunities that were not available to you in 2017. Or, you may find yourself paying considerably MORE because you didn't chance something that needed to be changed. To be forewarned is to be forearmed!

We would love to assist you in finding the right plan to meet both your needs and budget, be it ACA / Obamacare or another alternative. Many people are paying for services and benefits that they rarely use. Others have DEDUCTIBLES and CO-INSURANCE to meet that they CAN'T AFFORD.

Schedule your appointment at https://therobinsongroupllc.simplybook.me/v2/ and speak with one of our licensed insurance professionals. You'll be glad that you did

Independent Agent/Brokers providing Accident, Disability, Health, Life, and Supplemental Insurance for a multitude of national carriers. "Helping you protect the people you love!"

10/16/2017

THERE ARE OTHER OPTIONS AVAILABLE

Alright, President Trump has just taken away the government subsidies that were offsetting the cost of healthcare for millions of Americans. That means for those who had Obamacare / ACA plans in 2017 the cost of Health Insurance available on the Marketplace or Exchange is GOING to go up IMMEDIATELY. Some of you WILL NOT be able to afford the new rates as there will be NO government assistance.

If this is or becomes your situation LET US HELP YOU. As an Insurance Broker I work with a number of Health Insurance providers to find you the best possible benefits at the best possible rates. We have several non-ACA options available to help with your healthcare costs that often times are MORE AFFORDABLE than traditional Major Medical Health Insurance.

If you have PRE-EXISTING or ONGOING health conditions, you NEED a major medical plan. HOWEVER, if you DO NOT have either of the above, do not make frequent visits to the doctor, are not on prescription medication, and only go the the Hospital for emergencies, we can all but ELIMINATE your deductible and Co-Insurance. That means no money out of your pocket when you DO go for care!

Schedule your FREE CONSULTATION using the SIMPLY BOOK ME option on this page to find out how much $$$$$ we can SAVE YOU and which options are best for you! YOU'LL BE GLAD THAT YOU DID!

09/30/2017

12 MORE MONTHS OF AFFORDABLE HEALTH CARE...

Alright, here's the scoop. FOR NOW the Affordable Care Act is still in affect. That means that those who qualify can STILL get Government subsidized healthcare. This is especially good news for anyone that has a PREEXISTING health condition that would otherwise disqualify them for coverage.

For the rest it means if you do not have coverage through your employer, and your income is within the established guidelines, the government will pay some of the monthly cost of coverage, and may even pay toward your deductible and co-insurance.

The Open Enrollment period is currently scheduled for November 1 thru December 15, 2017 to get coverage beginning January 1 2018. Although the December deadline MAY be extended, this is the ONLY period during which you may take advantage of this program. AFTER that date there will have to be Qualifying Life Event (QLE) for you to be eligible for this program. That means NO government financial assistance.

Know also that because of the issues the program is facing, rates ARE going to increase for 2018. Although the EXACT amount of increase us unknown, there WILL more than likely be an increase. So, prepare to pay more, even if you get the SAME COVERAGE that you have now on the program. There are very FEW companies offering coverage under this program in MOST states. You can still GET coverage, but with these companies, but NOT through the Marketplace.

If you or your family would like to make sure that you get the BEST POSSIBLE COVERAGE for your money. Allow us to HELP YOU navigate through this complicated process. With the window of opportunity being so small, I would advise SCHEDULING AN APPOINTMENT IN ADVANCE if you plan on taking advantage of the program.

You can SCHEDULE an appointment ONLINE and be certain that you don't get stuck on the phone for hours. We are registered with the Marketplace and able to streamline your process, saving you both TIME and MONEY!

SCHEDULE YOUR APPOINTMENT NOW

09/30/2017

Insurance Agency in Kernersville. Consultation... Book Now!

09/25/2017

When policymakers, health care analysts and financial journalists talk about the staggering costs of long-term care, it’s often wonky, devoid of humanity. We throw around statistics like this one from the U.S. Department of Health and Human Services: 52% of individuals turning 65 will req…

09/18/2017

We all know that it's important to have health insurance. And if it were free, we'd all sign up and get some. But health insurance is the opposite of free -- it's expensive. And that means that inevitably, a large number of us get priced out. So just how bad is the problem? According to…

09/18/2017

Many consider retirement to be the ultimate financial goal, the point at which you could make employment optional. Though most people would love to reach this goal, there are some common mistakes you may be making that will prevent you from getting to retirement and staying there comfortably. There…

09/18/2017

Q. I have some credit card debt from medical bills and I really want to pay it off. I could take money from the cash value of my life insurance, otherwise I just have to pay it as I go. Are there downsides to using the cash value?--Working it outA. Cash value from your life insurance policy can come...

09/05/2017

Health insurance is complicated. According to a study of one Fortune 100 company, roughly 80% of workers chose health plans that cost more over the course of the year than their alternatives would have. But how do you make the right choice? Here's the easy way to evaluate you…

09/03/2017

With an Obamacare repeal in the works, you may feel that the best option is simply to drop your health insurance once the coverage requirement disappears. However, going without health insurance can have serious financial drawbacks. While it's true that the tax penalty for not having health insuranc...