Kyle Hruby at Guaranteed Rate NMLS 2009932

02/13/2025

Many homeowners may not realize the benefits of a cash-out refinance. Reach out to learn more.

Debunk common myths about cash-out refinances and discover how this powerful financial tool can help homeowners.

11/25/2024

Ever wondered what makes up your mortgage payment?
✅ Principal: The amount you borrowed
✅ Interest: The cost of borrowing
✅ Taxes: Your share of property taxes
✅ Insurance: Protection for your home.

04/15/2024

It’s that time of year again - tax season! How are you planning on using your return?

03/12/2024

When you're considering buying a home, look at the 4 C's to help determine what you can afford!

02/12/2024

Interest Rates are one factor that can limit your buying power. However, creating good credit and having minimal debt are important factors that determine an interest rate. Reach out to me today to go over the steps to achieve homeownership.

01/17/2024

Buying a home can be overwhelming. We have lots of resources we can discuss during the pre-approval process to help your transaction move smoothly. Even if you're not ready to buy now. The best time to work on increasing credit scores, saving a down payment, etc. is when you "don't need it." There is some preparation you can be working on that will help when you're ready to make an offer. Message Me Today for More Information!

01/01/2024

Happy New Year!

12/14/2023

Why do we believe in homeownership? There are many reasons, but today we want to talk about EQUITY! You build equity with each paid mortgage payment. Building equity is beneficial for a few reasons; you can borrow from your equity or save it to use it in the future. Equity helps to build a strong financial future! Unfortunately, paying rent means 0% of that payment is going towards building a future for yourself, which can feel like paying 100% in interest.

11/23/2023

Leveling the playing field in the real estate market with NAF Cash 💰✨
Say goodbye to bidding wars and hello to your dream home! 🏡