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Secern Financial Protection for Today, Planning for Tomorrow, Peace for Tonight

I help individuals and families protect their lifestyle and financial well-being through financial instruments such as life insurance, annuities, disability insurance, long-term care insurance, health insurance and Medicare Advantage or Supplements.

As of 2026, nearly 35 million eligible Medicare beneficiaries are enrolled in a Medicare Advantage plan, underscoring th...
10/15/2026

As of 2026, nearly 35 million eligible Medicare beneficiaries are enrolled in a Medicare Advantage plan, underscoring that Medicare Advantage remains a popular choice among beneficiaries. So, to help you fully understand your options, we wanted to share a breakdown of key features of Medicare Advantage. Swipe for more information.

If you have questions about Medicare Advantage, please don't hesitate to reach out to our team. We are here to help.

Understanding how to find in-network doctors with your Medicare plan can help you avoid unexpected costs and make the mo...
10/13/2026

Understanding how to find in-network doctors with your Medicare plan can help you avoid unexpected costs and make the most of your healthcare coverage. Swipe for a few important steps to help you find providers that work with your Medicare plan.

If you have questions about your Medicare coverage, provider networks, or choosing a plan that fits your needs, contact us today. We're here to help you navigate Medicare with confidence.

Only 3 days until Medicare Annual Enrollment Period!
10/12/2026

Only 3 days until Medicare Annual Enrollment Period!

Understanding Medicare is one thing, but knowing how to make the most of your benefits is another. If you're enrolled in...
10/06/2026

Understanding Medicare is one thing, but knowing how to make the most of your benefits is another. If you're enrolled in Medicare or preparing to use your coverage for the first time, swipe through for some important ways to maximize your benefits and avoid common mistakes.

If you have questions about your Medicare coverage or would like help reviewing your options, contact us today. We're here to help you make confident, informed Medicare decisions.

Discover all that Secern Financial has to offer on our website!Stay informed with the latest updates, explore our wide r...
10/01/2026

Discover all that Secern Financial has to offer on our website!

Stay informed with the latest updates, explore our wide range of offerings, and connect with everything exciting happening here.

Visit us at https://secernfinancial.com today to see what’s waiting for you!

Life Insurance | Health Insurance | Senior Supplemental Annuities| Long Term Care Insurance| Ancillary Protection

Marketplace Open Enrollment begins November 1st, and whether you're looking to keep your current health plan, switch to ...
09/30/2026

Marketplace Open Enrollment begins November 1st, and whether you're looking to keep your current health plan, switch to something better, or find coverage for the first time, a little preparation now can make the process a whole lot smoother.

Swipe through for the key dates to know and a few steps to help you feel more prepared.

Navigating health insurance options can feel overwhelming, and we are here to help make sure you go into this enrollment period feeling informed and confident. So, if you'd like help reviewing your options or have questions about what plan might be the right fit, please don't hesitate to reach out to our team.

Trying to make sense of Medicare coverage options and costs? You're not alone. With so many different parts and plan cho...
09/23/2026

Trying to make sense of Medicare coverage options and costs? You're not alone. With so many different parts and plan choices, understanding how Medicare works can feel overwhelming at first.

With that in mind, we have put together a simple breakdown of the main parts of Medicare and what they typically help cover. Swipe through to learn more.

If you have questions about Medicare or want help reviewing your options, contact us anytime. We're here to help.

As we prepare for the upcoming Medicare Annual Enrollment Period, we've been having a little fun with AI. Here's a few c...
09/16/2026

As we prepare for the upcoming Medicare Annual Enrollment Period, we've been having a little fun with AI. Here's a few cartoons it created from our headshots and a little instruction! All work and no play makes for boring insurance agents!

Medicare Annual Enrollment begins October 15th, which means now is the time to watch for an important document from your...
09/15/2026

Medicare Annual Enrollment begins October 15th, which means now is the time to watch for an important document from your current Medicare Advantage or Part D plan: your Annual Notice of Change (ANOC)

Typically mailed in September, and no later than September 30th, your ANOC outlines any updates that may take effect on January 1st. Even if you’ve been happy with your current coverage, reviewing these changes carefully can help you avoid unexpected costs or coverage gaps in the year ahead.

Your ANOC may include updates to:

✅ Monthly premiums and other out-of-pocket expenses.
✅ Prescription drug coverage and formularies.
✅ Doctor, hospital, and pharmacy networks.
✅ Copays, deductibles, and additional plan benefits.

Small plan changes can make a significant difference in your health care costs and provider access. Taking time to review your ANOC now can help you make more informed decisions during Medicare Annual Enrollment.

If you would like help understanding your plan changes or comparing your Medicare options before enrollment begins, contact us anytime. We are here to help you review your coverage and find a plan that fits your needs for 2027.

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1300 Ridenour Boulevard Ste 100
Kennesaw, GA
30152

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Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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